Muthoot Finance Ltd.

3,0221.75%

2026-08-21

muthootgroup.comBSE: 533398NSE: MUTHOOTFIN
Market Cap₹ 1,19,316 Cr.
Current Price₹ 3,022
High / Low₹ 4,150 / 2,604
Stock P/E0.0
Book Value₹ 971
Price to Book3.36
Dividend Yield1.01 %
ROCE16.1 %
ROE30.6 %
Face Value₹ 10

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ABOUT

KEY POINTS

Revenue Breakup Mar 2018 • Financing: 100.0% • Power Generation: 0.0%

PROS

  • Company has delivered good profit growth of 22.2% CAGR over last 5 years
  • Comfortable capital adequacy - CAR of 20.8%
  • Solid return on assets for a lender - ROA of 6.7%
  • Company has a good return on equity (ROE) track record: 3 Years ROE 22.7%
  • Company has delivered good sales growth of 21.2% CAGR over last 5 years
  • Operating margins have improved to 85.9% from 80.2%

CONS

  • Net NPA is elevated at 2.1% - provisioning cushion is thin
  • Free cash flow has been persistently negative
  • Though reporting repeated profits, the company pays out little dividend (11.9%)

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.BAJFINANCE1095.1533.58681835.390.556080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1125.0523.39264722.410.963452.7759.9013400.4317.4611.4974.63
3.CHOLAFIN1910.0028.36163126.610.101656.2245.568856.2921.899.7070.07
4.JIOFIN244.9578.27161743.950.24830.25155.732004.47227.282.1169.71
5.TATACAP365.6028.72155192.410.1616281.801464.1688219.301051.008.6675.72
6.BAJAJHLDNG11353.3514.27126355.421.722708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2972.0010.49119316.431.012824.8443.088671.6036.2515.8783.76
8.ABCAPITAL408.0027.21111671.470.001223.8543.8512179.54137.848.8241.91
9.LTF314.9024.8078915.380.87915.9930.705212.9222.388.5462.13
10.SBICARD646.050.0061480.860.39664.4419.515040.557.6011.7529.83
11.HDBFS691.8526.4157468.100.58785.2038.314937.9018.719.0957.98
12.M&MFIN382.4516.3453159.451.96927.4875.345717.9123.098.6364.82
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023
2,977
635
Operating Profit
OPM %
Other Income
28
Interest
1,064
Depreciation
13
1,315
Tax %
25.82%
Net Profit
975
24
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Sep 2023
3,037
572
Operating Profit
OPM %
Other Income
14
Interest
1,156
Depreciation
15
1,330
Tax %
25.50%
Net Profit
991
25
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Dec 2023
3,141
566
Operating Profit
OPM %
Other Income
8
Interest
1,212
Depreciation
17
1,380
Tax %
25.59%
Net Profit
1,027
26
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Mar 2024
3,382
753
Operating Profit
OPM %
Other Income
9
Interest
1,223
Depreciation
19
1,424
Tax %
25.80%
Net Profit
1,056
26
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Jun 2024
3,677
849
Operating Profit
OPM %
Other Income
6
Interest
1,351
Depreciation
18
1,492
Tax %
27.69%
Net Profit
1,079
27
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Sep 2024
4,089
852
Operating Profit
OPM %
Other Income
9
Interest
1,550
Depreciation
16
1,708
Tax %
26.75%
Net Profit
1,251
31
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Dec 2024
4,394
913
Operating Profit
OPM %
Other Income
8
Interest
1,648
Depreciation
20
1,851
Tax %
26.34%
Net Profit
1,363
34
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Mar 2025
4,821
951
Operating Profit
OPM %
Other Income
20
Interest
1,880
Depreciation
23
2,020
Tax %
25.37%
Net Profit
1,508
38
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Jun 2025
5,660
832
Operating Profit
OPM %
Other Income
17
Interest
2,119
Depreciation
24
2,745
Tax %
25.47%
Net Profit
2,046
51
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Sep 2025
6,377
971
Operating Profit
OPM %
Other Income
29
Interest
2,313
Depreciation
26
3,151
Tax %
25.58%
Net Profit
2,345
58
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Dec 2025
7,185
1,007
Operating Profit
OPM %
Other Income
20
Interest
2,647
Depreciation
28
3,582
Tax %
25.83%
Net Profit
2,656
66
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Mar 2026
8,116
1,154
Operating Profit
OPM %
Other Income
14
Interest
2,863
Depreciation
10
4,167
Tax %
25.94%
Net Profit
3,086
77
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Jun 2026
7,589
4,180
Operating Profit
OPM %
Other Income
14
Interest
3,146
Depreciation
20
3,423
Tax %
25.49%
Net Profit
2,550
6
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
401
Reserves
0
Promoter Pledge %
0.00%

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
5,729
1,479
Operating Profit
4,267
OPM %
74
Other Income
18
Interest
2,298
Depreciation
48
1,921
Tax %
39
Net Profit
1,180
EPS
29
Dividend Payout %
20
Minority Interest
0
Share of Associates
0
Adjusted EPS
30
Minority Interest
0
Share of Associates
0
Adjusted EPS
30
Mar 2018
6,267
1,510
Operating Profit
4,823
OPM %
77
Other Income
67
Interest
1,935
Depreciation
44
2,845
Tax %
38
Net Profit
1,778
EPS
44
Dividend Payout %
23
Minority Interest
0
Share of Associates
0
Adjusted EPS
44
Minority Interest
0
Share of Associates
0
Adjusted EPS
44
Mar 2019
6,878
1,519
Operating Profit
5,362
OPM %
78
Other Income
2
Interest
2,243
Depreciation
42
3,077
Tax %
36
Net Profit
1,972
EPS
49
Dividend Payout %
24
Minority Interest
0
Share of Associates
0
Adjusted EPS
49
Minority Interest
0
Share of Associates
0
Adjusted EPS
49
Mar 2020
8,715
1,827
Operating Profit
6,896
OPM %
79
Other Income
8
Interest
2,796
Depreciation
43
4,057
Tax %
26
Net Profit
3,018
EPS
75
Dividend Payout %
20
Minority Interest
0
Share of Associates
0
Adjusted EPS
75
Minority Interest
0
Share of Associates
0
Adjusted EPS
75
Mar 2021
10,557
1,818
Operating Profit
8,756
OPM %
83
Other Income
17
Interest
3,699
Depreciation
51
5,007
Tax %
26
Net Profit
3,722
EPS
93
Dividend Payout %
22
Minority Interest
0
Share of Associates
0
Adjusted EPS
93
Minority Interest
0
Share of Associates
0
Adjusted EPS
93
Mar 2022
11,082
1,891
Operating Profit
9,208
OPM %
83
Other Income
16
Interest
3,845
Depreciation
54
5,309
Tax %
26
Net Profit
3,954
EPS
98
Dividend Payout %
20
Minority Interest
0
Share of Associates
0
Adjusted EPS
99
Minority Interest
0
Share of Associates
0
Adjusted EPS
99
Mar 2023
10,515
2,110
Operating Profit
8,434
OPM %
80
Other Income
29
Interest
3,709
Depreciation
58
4,666
Tax %
26
Net Profit
3,474
EPS
87
Dividend Payout %
25
Minority Interest
0
Share of Associates
0
Adjusted EPS
87
Minority Interest
0
Share of Associates
0
Adjusted EPS
87
Mar 2024
12,635
2,513
Operating Profit
10,181
OPM %
81
Other Income
59
Interest
4,667
Depreciation
66
5,449
Tax %
26
Net Profit
4,050
EPS
101
Dividend Payout %
24
Minority Interest
0
Share of Associates
0
Adjusted EPS
101
Minority Interest
0
Share of Associates
0
Adjusted EPS
101
Mar 2025
17,099
3,522
Operating Profit
13,613
OPM %
80
Other Income
36
Interest
6,466
Depreciation
77
7,071
Tax %
26
Net Profit
5,201
EPS
130
Dividend Payout %
20
Minority Interest
0
Share of Associates
0
Adjusted EPS
130
Minority Interest
0
Share of Associates
0
Adjusted EPS
130
Mar 2026
27,558
3,884
Operating Profit
23,716
OPM %
86
Other Income
42
Interest
9,984
Depreciation
87
13,645
Tax %
26
Net Profit
10,134
EPS
252
Dividend Payout %
12
Minority Interest
0
Share of Associates
0
Adjusted EPS
252
Minority Interest
0
Share of Associates
0
Adjusted EPS
252
TTM
29,267
7,312
Operating Profit
OPM %
Other Income
77
Interest
10,968
Depreciation
83
14,323
Tax %
26
Net Profit
10,638
EPS
Dividend Payout %
Minority Interest
0
Share of Associates
0
Adjusted EPS
Minority Interest
0
Share of Associates
0
Adjusted EPS

COMPOUNDED SALES GROWTH

10 Years:
19%
5 Years:
21%
3 Years:
38%

COMPOUNDED PROFIT GROWTH

10 Years:
29%
5 Years:
22%
3 Years:
43%

STOCK PRICE CAGR

10 Years:
25%
5 Years:
16%
3 Years:
34%
1 Year:
13%

RETURN ON EQUITY

10 Years:
23%
5 Years:
22%
3 Years:
23%
Last Year:
31%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2026

Apr 17

₹ 3

Interim Dividend

2025

Apr 25

₹ 2.60

Interim Dividend

2024

May 31

₹ 2.40

Rs.24.0000 per share(240%)Interim Dividend

2023

Apr 18

₹ 2.20

Interim Dividend

2022

Apr 25

₹ 2

Interim Dividend

2021

Apr 22

₹ 2

Interim Dividend

2019

Apr 11

₹ 1.20

Interim Dividend

2018

Feb 15

₹ 1

Interim Dividend

2017

Mar 30

Interim Dividend

2016

Mar 16

₹ 0.20

Rs.2.0000 per share(20%)Interim Dividend

2015

Nov 5

₹ 0.40

Interim Dividend

2015

Sep 22

₹ 0.20

Rs.2.0000 per share(20%)Dividend

2020

Mar 17

₹ 1.50

Rs.15.0000 per share(150%)Interim Dividend

Mar 2017
Equity Capital
399
6,095
15,950
Trade Payables
111
8,799
Total Liabilities
31,355
208
Capital Work in Progress
10
209
0
Cash & Bank
1,534
29,394
Total Assets
31,355
Total Debt
20,985
Net Working Capital
10,823
Contingent Liabilities
540
Book Value per Share
162.57
Face Value
10.00
Total Debt
20,985
Net Working Capital
10,823
Contingent Liabilities
540
Book Value per Share
162.57
Face Value
10.00
Mar 2018
Equity Capital
400
7,393
13,800
Trade Payables
124
9,068
Total Liabilities
30,786
200
Capital Work in Progress
6
395
0
Cash & Bank
487
29,697
Total Assets
30,786
Total Debt
21,167
Net Working Capital
-14,743
Contingent Liabilities
579
Book Value per Share
194.82
Face Value
10.00
Total Debt
21,167
Net Working Capital
-14,743
Contingent Liabilities
579
Book Value per Share
194.82
Face Value
10.00
Mar 2019
Equity Capital
401
9,376
17,147
Trade Payables
163
10,964
Total Liabilities
38,051
193
Capital Work in Progress
23
983
0
Cash & Bank
1,736
35,118
Total Assets
38,051
Total Debt
26,833
Net Working Capital
-16,745
Contingent Liabilities
798
Book Value per Share
244.00
Face Value
10.00
Total Debt
26,833
Net Working Capital
-16,745
Contingent Liabilities
798
Book Value per Share
244.00
Face Value
10.00
Mar 2020
Equity Capital
401
11,158
23,958
Trade Payables
218
14,725
Total Liabilities
50,460
228
Capital Work in Progress
29
1,438
0
Cash & Bank
5,641
43,124
Total Assets
50,460
Total Debt
37,130
Net Working Capital
-19,217
Contingent Liabilities
742
Book Value per Share
288.22
Face Value
10.00
Total Debt
37,130
Net Working Capital
-19,217
Contingent Liabilities
742
Book Value per Share
288.22
Face Value
10.00
Mar 2021
Equity Capital
401
14,827
24,522
Trade Payables
202
23,485
Total Liabilities
63,436
247
Capital Work in Progress
38
1,590
0
Cash & Bank
7,190
54,371
Total Assets
63,436
Total Debt
45,946
Net Working Capital
-18,892
Contingent Liabilities
850
Book Value per Share
379.57
Face Value
10.00
Total Debt
45,946
Net Working Capital
-18,892
Contingent Liabilities
850
Book Value per Share
379.57
Face Value
10.00
Mar 2022
Equity Capital
401
17,937
22,066
Trade Payables
114
29,987
Total Liabilities
70,506
267
Capital Work in Progress
46
1,320
0
Cash & Bank
9,243
59,630
Total Assets
70,506
Total Debt
49,811
Net Working Capital
-15,071
Contingent Liabilities
710
Book Value per Share
456.92
Face Value
10.00
Total Debt
49,811
Net Working Capital
-15,071
Contingent Liabilities
710
Book Value per Share
456.92
Face Value
10.00
Mar 2023
Equity Capital
401
20,658
19,346
Trade Payables
79
32,095
Total Liabilities
72,580
272
Capital Work in Progress
67
1,317
0
Cash & Bank
6,461
64,462
Total Assets
72,580
Total Debt
49,734
Net Working Capital
-14,596
Contingent Liabilities
759
Book Value per Share
524.60
Face Value
10.00
Total Debt
49,734
Net Working Capital
-14,596
Contingent Liabilities
759
Book Value per Share
524.60
Face Value
10.00
Mar 2024
Equity Capital
401
23,888
32,275
Trade Payables
100
28,331
Total Liabilities
84,996
350
Capital Work in Progress
88
2,268
1
Cash & Bank
5,045
77,242
Total Assets
84,996
Total Debt
58,783
Net Working Capital
-28,762
Contingent Liabilities
717
Book Value per Share
605.02
Face Value
10.00
Total Debt
58,783
Net Working Capital
-28,762
Contingent Liabilities
717
Book Value per Share
605.02
Face Value
10.00
Mar 2025
Equity Capital
401
28,036
39,838
Trade Payables
115
52,798
Total Liabilities
1,21,189
480
Capital Work in Progress
13
4,499
1
Cash & Bank
7,191
1,09,005
Total Assets
1,21,189
Total Debt
89,820
Net Working Capital
-33,276
Contingent Liabilities
717
Book Value per Share
708.33
Face Value
10.00
Total Debt
89,820
Net Working Capital
-33,276
Contingent Liabilities
717
Book Value per Share
708.33
Face Value
10.00
Mar 2026
Equity Capital
401
37,341
50,546
Trade Payables
116
91,463
Total Liabilities
1,79,867
514
Capital Work in Progress
10
3,855
1
Cash & Bank
11,707
1,63,780
Total Assets
1,79,867
Total Debt
1,38,443
Net Working Capital
-41,877
Contingent Liabilities
801
Book Value per Share
940.11
Face Value
10.00
Total Debt
1,38,443
Net Working Capital
-41,877
Contingent Liabilities
801
Book Value per Share
940.11
Face Value
10.00

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
-1,710
Cash from Investing
-134
Cash from Financing
2,457
613
Free Cash Flow
-1,748
OCF / Net Profit
-1.45
Cumulative 5-Year FCF
0
OCF / Net Profit
-1.45
Cumulative 5-Year FCF
0
Mar 2018
-87
Cash from Investing
-194
Cash from Financing
-554
-834
Free Cash Flow
-87
OCF / Net Profit
-0.05
Cumulative 5-Year FCF
0
OCF / Net Profit
-0.05
Cumulative 5-Year FCF
0
Mar 2019
-3,858
Cash from Investing
-585
Cash from Financing
5,701
1,258
Free Cash Flow
-3,909
OCF / Net Profit
-1.96
Cumulative 5-Year FCF
0
OCF / Net Profit
-1.96
Cumulative 5-Year FCF
0
Mar 2020
-4,458
Cash from Investing
-429
Cash from Financing
8,678
3,791
Free Cash Flow
-4,542
OCF / Net Profit
-1.48
Cumulative 5-Year FCF
0
OCF / Net Profit
-1.48
Cumulative 5-Year FCF
0
Mar 2021
-7,477
Cash from Investing
48
Cash from Financing
9,041
1,612
Free Cash Flow
-7,555
OCF / Net Profit
-2.01
Cumulative 5-Year FCF
-17,841
OCF / Net Profit
-2.01
Cumulative 5-Year FCF
-17,841
Mar 2022
-1,142
Cash from Investing
408
Cash from Financing
2,796
2,062
Free Cash Flow
-1,222
OCF / Net Profit
-0.29
Cumulative 5-Year FCF
-17,315
OCF / Net Profit
-0.29
Cumulative 5-Year FCF
-17,315
Mar 2023
-1,902
Cash from Investing
188
Cash from Financing
-1,036
-2,750
Free Cash Flow
-1,985
OCF / Net Profit
-0.55
Cumulative 5-Year FCF
-19,214
OCF / Net Profit
-0.55
Cumulative 5-Year FCF
-19,214
Mar 2024
-9,302
Cash from Investing
-739
Cash from Financing
8,649
-1,392
Free Cash Flow
-9,465
OCF / Net Profit
-2.30
Cumulative 5-Year FCF
-24,769
OCF / Net Profit
-2.30
Cumulative 5-Year FCF
-24,769
Mar 2025
-25,855
Cash from Investing
-1,944
Cash from Financing
29,933
2,134
Free Cash Flow
-25,984
OCF / Net Profit
-4.97
Cumulative 5-Year FCF
-46,211
OCF / Net Profit
-4.97
Cumulative 5-Year FCF
-46,211
Mar 2026
-42,324
Cash from Investing
1,270
Cash from Financing
45,569
4,516
Free Cash Flow
-42,422
OCF / Net Profit
-4.18
Cumulative 5-Year FCF
-81,078
OCF / Net Profit
-4.18
Cumulative 5-Year FCF
-81,078

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
EPS (₹)
29.53
Book Value (₹)
162.57
Dividend per Share (₹)
6.00
Cash EPS (₹)
30.74
Operating Margin %
74.49%
Net Margin %
20.60%
ROE %
19.52%
ROCE %
16.32%
4.02%
Debtor Days
87
Inventory Days
0
Payable Days
0
87
Debt to Equity (x)
3.23x
Interest Coverage (x)
1.84x
1.54x
Revenue Growth %
17.84%
Operating Profit Growth %
17.43%
Net Profit Growth %
45.74%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2018
EPS (₹)
44.43
Book Value (₹)
194.82
Dividend per Share (₹)
10.00
Cash EPS (₹)
45.53
Operating Margin %
76.97%
Net Margin %
28.37%
ROE %
24.88%
ROCE %
16.92%
5.72%
Debtor Days
38
Inventory Days
0
Payable Days
0
38
Debt to Equity (x)
2.72x
Interest Coverage (x)
2.47x
0.04x
Revenue Growth %
9.39%
Operating Profit Growth %
13.03%
Net Profit Growth %
50.66%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2019
EPS (₹)
49.22
Book Value (₹)
244.00
Dividend per Share (₹)
12.00
Cash EPS (₹)
50.27
Operating Margin %
77.96%
Net Margin %
28.67%
ROE %
22.45%
ROCE %
16.22%
5.73%
Debtor Days
1
Inventory Days
0
Payable Days
0
1
Debt to Equity (x)
2.74x
Interest Coverage (x)
2.37x
0.10x
Revenue Growth %
9.76%
Operating Profit Growth %
11.17%
Net Profit Growth %
10.95%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2020
EPS (₹)
75.26
Book Value (₹)
288.22
Dividend per Share (₹)
15.00
Cash EPS (₹)
76.34
Operating Margin %
79.13%
Net Margin %
34.63%
ROE %
28.29%
ROCE %
16.06%
6.82%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
3.21x
Interest Coverage (x)
2.45x
0.25x
Revenue Growth %
26.70%
Operating Profit Growth %
28.61%
Net Profit Growth %
53.05%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2021
EPS (₹)
92.78
Book Value (₹)
379.57
Dividend per Share (₹)
20.00
Cash EPS (₹)
94.04
Operating Margin %
82.94%
Net Margin %
35.26%
ROE %
27.79%
ROCE %
15.84%
6.54%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
3.02x
Interest Coverage (x)
2.35x
0.29x
Revenue Growth %
21.14%
Operating Profit Growth %
26.98%
Net Profit Growth %
23.32%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2022
EPS (₹)
98.53
Book Value (₹)
456.92
Dividend per Share (₹)
20.00
Cash EPS (₹)
99.87
Operating Margin %
83.09%
Net Margin %
35.68%
ROE %
23.56%
ROCE %
14.15%
5.90%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
2.72x
Interest Coverage (x)
2.38x
0.38x
Revenue Growth %
4.97%
Operating Profit Growth %
5.15%
Net Profit Growth %
6.24%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2023
EPS (₹)
86.53
Book Value (₹)
524.60
Dividend per Share (₹)
22.00
Cash EPS (₹)
87.98
Operating Margin %
80.21%
Net Margin %
33.03%
ROE %
17.63%
ROCE %
12.06%
4.86%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
2.36x
Interest Coverage (x)
2.26x
0.31x
Revenue Growth %
-5.12%
Operating Profit Growth %
-8.40%
Net Profit Growth %
-12.16%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2024
EPS (₹)
100.87
Book Value (₹)
605.02
Dividend per Share (₹)
24.00
Cash EPS (₹)
102.51
Operating Margin %
80.11%
Net Margin %
32.05%
ROE %
17.86%
ROCE %
13.15%
5.14%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
2.42x
Interest Coverage (x)
2.17x
0.15x
Revenue Growth %
20.16%
Operating Profit Growth %
20.71%
Net Profit Growth %
16.59%
16.58%
P/E (x)
14.65x
P/B (x)
2.44x
Dividend Yield %
1.62%
11.11x
Mar 2025
EPS (₹)
129.54
Book Value (₹)
708.33
Dividend per Share (₹)
26.00
Cash EPS (₹)
131.46
Operating Margin %
79.40%
Net Margin %
30.42%
ROE %
19.73%
ROCE %
13.45%
5.04%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
3.16x
Interest Coverage (x)
2.09x
0.22x
Revenue Growth %
35.33%
Operating Profit Growth %
33.71%
Net Profit Growth %
28.42%
28.42%
P/E (x)
18.39x
P/B (x)
3.36x
Dividend Yield %
1.09%
13.09x
Mar 2026
EPS (₹)
252.43
Book Value (₹)
940.11
Dividend per Share (₹)
30.00
Cash EPS (₹)
254.60
Operating Margin %
85.91%
Net Margin %
36.77%
ROE %
30.63%
ROCE %
16.05%
6.73%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
3.67x
Interest Coverage (x)
2.37x
0.23x
Revenue Growth %
61.17%
Operating Profit Growth %
74.22%
Net Profit Growth %
94.86%
94.86%
P/E (x)
12.52x
P/B (x)
3.36x
Dividend Yield %
0.95%
10.69x

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
73.35
8.68
14.55
Government
0.00
3.42
Sep 2024
73.35
9.85
13.29
Government
0.00
3.51
Dec 2024
73.35
10.26
12.98
Government
0.00
3.41
Mar 2025
73.35
11.02
11.74
Government
0.00
3.89
Jun 2025
73.35
10.84
12.20
Government
0.00
3.61
Sep 2025
73.35
11.58
11.36
Government
0.00
3.72
Dec 2025
73.35
11.75
11.12
Government
0.00
3.78
Mar 2026
73.35
12.31
10.42
Government
0.00
3.94
Jun 2026
73.35
11.61
10.75
Government
0.00
4.30

Documents

Announcements

  • Trading Window

    2026-08-18 - Muthoot Finance Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015

  • General Updates

    2026-08-11 - Muthoot Finance Limited has informed the Exchange about General Updates

Credit Ratings

  • Credit Rating- Revision

    2025-08-23 - Muthoot Finance Limited has informed the Exchange about Credit Rating- Revision

Concalls