Muthoot Capital Services Ltd.
•₹ 251.94-0.32%
2026-08-21
PROS
- Comfortable capital adequacy - CAR of 22.0%
- Latest quarter profit grew 273.9% YoY, showing strong momentum
CONS
- Asset quality is weak - gross NPA at 7.0%
- Net NPA is elevated at 4.1% - provisioning cushion is thin
- A large part of profit comes from other income (76.7% of PBT)
- Company has a low return on capital employed of 11.0%
- Free cash flow has been persistently negative
- Company has delivered a poor profit growth of -26.3% over past five years
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BAJFINANCE | 1078.60 | 33.07 | 671531.43 | 0.56 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| 2. | SHRIRAMFIN | 1104.90 | 22.97 | 259981.15 | 0.98 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| 3. | JIOFIN | 242.70 | 77.55 | 160258.25 | 0.25 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| 4. | CHOLAFIN | 1866.25 | 27.72 | 159390.07 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| 5. | TATACAP | 365.15 | 28.68 | 155001.39 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| 6. | BAJAJHLDNG | 11322.85 | 14.23 | 126015.97 | 1.72 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| 7. | MUTHOOTFIN | 2859.20 | 10.09 | 114787.87 | 1.05 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| 8. | ABCAPITAL | 396.75 | 26.46 | 108592.29 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| 9. | LTF | 315.00 | 24.80 | 78940.44 | 0.87 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| 10. | SBICARD | 626.30 | 0.00 | 59601.37 | 0.40 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| 11. | HDBFS | 681.15 | 26.00 | 56579.31 | 0.59 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| 12. | MUTHOOTCAP | 250.10 | 0.00 | 411.35 | 0.00 | 8.12 | 273.92 | 155.53 | 7.11 | 8.83 | 54.46 |
Detailed Comparison with:
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 106 | 97 | 96 | 98 | 100 | 108 | 126 | 137 | 145 | 153 | 155 | 166 | 156 | |
| 38 | 42 | 43 | 41 | 41 | 37 | 46 | 64 | 77 | 69 | 68 | 78 | 150 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 2 | 1 | 0 | 0 | 1 | 0 | 3 | 2 | 2 | 6 | 2 | 5 |
| Interest | 44 | 41 | 40 | 42 | 44 | 51 | 62 | 68 | 75 | 81 | 81 | 78 | 78 |
| Depreciation | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 4 | 1 |
| 24 | 112 | 13 | 15 | 15 | 22 | 17 | 7 | -6 | 4 | 10 | 8 | 11 | |
| Tax % | 26.86% | 25.70% | 25.24% | 20.42% | 25.57% | 26.13% | 27.36% | 8.02% | 24.31% | 23.92% | 25.87% | 30.80% | 25.16% |
| Net Profit | 18 | 83 | 10 | 12 | 11 | 16 | 13 | 6 | -5 | 3 | 8 | 5 | 8 |
| 11 | 51 | 6 | 7 | 7 | 10 | 8 | 4 | -3 | 2 | 5 | 3 | 0 | |
| Equity Capital | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 106
- 38
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 44
- Depreciation
- 0
- 24
- Tax %
- 26.86%
- Net Profit
- 18
- 11
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2023
- 97
- 42
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 41
- Depreciation
- 0
- 112
- Tax %
- 25.70%
- Net Profit
- 83
- 51
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2023
- 96
- 43
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 40
- Depreciation
- 0
- 13
- Tax %
- 25.24%
- Net Profit
- 10
- 6
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2024
- 98
- 41
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 42
- Depreciation
- 0
- 15
- Tax %
- 20.42%
- Net Profit
- 12
- 7
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2024
- 100
- 41
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 44
- Depreciation
- 1
- 15
- Tax %
- 25.57%
- Net Profit
- 11
- 7
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 108
- 37
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 51
- Depreciation
- 1
- 22
- Tax %
- 26.13%
- Net Profit
- 16
- 10
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 126
- 46
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 62
- Depreciation
- 1
- 17
- Tax %
- 27.36%
- Net Profit
- 13
- 8
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- 137
- 64
- Operating Profit
- —
- OPM %
- —
- Other Income
- 3
- Interest
- 68
- Depreciation
- 2
- 7
- Tax %
- 8.02%
- Net Profit
- 6
- 4
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 145
- 77
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 75
- Depreciation
- 1
- -6
- Tax %
- 24.31%
- Net Profit
- -5
- -3
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- 153
- 69
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 81
- Depreciation
- 1
- 4
- Tax %
- 23.92%
- Net Profit
- 3
- 2
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 155
- 68
- Operating Profit
- —
- OPM %
- —
- Other Income
- 6
- Interest
- 81
- Depreciation
- 1
- 10
- Tax %
- 25.87%
- Net Profit
- 8
- 5
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- 166
- 78
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 78
- Depreciation
- 4
- 8
- Tax %
- 30.80%
- Net Profit
- 5
- 3
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 156
- 150
- Operating Profit
- —
- OPM %
- —
- Other Income
- 5
- Interest
- 78
- Depreciation
- 1
- 11
- Tax %
- 25.16%
- Net Profit
- 8
- 0
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 16
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 284 | 398 | 518 | 586 | 504 | 411 | 443 | 398 | 472 | 621 | 630 | |
| 133 | 192 | 206 | 264 | 247 | 476 | 185 | 272 | 204 | 293 | 365 | |
| Operating Profit | 151 | 206 | 313 | 323 | 258 | -65 | 258 | 237 | 289 | 340 | — |
| OPM % | 53 | 52 | 60 | 55 | 51 | -16 | 58 | 59 | 61 | 55 | — |
| Other Income | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 111 | 21 | 12 | 15 |
| Interest | 104 | 123 | 179 | 228 | 187 | 150 | 148 | 168 | 224 | 315 | 318 |
| Depreciation | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 5 | 7 | 7 |
| 46 | 82 | 133 | 93 | 70 | -216 | 109 | 164 | 60 | 16 | 33 | |
| Tax % | 35 | 35 | 35 | 35 | 26 | 25 | 28 | 25 | 24 | 28 | 27 |
| Net Profit | 30 | 54 | 86 | 60 | 51 | -162 | 79 | 123 | 46 | 11 | 24 |
| EPS | 22 | 36 | 52 | 37 | 31 | -98 | 48 | 75 | 28 | 7 | — |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 22 | 33 | 52 | 37 | 31 | -98 | 48 | 75 | 28 | 7 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 22 | 33 | 52 | 37 | 31 | -98 | 48 | 75 | 28 | 7 | — |
Mar 2017
- 284
- 133
- Operating Profit
- 151
- OPM %
- 53
- Other Income
- 0
- Interest
- 104
- Depreciation
- 1
- 46
- Tax %
- 35
- Net Profit
- 30
- EPS
- 22
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 22
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 22
Mar 2018
- 398
- 192
- Operating Profit
- 206
- OPM %
- 52
- Other Income
- 0
- Interest
- 123
- Depreciation
- 1
- 82
- Tax %
- 35
- Net Profit
- 54
- EPS
- 36
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 33
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 33
Mar 2019
- 518
- 206
- Operating Profit
- 313
- OPM %
- 60
- Other Income
- 0
- Interest
- 179
- Depreciation
- 1
- 133
- Tax %
- 35
- Net Profit
- 86
- EPS
- 52
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 52
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 52
Mar 2020
- 586
- 264
- Operating Profit
- 323
- OPM %
- 55
- Other Income
- 0
- Interest
- 228
- Depreciation
- 2
- 93
- Tax %
- 35
- Net Profit
- 60
- EPS
- 37
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 37
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 37
Mar 2021
- 504
- 247
- Operating Profit
- 258
- OPM %
- 51
- Other Income
- 1
- Interest
- 187
- Depreciation
- 1
- 70
- Tax %
- 26
- Net Profit
- 51
- EPS
- 31
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 31
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 31
Mar 2022
- 411
- 476
- Operating Profit
- -65
- OPM %
- -16
- Other Income
- 0
- Interest
- 150
- Depreciation
- 1
- -216
- Tax %
- 25
- Net Profit
- -162
- EPS
- -98
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -98
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -98
Mar 2023
- 443
- 185
- Operating Profit
- 258
- OPM %
- 58
- Other Income
- 0
- Interest
- 148
- Depreciation
- 1
- 109
- Tax %
- 28
- Net Profit
- 79
- EPS
- 48
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 48
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 48
Mar 2024
- 398
- 272
- Operating Profit
- 237
- OPM %
- 59
- Other Income
- 111
- Interest
- 168
- Depreciation
- 1
- 164
- Tax %
- 25
- Net Profit
- 123
- EPS
- 75
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 75
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 75
Mar 2025
- 472
- 204
- Operating Profit
- 289
- OPM %
- 61
- Other Income
- 21
- Interest
- 224
- Depreciation
- 5
- 60
- Tax %
- 24
- Net Profit
- 46
- EPS
- 28
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 28
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 28
Mar 2026
- 621
- 293
- Operating Profit
- 340
- OPM %
- 55
- Other Income
- 12
- Interest
- 315
- Depreciation
- 7
- 16
- Tax %
- 28
- Net Profit
- 11
- EPS
- 7
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 7
TTM
- 630
- 365
- Operating Profit
- —
- OPM %
- —
- Other Income
- 15
- Interest
- 318
- Depreciation
- 7
- 33
- Tax %
- 27
- Net Profit
- 24
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 11%
- 5 Years:
- 4%
- 3 Years:
- 12%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- -7%
- 5 Years:
- -26%
- 3 Years:
- -48%
STOCK PRICE CAGR
- 10 Years:
- 3%
- 5 Years:
- -8%
- 3 Years:
- -12%
- 1 Year:
- -8%
RETURN ON EQUITY
- 10 Years:
- 10%
- 5 Years:
- 3%
- 3 Years:
- 10%
- Last Year:
- 2%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 12 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| 166 | 377 | 431 | 491 | 543 | 395 | 473 | 595 | 642 | 654 | |
| 815 | 1,253 | 1,160 | 1,244 | 1,010 | 905 | 881 | 1,291 | 1,778 | 2,295 | |
| Trade Payables | 10 | 16 | 22 | 16 | 21 | 28 | 30 | 15 | 27 | 31 |
| 269 | 304 | 979 | 1,119 | 948 | 654 | 943 | 341 | 1,082 | 1,024 | |
| Total Liabilities | 1,272 | 1,966 | 2,608 | 2,886 | 2,538 | 1,999 | 2,343 | 2,259 | 3,545 | 4,021 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 2 | 2 | 2 | 4 | 3 | 2 | 2 | 6 | 10 | 8 | |
| 15 | 18 | 20 | 16 | 16 | 27 | 46 | 107 | 112 | 129 | |
| Cash & Bank | 14 | 17 | 85 | 399 | 610 | 335 | 574 | 240 | 343 | 443 |
| 1,240 | 1,929 | 2,501 | 2,467 | 1,909 | 1,634 | 1,721 | 1,906 | 3,080 | 3,440 | |
| Total Assets | 1,272 | 1,966 | 2,608 | 2,886 | 2,538 | 1,999 | 2,343 | 2,259 | 3,545 | 4,021 |
| Total Debt | 987 | 1,441 | 2,126 | 2,351 | 1,945 | 1,625 | 1,891 | 1,660 | 2,853 | 3,313 |
| Net Working Capital | -221 | -364 | -1,119 | -860 | -422 | -597 | -322 | -1,053 | -1,466 | -1,858 |
| Contingent Liabilities | 21 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book Value per Share | 142.70 | 239.51 | 271.85 | 308.44 | 340.16 | 250.05 | 297.46 | 371.94 | 400.10 | 407.61 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 987 | 1,441 | 2,126 | 2,351 | 1,945 | 1,625 | 1,891 | 1,660 | 2,853 | 3,313 |
| Net Working Capital | -221 | -364 | -1,119 | -860 | -422 | -597 | -322 | -1,053 | -1,466 | -1,858 |
| Contingent Liabilities | 21 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book Value per Share | 142.70 | 239.51 | 271.85 | 308.44 | 340.16 | 250.05 | 297.46 | 371.94 | 400.10 | 407.61 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2017
- Equity Capital
- 12
- 166
- 815
- Trade Payables
- 10
- 269
- Total Liabilities
- 1,272
- 2
- 15
- Cash & Bank
- 14
- 1,240
- Total Assets
- 1,272
- Total Debt
- 987
- Net Working Capital
- -221
- Contingent Liabilities
- 21
- Book Value per Share
- 142.70
- Face Value
- 10.00
- Total Debt
- 987
- Net Working Capital
- -221
- Contingent Liabilities
- 21
- Book Value per Share
- 142.70
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 16
- 377
- 1,253
- Trade Payables
- 16
- 304
- Total Liabilities
- 1,966
- 2
- 18
- Cash & Bank
- 17
- 1,929
- Total Assets
- 1,966
- Total Debt
- 1,441
- Net Working Capital
- -364
- Contingent Liabilities
- 22
- Book Value per Share
- 239.51
- Face Value
- 10.00
- Total Debt
- 1,441
- Net Working Capital
- -364
- Contingent Liabilities
- 22
- Book Value per Share
- 239.51
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 16
- 431
- 1,160
- Trade Payables
- 22
- 979
- Total Liabilities
- 2,608
- 2
- 20
- Cash & Bank
- 85
- 2,501
- Total Assets
- 2,608
- Total Debt
- 2,126
- Net Working Capital
- -1,119
- Contingent Liabilities
- 0
- Book Value per Share
- 271.85
- Face Value
- 10.00
- Total Debt
- 2,126
- Net Working Capital
- -1,119
- Contingent Liabilities
- 0
- Book Value per Share
- 271.85
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 16
- 491
- 1,244
- Trade Payables
- 16
- 1,119
- Total Liabilities
- 2,886
- 4
- 16
- Cash & Bank
- 399
- 2,467
- Total Assets
- 2,886
- Total Debt
- 2,351
- Net Working Capital
- -860
- Contingent Liabilities
- 0
- Book Value per Share
- 308.44
- Face Value
- 10.00
- Total Debt
- 2,351
- Net Working Capital
- -860
- Contingent Liabilities
- 0
- Book Value per Share
- 308.44
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 16
- 543
- 1,010
- Trade Payables
- 21
- 948
- Total Liabilities
- 2,538
- 3
- 16
- Cash & Bank
- 610
- 1,909
- Total Assets
- 2,538
- Total Debt
- 1,945
- Net Working Capital
- -422
- Contingent Liabilities
- 0
- Book Value per Share
- 340.16
- Face Value
- 10.00
- Total Debt
- 1,945
- Net Working Capital
- -422
- Contingent Liabilities
- 0
- Book Value per Share
- 340.16
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 16
- 395
- 905
- Trade Payables
- 28
- 654
- Total Liabilities
- 1,999
- 2
- 27
- Cash & Bank
- 335
- 1,634
- Total Assets
- 1,999
- Total Debt
- 1,625
- Net Working Capital
- -597
- Contingent Liabilities
- 0
- Book Value per Share
- 250.05
- Face Value
- 10.00
- Total Debt
- 1,625
- Net Working Capital
- -597
- Contingent Liabilities
- 0
- Book Value per Share
- 250.05
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 16
- 473
- 881
- Trade Payables
- 30
- 943
- Total Liabilities
- 2,343
- 2
- 46
- Cash & Bank
- 574
- 1,721
- Total Assets
- 2,343
- Total Debt
- 1,891
- Net Working Capital
- -322
- Contingent Liabilities
- 0
- Book Value per Share
- 297.46
- Face Value
- 10.00
- Total Debt
- 1,891
- Net Working Capital
- -322
- Contingent Liabilities
- 0
- Book Value per Share
- 297.46
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 16
- 595
- 1,291
- Trade Payables
- 15
- 341
- Total Liabilities
- 2,259
- 6
- 107
- Cash & Bank
- 240
- 1,906
- Total Assets
- 2,259
- Total Debt
- 1,660
- Net Working Capital
- -1,053
- Contingent Liabilities
- 0
- Book Value per Share
- 371.94
- Face Value
- 10.00
- Total Debt
- 1,660
- Net Working Capital
- -1,053
- Contingent Liabilities
- 0
- Book Value per Share
- 371.94
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 16
- 642
- 1,778
- Trade Payables
- 27
- 1,082
- Total Liabilities
- 3,545
- 10
- 112
- Cash & Bank
- 343
- 3,080
- Total Assets
- 3,545
- Total Debt
- 2,853
- Net Working Capital
- -1,466
- Contingent Liabilities
- 0
- Book Value per Share
- 400.10
- Face Value
- 10.00
- Total Debt
- 2,853
- Net Working Capital
- -1,466
- Contingent Liabilities
- 0
- Book Value per Share
- 400.10
- Face Value
- 10.00
Mar 2026
- Equity Capital
- 16
- 654
- 2,295
- Trade Payables
- 31
- 1,024
- Total Liabilities
- 4,021
- 8
- 129
- Cash & Bank
- 443
- 3,440
- Total Assets
- 4,021
- Total Debt
- 3,313
- Net Working Capital
- -1,858
- Contingent Liabilities
- 0
- Book Value per Share
- 407.61
- Face Value
- 10.00
- Total Debt
- 3,313
- Net Working Capital
- -1,858
- Contingent Liabilities
- 0
- Book Value per Share
- 407.61
- Face Value
- 10.00
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -99 | -614 | -501 | 24 | 670 | 73 | -46 | -7 | -1,096 | -375 | |
| Cash from Investing | -2 | -3 | 0 | 2 | 1 | -9 | -17 | -63 | -8 | -24 |
| Cash from Financing | 107 | 619 | 529 | 229 | -416 | -311 | 272 | -251 | 1,220 | 467 |
| 6 | 2 | 29 | 255 | 255 | -248 | 209 | -321 | 116 | 68 | |
| Free Cash Flow | -100 | -615 | -501 | 21 | 669 | 73 | -47 | -12 | -1,103 | -380 |
| OCF / Net Profit | -3.28 | -11.44 | -5.82 | 0.40 | 13.01 | -0.45 | -0.59 | -0.06 | -23.97 | -33.60 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -526 | -352 | 215 | 705 | -419 | -1,468 |
| OCF / Net Profit | -3.28 | -11.44 | -5.82 | 0.40 | 13.01 | -0.45 | -0.59 | -0.06 | -23.97 | -33.60 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -526 | -352 | 215 | 705 | -419 | -1,468 |
Mar 2017
- -99
- Cash from Investing
- -2
- Cash from Financing
- 107
- 6
- Free Cash Flow
- -100
- OCF / Net Profit
- -3.28
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -3.28
- Cumulative 5-Year FCF
- 0
Mar 2018
- -614
- Cash from Investing
- -3
- Cash from Financing
- 619
- 2
- Free Cash Flow
- -615
- OCF / Net Profit
- -11.44
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -11.44
- Cumulative 5-Year FCF
- 0
Mar 2019
- -501
- Cash from Investing
- 0
- Cash from Financing
- 529
- 29
- Free Cash Flow
- -501
- OCF / Net Profit
- -5.82
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -5.82
- Cumulative 5-Year FCF
- 0
Mar 2020
- 24
- Cash from Investing
- 2
- Cash from Financing
- 229
- 255
- Free Cash Flow
- 21
- OCF / Net Profit
- 0.40
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.40
- Cumulative 5-Year FCF
- 0
Mar 2021
- 670
- Cash from Investing
- 1
- Cash from Financing
- -416
- 255
- Free Cash Flow
- 669
- OCF / Net Profit
- 13.01
- Cumulative 5-Year FCF
- -526
- OCF / Net Profit
- 13.01
- Cumulative 5-Year FCF
- -526
Mar 2022
- 73
- Cash from Investing
- -9
- Cash from Financing
- -311
- -248
- Free Cash Flow
- 73
- OCF / Net Profit
- -0.45
- Cumulative 5-Year FCF
- -352
- OCF / Net Profit
- -0.45
- Cumulative 5-Year FCF
- -352
Mar 2023
- -46
- Cash from Investing
- -17
- Cash from Financing
- 272
- 209
- Free Cash Flow
- -47
- OCF / Net Profit
- -0.59
- Cumulative 5-Year FCF
- 215
- OCF / Net Profit
- -0.59
- Cumulative 5-Year FCF
- 215
Mar 2024
- -7
- Cash from Investing
- -63
- Cash from Financing
- -251
- -321
- Free Cash Flow
- -12
- OCF / Net Profit
- -0.06
- Cumulative 5-Year FCF
- 705
- OCF / Net Profit
- -0.06
- Cumulative 5-Year FCF
- 705
Mar 2025
- -1,096
- Cash from Investing
- -8
- Cash from Financing
- 1,220
- 116
- Free Cash Flow
- -1,103
- OCF / Net Profit
- -23.97
- Cumulative 5-Year FCF
- -419
- OCF / Net Profit
- -23.97
- Cumulative 5-Year FCF
- -419
Mar 2026
- -375
- Cash from Investing
- -24
- Cash from Financing
- 467
- 68
- Free Cash Flow
- -380
- OCF / Net Profit
- -33.60
- Cumulative 5-Year FCF
- -1,468
- OCF / Net Profit
- -33.60
- Cumulative 5-Year FCF
- -1,468
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 24.13 | 32.64 | 52.34 | 36.77 | 31.28 | -98.44 | 47.84 | 74.58 | 27.81 | 6.79 |
| Book Value (₹) | 142.70 | 239.51 | 271.85 | 308.44 | 340.16 | 250.05 | 297.46 | 371.94 | 400.10 | 407.61 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | 22.65 | 33.23 | 52.97 | 37.76 | 32.07 | -97.86 | 48.23 | 75.10 | 30.71 | 11.24 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 53.20% | 51.86% | 60.39% | 55.05% | 51.15% | -15.78% | 58.20% | 31.62% | 56.77% | 52.83% |
| Net Margin % | 10.59% | 13.50% | 16.61% | 10.31% | 10.21% | -39.42% | 17.78% | 30.79% | 9.70% | 1.80% |
| ROE % | 18.47% | 18.77% | 20.47% | 12.67% | 9.65% | -33.36% | 17.47% | 22.28% | 7.21% | 1.68% |
| ROCE % | 13.71% | 13.69% | 14.16% | 11.83% | 9.57% | -2.90% | 11.64% | 14.27% | 9.82% | 8.83% |
| 2.57% | 3.32% | 3.76% | 2.20% | 1.90% | -7.14% | 3.62% | 5.33% | 1.58% | 0.30% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 5.54x | 3.66x | 4.75x | 4.63x | 3.48x | 3.95x | 3.87x | 2.71x | 4.33x | 4.94x |
| Interest Coverage (x) | 1.44x | 1.67x | 1.74x | 1.41x | 1.37x | -0.44x | 1.73x | 1.98x | 1.27x | 1.05x |
| 0.77x | 0.75x | 0.09x | 0.34x | 0.60x | 0.38x | 0.66x | 0.21x | 0.21x | 0.21x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 24.68% | 40.02% | 30.36% | 13.12% | -14.04% | -18.51% | 7.73% | -9.99% | 18.39% | 31.57% |
| Operating Profit Growth % | 22.39% | 36.49% | 51.80% | 3.11% | -20.13% | -125.14% | 497.40% | -8.03% | 21.87% | 17.70% |
| Net Profit Growth % | 31.67% | 78.38% | 60.40% | -29.76% | -14.91% | -414.69% | 148.59% | 55.90% | -62.70% | -75.58% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 55.90% | -62.70% | -75.58% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 3.60x | 8.87x | 26.27x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.72x | 0.62x | 0.44x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 7.86x | 10.10x | 9.31x |
Mar 2017
- EPS (₹)
- 24.13
- Book Value (₹)
- 142.70
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 22.65
- Operating Margin %
- 53.20%
- Net Margin %
- 10.59%
- ROE %
- 18.47%
- ROCE %
- 13.71%
- 2.57%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 5.54x
- Interest Coverage (x)
- 1.44x
- 0.77x
- Revenue Growth %
- 24.68%
- Operating Profit Growth %
- 22.39%
- Net Profit Growth %
- 31.67%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 32.64
- Book Value (₹)
- 239.51
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 33.23
- Operating Margin %
- 51.86%
- Net Margin %
- 13.50%
- ROE %
- 18.77%
- ROCE %
- 13.69%
- 3.32%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 3.66x
- Interest Coverage (x)
- 1.67x
- 0.75x
- Revenue Growth %
- 40.02%
- Operating Profit Growth %
- 36.49%
- Net Profit Growth %
- 78.38%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 52.34
- Book Value (₹)
- 271.85
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 52.97
- Operating Margin %
- 60.39%
- Net Margin %
- 16.61%
- ROE %
- 20.47%
- ROCE %
- 14.16%
- 3.76%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 4.75x
- Interest Coverage (x)
- 1.74x
- 0.09x
- Revenue Growth %
- 30.36%
- Operating Profit Growth %
- 51.80%
- Net Profit Growth %
- 60.40%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 36.77
- Book Value (₹)
- 308.44
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 37.76
- Operating Margin %
- 55.05%
- Net Margin %
- 10.31%
- ROE %
- 12.67%
- ROCE %
- 11.83%
- 2.20%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 4.63x
- Interest Coverage (x)
- 1.41x
- 0.34x
- Revenue Growth %
- 13.12%
- Operating Profit Growth %
- 3.11%
- Net Profit Growth %
- -29.76%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 31.28
- Book Value (₹)
- 340.16
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 32.07
- Operating Margin %
- 51.15%
- Net Margin %
- 10.21%
- ROE %
- 9.65%
- ROCE %
- 9.57%
- 1.90%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 3.48x
- Interest Coverage (x)
- 1.37x
- 0.60x
- Revenue Growth %
- -14.04%
- Operating Profit Growth %
- -20.13%
- Net Profit Growth %
- -14.91%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- -98.44
- Book Value (₹)
- 250.05
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -97.86
- Operating Margin %
- -15.78%
- Net Margin %
- -39.42%
- ROE %
- -33.36%
- ROCE %
- -2.90%
- -7.14%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 3.95x
- Interest Coverage (x)
- -0.44x
- 0.38x
- Revenue Growth %
- -18.51%
- Operating Profit Growth %
- -125.14%
- Net Profit Growth %
- -414.69%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 47.84
- Book Value (₹)
- 297.46
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 48.23
- Operating Margin %
- 58.20%
- Net Margin %
- 17.78%
- ROE %
- 17.47%
- ROCE %
- 11.64%
- 3.62%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 3.87x
- Interest Coverage (x)
- 1.73x
- 0.66x
- Revenue Growth %
- 7.73%
- Operating Profit Growth %
- 497.40%
- Net Profit Growth %
- 148.59%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 74.58
- Book Value (₹)
- 371.94
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 75.10
- Operating Margin %
- 31.62%
- Net Margin %
- 30.79%
- ROE %
- 22.28%
- ROCE %
- 14.27%
- 5.33%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 2.71x
- Interest Coverage (x)
- 1.98x
- 0.21x
- Revenue Growth %
- -9.99%
- Operating Profit Growth %
- -8.03%
- Net Profit Growth %
- 55.90%
- 55.90%
- P/E (x)
- 3.60x
- P/B (x)
- 0.72x
- Dividend Yield %
- 0.00%
- 7.86x
Mar 2025
- EPS (₹)
- 27.81
- Book Value (₹)
- 400.10
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 30.71
- Operating Margin %
- 56.77%
- Net Margin %
- 9.70%
- ROE %
- 7.21%
- ROCE %
- 9.82%
- 1.58%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 4.33x
- Interest Coverage (x)
- 1.27x
- 0.21x
- Revenue Growth %
- 18.39%
- Operating Profit Growth %
- 21.87%
- Net Profit Growth %
- -62.70%
- -62.70%
- P/E (x)
- 8.87x
- P/B (x)
- 0.62x
- Dividend Yield %
- 0.00%
- 10.10x
Mar 2026
- EPS (₹)
- 6.79
- Book Value (₹)
- 407.61
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 11.24
- Operating Margin %
- 52.83%
- Net Margin %
- 1.80%
- ROE %
- 1.68%
- ROCE %
- 8.83%
- 0.30%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 4.94x
- Interest Coverage (x)
- 1.05x
- 0.21x
- Revenue Growth %
- 31.57%
- Operating Profit Growth %
- 17.70%
- Net Profit Growth %
- -75.58%
- -75.58%
- P/E (x)
- 26.27x
- P/B (x)
- 0.44x
- Dividend Yield %
- 0.00%
- 9.31x
Documents
Announcements
- General Updates
2026-08-19 - Muthoot Capital Services Limited has informed the Exchange about raising funds through securitization
- Issue of Securities
2026-08-18 - Muthoot Capital Services Limited has informed the Exchange about issue of Non Convertible Debentures on Private Placement basis
Annual Reports
Credit Ratings
- Credit Rating- New
2026-08-07 - Muthoot Capital Services Limited has informed the Exchange about Credit Rating.
- Credit Rating
2026-06-09 - Muthoot Capital Services Limited has informed the Exchange about Credit Rating
Concalls
Jul 2026
May 2026
Jan 2026