RSD Finance Ltd.
•₹ 96.14.99%
2026-08-21
PROS
- Company has delivered good profit growth of 31.3% CAGR over last 5 years
- Solid return on assets for a lender - ROA of 6.5%
- Asset quality is healthy - gross NPA of just 0.0%
- Latest quarter profit grew 80.2% YoY, showing strong momentum
- Company has delivered good sales growth of 16.4% CAGR over last 5 years
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Recent results are weak - TTM profit is down 28.3% versus prior year
- Company has a low return on equity of 8.6% over last 3 years
- Company has a low return on capital employed of 10.8%
- Operating margins have contracted to 64.2% from 113.0%
- Thin net interest margin of 0.0%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BAJFINANCE | 1078.60 | 33.07 | 671531.43 | 0.56 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| 2. | SHRIRAMFIN | 1104.90 | 22.97 | 259981.15 | 0.98 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| 3. | JIOFIN | 242.70 | 77.55 | 160258.25 | 0.25 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| 4. | CHOLAFIN | 1866.25 | 27.72 | 159390.07 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| 5. | TATACAP | 365.15 | 28.68 | 155001.39 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| 6. | BAJAJHLDNG | 11322.85 | 14.23 | 126015.97 | 1.72 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| 7. | MUTHOOTFIN | 2859.20 | 10.09 | 114787.87 | 1.05 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| 8. | ABCAPITAL | 396.75 | 26.46 | 108592.29 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| 9. | LTF | 315.00 | 24.80 | 78940.44 | 0.87 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| 10. | SBICARD | 626.30 | 0.00 | 59601.37 | 0.40 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| 11. | HDBFS | 681.15 | 26.00 | 56579.31 | 0.59 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| 12. | RSDFIN | 101.25 | 10.41 | 131.08 | 0.00 | 6.99 | -10.87 | 11.72 | 2.20 | 12.86 | 53.68 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2 | 2 | 3 | 2 | 2 | 3 | 2 | 2 | 2 | 1 | 2 | 0 | 3 | |
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 1 | 0 | 1 | 1 | 1 | -1 | 0 | 1 | 1 | 0 | 0 | 1 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 2 | 2 | 3 | 3 | 2 | 3 | -0 | 2 | 2 | 1 | 1 | -0 | 4 | |
| Tax % | 19.81% | 20.30% | 19.64% | 24.73% | 21.33% | 20.57% | 37.93% | 30.50% | 22.73% | 32.48% | 21.21% | -88.64% | 14.89% |
| Net Profit | 2 | 2 | 2 | 2 | 2 | 2 | -0 | 1 | 2 | 1 | 1 | -1 | 3 |
| 2 | 1 | 2 | 1 | 1 | 2 | -1 | 1 | 2 | 0 | 1 | -1 | 0 | |
| Equity Capital | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 2
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- 19.81%
- Net Profit
- 2
- 2
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2023
- 2
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- 20.30%
- Net Profit
- 2
- 1
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2023
- 3
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- 19.64%
- Net Profit
- 2
- 2
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2024
- 2
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- 24.73%
- Net Profit
- 2
- 1
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2024
- 2
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- 21.33%
- Net Profit
- 2
- 1
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 3
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- 20.57%
- Net Profit
- 2
- 2
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 2
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- -1
- Interest
- 0
- Depreciation
- 0
- -0
- Tax %
- 37.93%
- Net Profit
- -0
- -1
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- 2
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- 30.50%
- Net Profit
- 1
- 1
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 2
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- 22.73%
- Net Profit
- 2
- 2
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- 1
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 1
- Tax %
- 32.48%
- Net Profit
- 1
- 0
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 2
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 1
- Tax %
- 21.21%
- Net Profit
- 1
- 1
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- 0
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- -0
- Tax %
- -88.64%
- Net Profit
- -1
- -1
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 3
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 4
- Tax %
- 14.89%
- Net Profit
- 3
- 0
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 6
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 4 | 7 | 3 | 4 | 4 | 4 | 5 | 6 | 10 | 9 | 6 | |
| 2 | 2 | 3 | 2 | 3 | 2 | 3 | 3 | 3 | 3 | 3 | |
| Operating Profit | 3 | 5 | 4 | 6 | 2 | 4 | 5 | 6 | 10 | 7 | — |
| OPM % | 91 | 80 | 130 | 151 | 42 | 103 | 113 | 106 | 102 | 77 | — |
| Other Income | 2 | 1 | 4 | 4 | 1 | 2 | 3 | 3 | 3 | 1 | 3 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 3 | 5 | 3 | 7 | 2 | 4 | 5 | 6 | 10 | 7 | 6 | |
| Tax % | 10 | 18 | 19 | 18 | 18 | 18 | 17 | 18 | 21 | 23 | 28 |
| Net Profit | 3 | 4 | 3 | 6 | 1 | 3 | 4 | 5 | 8 | 5 | 4 |
| EPS | 0 | 0 | 0 | 0 | 0 | 4 | 4 | 3 | 6 | 4 | — |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 2 | 3 | 2 | 4 | 1 | 3 | 3 | 4 | 6 | 4 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 2 | 3 | 2 | 4 | 1 | 3 | 3 | 4 | 6 | 4 | — |
Mar 2016
- 4
- 2
- Operating Profit
- 3
- OPM %
- 91
- Other Income
- 2
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- 10
- Net Profit
- 3
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
Mar 2017
- 7
- 2
- Operating Profit
- 5
- OPM %
- 80
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 5
- Tax %
- 18
- Net Profit
- 4
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
Mar 2018
- 3
- 3
- Operating Profit
- 4
- OPM %
- 130
- Other Income
- 4
- Interest
- 0
- Depreciation
- 0
- 3
- Tax %
- 19
- Net Profit
- 3
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
Mar 2019
- 4
- 2
- Operating Profit
- 6
- OPM %
- 151
- Other Income
- 4
- Interest
- 0
- Depreciation
- 0
- 7
- Tax %
- 18
- Net Profit
- 6
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
Mar 2020
- 4
- 3
- Operating Profit
- 2
- OPM %
- 42
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 2
- Tax %
- 18
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
Mar 2021
- 4
- 2
- Operating Profit
- 4
- OPM %
- 103
- Other Income
- 2
- Interest
- 0
- Depreciation
- 0
- 4
- Tax %
- 18
- Net Profit
- 3
- EPS
- 4
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
Mar 2022
- 5
- 3
- Operating Profit
- 5
- OPM %
- 113
- Other Income
- 3
- Interest
- 0
- Depreciation
- 0
- 5
- Tax %
- 17
- Net Profit
- 4
- EPS
- 4
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
Mar 2023
- 6
- 3
- Operating Profit
- 6
- OPM %
- 106
- Other Income
- 3
- Interest
- 0
- Depreciation
- 0
- 6
- Tax %
- 18
- Net Profit
- 5
- EPS
- 3
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
Mar 2024
- 10
- 3
- Operating Profit
- 10
- OPM %
- 102
- Other Income
- 3
- Interest
- 0
- Depreciation
- 0
- 10
- Tax %
- 21
- Net Profit
- 8
- EPS
- 6
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
Mar 2025
- 9
- 3
- Operating Profit
- 7
- OPM %
- 77
- Other Income
- 1
- Interest
- 0
- Depreciation
- 0
- 7
- Tax %
- 23
- Net Profit
- 5
- EPS
- 4
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
TTM
- 6
- 3
- Operating Profit
- —
- OPM %
- —
- Other Income
- 3
- Interest
- 0
- Depreciation
- 0
- 6
- Tax %
- 28
- Net Profit
- 4
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 14%
- 5 Years:
- 16%
- 3 Years:
- 24%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 9%
- 5 Years:
- 31%
- 3 Years:
- 7%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
- 1 Year:
- —
RETURN ON EQUITY
- 10 Years:
- 8%
- 5 Years:
- 8%
- 3 Years:
- 9%
- Last Year:
- 7%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| 30 | 34 | 37 | 44 | 44 | 49 | 55 | 59 | 67 | 71 | |
| 6 | 2 | 3 | 5 | 4 | 3 | 4 | 3 | 4 | 3 | |
| Total Liabilities | 42 | 43 | 46 | 55 | 54 | 59 | 65 | 68 | 78 | 81 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 1 | 2 | 2 | 13 | 9 | 1 | 1 | 1 | 1 | 1 | |
| 34 | 30 | 38 | 36 | 44 | 51 | 55 | 54 | 61 | 65 | |
| Cash & Bank | 0 | 1 | 0 | 1 | 0 | 1 | 1 | 1 | 2 | 2 |
| 7 | 10 | 6 | 7 | 1 | 6 | 8 | 13 | 13 | 13 | |
| Total Assets | 42 | 43 | 46 | 55 | 54 | 59 | 65 | 68 | 78 | 81 |
| Total Debt | 4 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 |
| Net Working Capital | 6 | 6 | 13 | 4 | 10 | 17 | 16 | 14 | 15 | 31 |
| Contingent Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book Value per Share | 56.38 | 62.95 | 67.08 | 77.95 | 38.69 | 43.18 | 47.26 | 50.24 | 56.46 | 60.22 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Total Debt | 4 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 |
| Net Working Capital | 6 | 6 | 13 | 4 | 10 | 17 | 16 | 14 | 15 | 31 |
| Contingent Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book Value per Share | 56.38 | 62.95 | 67.08 | 77.95 | 38.69 | 43.18 | 47.26 | 50.24 | 56.46 | 60.22 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
Mar 2016
- Equity Capital
- 6
- 30
- 6
- Total Liabilities
- 42
- 1
- 34
- Cash & Bank
- 0
- 7
- Total Assets
- 42
- Total Debt
- 4
- Net Working Capital
- 6
- Contingent Liabilities
- 0
- Book Value per Share
- 56.38
- Face Value
- 10.00
- Total Debt
- 4
- Net Working Capital
- 6
- Contingent Liabilities
- 0
- Book Value per Share
- 56.38
- Face Value
- 10.00
Mar 2017
- Equity Capital
- 6
- 34
- 2
- Total Liabilities
- 43
- 2
- 30
- Cash & Bank
- 1
- 10
- Total Assets
- 43
- Total Debt
- 1
- Net Working Capital
- 6
- Contingent Liabilities
- 0
- Book Value per Share
- 62.95
- Face Value
- 10.00
- Total Debt
- 1
- Net Working Capital
- 6
- Contingent Liabilities
- 0
- Book Value per Share
- 62.95
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 6
- 37
- 3
- Total Liabilities
- 46
- 2
- 38
- Cash & Bank
- 0
- 6
- Total Assets
- 46
- Total Debt
- 1
- Net Working Capital
- 13
- Contingent Liabilities
- 0
- Book Value per Share
- 67.08
- Face Value
- 10.00
- Total Debt
- 1
- Net Working Capital
- 13
- Contingent Liabilities
- 0
- Book Value per Share
- 67.08
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 6
- 44
- 5
- Total Liabilities
- 55
- 13
- 36
- Cash & Bank
- 1
- 7
- Total Assets
- 55
- Total Debt
- 1
- Net Working Capital
- 4
- Contingent Liabilities
- 0
- Book Value per Share
- 77.95
- Face Value
- 10.00
- Total Debt
- 1
- Net Working Capital
- 4
- Contingent Liabilities
- 0
- Book Value per Share
- 77.95
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 6
- 44
- 4
- Total Liabilities
- 54
- 9
- 44
- Cash & Bank
- 0
- 1
- Total Assets
- 54
- Total Debt
- 1
- Net Working Capital
- 10
- Contingent Liabilities
- 0
- Book Value per Share
- 38.69
- Face Value
- 5.00
- Total Debt
- 1
- Net Working Capital
- 10
- Contingent Liabilities
- 0
- Book Value per Share
- 38.69
- Face Value
- 5.00
Mar 2021
- Equity Capital
- 6
- 49
- 3
- Total Liabilities
- 59
- 1
- 51
- Cash & Bank
- 1
- 6
- Total Assets
- 59
- Total Debt
- 1
- Net Working Capital
- 17
- Contingent Liabilities
- 0
- Book Value per Share
- 43.18
- Face Value
- 5.00
- Total Debt
- 1
- Net Working Capital
- 17
- Contingent Liabilities
- 0
- Book Value per Share
- 43.18
- Face Value
- 5.00
Mar 2022
- Equity Capital
- 6
- 55
- 4
- Total Liabilities
- 65
- 1
- 55
- Cash & Bank
- 1
- 8
- Total Assets
- 65
- Total Debt
- 0
- Net Working Capital
- 16
- Contingent Liabilities
- 0
- Book Value per Share
- 47.26
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 16
- Contingent Liabilities
- 0
- Book Value per Share
- 47.26
- Face Value
- 5.00
Mar 2023
- Equity Capital
- 6
- 59
- 3
- Total Liabilities
- 68
- 1
- 54
- Cash & Bank
- 1
- 13
- Total Assets
- 68
- Total Debt
- 0
- Net Working Capital
- 14
- Contingent Liabilities
- 0
- Book Value per Share
- 50.24
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 14
- Contingent Liabilities
- 0
- Book Value per Share
- 50.24
- Face Value
- 5.00
Mar 2024
- Equity Capital
- 6
- 67
- 4
- Total Liabilities
- 78
- 1
- 61
- Cash & Bank
- 2
- 13
- Total Assets
- 78
- Total Debt
- 0
- Net Working Capital
- 15
- Contingent Liabilities
- 0
- Book Value per Share
- 56.46
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 15
- Contingent Liabilities
- 0
- Book Value per Share
- 56.46
- Face Value
- 5.00
Mar 2025
- Equity Capital
- 6
- 71
- 3
- Total Liabilities
- 81
- 1
- 65
- Cash & Bank
- 2
- 13
- Total Assets
- 81
- Total Debt
- 0
- Net Working Capital
- 31
- Contingent Liabilities
- 0
- Book Value per Share
- 60.22
- Face Value
- 5.00
- Total Debt
- 0
- Net Working Capital
- 31
- Contingent Liabilities
- 0
- Book Value per Share
- 60.22
- Face Value
- 5.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | -0 | -7 | 1 | -5 | 0 | -1 | -4 | -1 | -3 | |
| Cash from Investing | -2 | 5 | 6 | -0 | 4 | 1 | 0 | 4 | 3 | 3 |
| Cash from Financing | -0 | -3 | 0 | -0 | -0 | -0 | -0 | -0 | 0 | -0 |
| -0 | 1 | -1 | 0 | -0 | 1 | -1 | -0 | 2 | -0 | |
| Free Cash Flow | 1 | -1 | -8 | -10 | -5 | 0 | -1 | -4 | -2 | -3 |
| OCF / Net Profit | 0.56 | -0.11 | -2.66 | 0.12 | -3.64 | 0.12 | -0.22 | -0.76 | -0.19 | -0.52 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -22 | -23 | -23 | -19 | -11 | -9 |
| OCF / Net Profit | 0.56 | -0.11 | -2.66 | 0.12 | -3.64 | 0.12 | -0.22 | -0.76 | -0.19 | -0.52 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -22 | -23 | -23 | -19 | -11 | -9 |
Mar 2016
- 1
- Cash from Investing
- -2
- Cash from Financing
- -0
- -0
- Free Cash Flow
- 1
- OCF / Net Profit
- 0.56
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.56
- Cumulative 5-Year FCF
- 0
Mar 2017
- -0
- Cash from Investing
- 5
- Cash from Financing
- -3
- 1
- Free Cash Flow
- -1
- OCF / Net Profit
- -0.11
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.11
- Cumulative 5-Year FCF
- 0
Mar 2018
- -7
- Cash from Investing
- 6
- Cash from Financing
- 0
- -1
- Free Cash Flow
- -8
- OCF / Net Profit
- -2.66
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -2.66
- Cumulative 5-Year FCF
- 0
Mar 2019
- 1
- Cash from Investing
- -0
- Cash from Financing
- -0
- 0
- Free Cash Flow
- -10
- OCF / Net Profit
- 0.12
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.12
- Cumulative 5-Year FCF
- 0
Mar 2020
- -5
- Cash from Investing
- 4
- Cash from Financing
- -0
- -0
- Free Cash Flow
- -5
- OCF / Net Profit
- -3.64
- Cumulative 5-Year FCF
- -22
- OCF / Net Profit
- -3.64
- Cumulative 5-Year FCF
- -22
Mar 2021
- 0
- Cash from Investing
- 1
- Cash from Financing
- -0
- 1
- Free Cash Flow
- 0
- OCF / Net Profit
- 0.12
- Cumulative 5-Year FCF
- -23
- OCF / Net Profit
- 0.12
- Cumulative 5-Year FCF
- -23
Mar 2022
- -1
- Cash from Investing
- 0
- Cash from Financing
- -0
- -1
- Free Cash Flow
- -1
- OCF / Net Profit
- -0.22
- Cumulative 5-Year FCF
- -23
- OCF / Net Profit
- -0.22
- Cumulative 5-Year FCF
- -23
Mar 2023
- -4
- Cash from Investing
- 4
- Cash from Financing
- -0
- -0
- Free Cash Flow
- -4
- OCF / Net Profit
- -0.76
- Cumulative 5-Year FCF
- -19
- OCF / Net Profit
- -0.76
- Cumulative 5-Year FCF
- -19
Mar 2024
- -1
- Cash from Investing
- 3
- Cash from Financing
- 0
- 2
- Free Cash Flow
- -2
- OCF / Net Profit
- -0.19
- Cumulative 5-Year FCF
- -11
- OCF / Net Profit
- -0.19
- Cumulative 5-Year FCF
- -11
Mar 2025
- -3
- Cash from Investing
- 3
- Cash from Financing
- -0
- -0
- Free Cash Flow
- -3
- OCF / Net Profit
- -0.52
- Cumulative 5-Year FCF
- -9
- OCF / Net Profit
- -0.52
- Cumulative 5-Year FCF
- -9
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 4.02 | 6.59 | 4.26 | 8.89 | 1.01 | 2.51 | 3.25 | 3.89 | 5.89 | 3.96 |
| Book Value (₹) | 56.38 | 62.95 | 67.08 | 77.95 | 38.69 | 43.18 | 47.26 | 50.24 | 56.46 | 60.22 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | 2.11 | 3.38 | 2.28 | 4.56 | 1.10 | 2.58 | 3.31 | 3.94 | 5.93 | 4.00 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 91.28% | 80.19% | 129.55% | 151.02% | 42.34% | 103.26% | 112.99% | 106.09% | 72.37% | 64.17% |
| Net Margin % | 69.30% | 64.03% | 98.01% | 156.49% | 32.04% | 82.84% | 92.14% | 85.70% | 79.62% | 58.53% |
| ROE % | 7.40% | 11.05% | 6.55% | 12.26% | 2.61% | 6.13% | 7.18% | 7.97% | 11.03% | 6.78% |
| ROCE % | 8.46% | 12.83% | 8.08% | 14.83% | 3.18% | 7.39% | 8.59% | 9.70% | 13.92% | 8.78% |
| 6.39% | 10.01% | 6.16% | 11.33% | 2.41% | 5.76% | 6.79% | 7.56% | 10.44% | 6.46% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 9 | 4 | 17 | 21 | 16 | 13 | 13 | 10 | 5 | 6 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 153 |
| 9 | 4 | 17 | 21 | 16 | 13 | 13 | 10 | 5 | -146 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.11x | 0.01x | 0.01x | 0.01x | 0.01x | 0.01x | 0.01x | 0.01x | 0.01x | 0.00x |
| Interest Coverage (x) | 7.95x | 120.05x | 83.95x | 341.33x | 159.26x | 646.10x | 1430.21x | 7707.25x | 0.00x | 8309.50x |
| 4.43x | 3.88x | 6.39x | 1.95x | 3.91x | 8.07x | 6.66x | 5.42x | 4.70x | 11.70x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 58.02% | 77.40% | -57.80% | 30.75% | 11.40% | -4.27% | 16.35% | 28.68% | 63.03% | -8.58% |
| Operating Profit Growth % | 23.12% | 55.83% | -31.81% | 52.41% | -68.77% | 133.46% | 27.31% | 20.81% | 56.20% | -31.13% |
| Net Profit Growth % | 22.06% | 63.90% | -35.40% | 108.77% | -77.19% | 147.50% | 29.42% | 19.67% | 51.47% | -32.79% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 51.47% | -32.79% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 16.64x | 31.06x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.73x | 2.04x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 12.86x | 23.49x |
Mar 2016
- EPS (₹)
- 4.02
- Book Value (₹)
- 56.38
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 2.11
- Operating Margin %
- 91.28%
- Net Margin %
- 69.30%
- ROE %
- 7.40%
- ROCE %
- 8.46%
- 6.39%
- Debtor Days
- 9
- Inventory Days
- 0
- Payable Days
- 0
- 9
- Debt to Equity (x)
- 0.11x
- Interest Coverage (x)
- 7.95x
- 4.43x
- Revenue Growth %
- 58.02%
- Operating Profit Growth %
- 23.12%
- Net Profit Growth %
- 22.06%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2017
- EPS (₹)
- 6.59
- Book Value (₹)
- 62.95
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 3.38
- Operating Margin %
- 80.19%
- Net Margin %
- 64.03%
- ROE %
- 11.05%
- ROCE %
- 12.83%
- 10.01%
- Debtor Days
- 4
- Inventory Days
- 0
- Payable Days
- 0
- 4
- Debt to Equity (x)
- 0.01x
- Interest Coverage (x)
- 120.05x
- 3.88x
- Revenue Growth %
- 77.40%
- Operating Profit Growth %
- 55.83%
- Net Profit Growth %
- 63.90%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 4.26
- Book Value (₹)
- 67.08
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 2.28
- Operating Margin %
- 129.55%
- Net Margin %
- 98.01%
- ROE %
- 6.55%
- ROCE %
- 8.08%
- 6.16%
- Debtor Days
- 17
- Inventory Days
- 0
- Payable Days
- 0
- 17
- Debt to Equity (x)
- 0.01x
- Interest Coverage (x)
- 83.95x
- 6.39x
- Revenue Growth %
- -57.80%
- Operating Profit Growth %
- -31.81%
- Net Profit Growth %
- -35.40%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 8.89
- Book Value (₹)
- 77.95
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 4.56
- Operating Margin %
- 151.02%
- Net Margin %
- 156.49%
- ROE %
- 12.26%
- ROCE %
- 14.83%
- 11.33%
- Debtor Days
- 21
- Inventory Days
- 0
- Payable Days
- 0
- 21
- Debt to Equity (x)
- 0.01x
- Interest Coverage (x)
- 341.33x
- 1.95x
- Revenue Growth %
- 30.75%
- Operating Profit Growth %
- 52.41%
- Net Profit Growth %
- 108.77%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 1.01
- Book Value (₹)
- 38.69
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 1.10
- Operating Margin %
- 42.34%
- Net Margin %
- 32.04%
- ROE %
- 2.61%
- ROCE %
- 3.18%
- 2.41%
- Debtor Days
- 16
- Inventory Days
- 0
- Payable Days
- 0
- 16
- Debt to Equity (x)
- 0.01x
- Interest Coverage (x)
- 159.26x
- 3.91x
- Revenue Growth %
- 11.40%
- Operating Profit Growth %
- -68.77%
- Net Profit Growth %
- -77.19%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 2.51
- Book Value (₹)
- 43.18
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 2.58
- Operating Margin %
- 103.26%
- Net Margin %
- 82.84%
- ROE %
- 6.13%
- ROCE %
- 7.39%
- 5.76%
- Debtor Days
- 13
- Inventory Days
- 0
- Payable Days
- 0
- 13
- Debt to Equity (x)
- 0.01x
- Interest Coverage (x)
- 646.10x
- 8.07x
- Revenue Growth %
- -4.27%
- Operating Profit Growth %
- 133.46%
- Net Profit Growth %
- 147.50%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- 3.25
- Book Value (₹)
- 47.26
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 3.31
- Operating Margin %
- 112.99%
- Net Margin %
- 92.14%
- ROE %
- 7.18%
- ROCE %
- 8.59%
- 6.79%
- Debtor Days
- 13
- Inventory Days
- 0
- Payable Days
- 0
- 13
- Debt to Equity (x)
- 0.01x
- Interest Coverage (x)
- 1430.21x
- 6.66x
- Revenue Growth %
- 16.35%
- Operating Profit Growth %
- 27.31%
- Net Profit Growth %
- 29.42%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 3.89
- Book Value (₹)
- 50.24
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 3.94
- Operating Margin %
- 106.09%
- Net Margin %
- 85.70%
- ROE %
- 7.97%
- ROCE %
- 9.70%
- 7.56%
- Debtor Days
- 10
- Inventory Days
- 0
- Payable Days
- 0
- 10
- Debt to Equity (x)
- 0.01x
- Interest Coverage (x)
- 7707.25x
- 5.42x
- Revenue Growth %
- 28.68%
- Operating Profit Growth %
- 20.81%
- Net Profit Growth %
- 19.67%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 5.89
- Book Value (₹)
- 56.46
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 5.93
- Operating Margin %
- 72.37%
- Net Margin %
- 79.62%
- ROE %
- 11.03%
- ROCE %
- 13.92%
- 10.44%
- Debtor Days
- 5
- Inventory Days
- 0
- Payable Days
- 0
- 5
- Debt to Equity (x)
- 0.01x
- Interest Coverage (x)
- 0.00x
- 4.70x
- Revenue Growth %
- 63.03%
- Operating Profit Growth %
- 56.20%
- Net Profit Growth %
- 51.47%
- 51.47%
- P/E (x)
- 16.64x
- P/B (x)
- 1.73x
- Dividend Yield %
- 0.00%
- 12.86x
Mar 2025
- EPS (₹)
- 3.96
- Book Value (₹)
- 60.22
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 4.00
- Operating Margin %
- 64.17%
- Net Margin %
- 58.53%
- ROE %
- 6.78%
- ROCE %
- 8.78%
- 6.46%
- Debtor Days
- 6
- Inventory Days
- 0
- Payable Days
- 153
- -146
- Debt to Equity (x)
- 0.00x
- Interest Coverage (x)
- 8309.50x
- 11.70x
- Revenue Growth %
- -8.58%
- Operating Profit Growth %
- -31.13%
- Net Profit Growth %
- -32.79%
- -32.79%
- P/E (x)
- 31.06x
- P/B (x)
- 2.04x
- Dividend Yield %
- 0.00%
- 23.49x
Documents
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Credit Ratings
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