Shriram Finance Ltd.

1,1300.16%

2026-08-21

shriramfinance.inBSE: 511218NSE: SHRIRAMFIN
Market Cap₹ 2,64,722 Cr.
Current Price₹ 1,130
High / Low₹ 1,154 / 566
Stock P/E0.0
Book Value₹ 462
Price to Book2.50
Dividend Yield0.96 %
ROCE11.5 %
ROE16.4 %
Face Value₹ 2

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ABOUT

KEY POINTS

Revenue Breakup Mar 2011 • Financing Activities: 99.4% • Unallocated Reconciling Items: 0.6%

PROS

  • Company has delivered good profit growth of 32.1% CAGR over last 5 years
  • Comfortable capital adequacy - CAR of 20.4%
  • Solid return on assets for a lender - ROA of 3.3%
  • Latest quarter profit grew 59.8% YoY, showing strong momentum
  • Company has delivered good sales growth of 22.5% CAGR over last 5 years

CONS

  • Net NPA is elevated at 2.3% - provisioning cushion is thin
  • Asset quality is weak - gross NPA at 4.6%
  • Promoter holding has decreased over last 2 years: -5.1pp
  • Company has a low return on capital employed of 11.5%
  • Free cash flow has been persistently negative
  • Thin net interest margin of 0.0%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.BAJFINANCE1095.1533.58681835.390.556080.6027.6023165.4520.3710.8770.70
2.SHRIRAMFIN1125.0523.39264722.410.963452.7759.9013400.4317.4611.4974.63
3.CHOLAFIN1910.0028.36163126.610.101656.2245.568856.2921.899.7070.07
4.JIOFIN244.9578.27161743.950.24830.25155.732004.47227.282.1169.71
5.TATACAP365.6028.72155192.410.1616281.801464.1688219.301051.008.6675.72
6.BAJAJHLDNG11353.3514.27126355.421.722708.08-92.27394.3323.3414.81684.72
7.MUTHOOTFIN2972.0010.49119316.431.012824.8443.088671.6036.2515.8783.76
8.ABCAPITAL408.0027.21111671.470.001223.8543.8512179.54137.848.8241.91
9.LTF314.9024.8078915.380.87915.9930.705212.9222.388.5462.13
10.SBICARD646.050.0061480.860.39664.4419.515040.557.6011.7529.83
11.HDBFS691.8526.4157468.100.58785.2038.314937.9018.719.0957.98
12.M&MFIN382.4516.3453159.451.96927.4875.345717.9123.098.6364.82
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023
7,903
2,141
Operating Profit
OPM %
Other Income
5
Interest
3,488
Depreciation
132
2,248
Tax %
25.46%
Net Profit
1,675
45
Equity Capital
375
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
375
Reserves
0
Promoter Pledge %
0.00%
Sep 2023
8,439
2,454
Operating Profit
OPM %
Other Income
9
Interest
3,622
Depreciation
137
2,352
Tax %
25.57%
Net Profit
1,751
47
Equity Capital
375
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
375
Reserves
0
Promoter Pledge %
0.00%
Dec 2023
8,818
2,634
Operating Profit
OPM %
Other Income
5
Interest
3,707
Depreciation
147
2,440
Tax %
25.47%
Net Profit
1,818
10
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Mar 2024
9,320
2,712
Operating Profit
OPM %
Other Income
14
Interest
3,988
Depreciation
153
2,644
Tax %
26.41%
Net Profit
1,946
10
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Jun 2024
9,510
2,661
Operating Profit
OPM %
Other Income
5
Interest
4,129
Depreciation
153
2,667
Tax %
25.73%
Net Profit
1,981
11
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Sep 2024
9,993
2,836
Operating Profit
OPM %
Other Income
7
Interest
4,350
Depreciation
159
2,752
Tax %
24.72%
Net Profit
2,071
11
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Dec 2024
10,590
3,033
Operating Profit
OPM %
Other Income
7
Interest
4,751
Depreciation
162
4,416
Tax %
19.16%
Net Profit
3,570
19
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Mar 2025
11,245
3,293
Operating Profit
OPM %
Other Income
6
Interest
5,224
Depreciation
171
2,772
Tax %
22.82%
Net Profit
2,139
11
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Jun 2025
11,408
3,061
Operating Profit
OPM %
Other Income
6
Interest
5,401
Depreciation
173
2,907
Tax %
25.84%
Net Profit
2,156
11
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Sep 2025
11,756
3,107
Operating Profit
OPM %
Other Income
9
Interest
5,525
Depreciation
174
3,110
Tax %
25.81%
Net Profit
2,307
12
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Dec 2025
12,028
3,396
Operating Profit
OPM %
Other Income
26
Interest
5,259
Depreciation
177
3,360
Tax %
24.95%
Net Profit
2,522
13
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Mar 2026
12,302
3,102
Operating Profit
OPM %
Other Income
19
Interest
5,336
Depreciation
175
3,915
Tax %
23.03%
Net Profit
3,014
16
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
376
Reserves
0
Promoter Pledge %
0.00%
Jun 2026
13,394
8,790
Operating Profit
OPM %
Other Income
18
Interest
5,204
Depreciation
183
4,622
Tax %
25.48%
Net Profit
3,445
1
Equity Capital
471
Reserves
0
Promoter Pledge %
0.00%
Equity Capital
471
Reserves
0
Promoter Pledge %
0.00%

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
10,829
3,653
Operating Profit
7,178
OPM %
66
Other Income
2
Interest
5,220
Depreciation
34
1,924
Tax %
35
Net Profit
1,257
EPS
55
Dividend Payout %
18
Minority Interest
0
Share of Associates
0
Adjusted EPS
11
Minority Interest
0
Share of Associates
0
Adjusted EPS
11
Mar 2018
13,304
3,252
Operating Profit
10,116
OPM %
76
Other Income
63
Interest
6,417
Depreciation
36
3,802
Tax %
35
Net Profit
2,461
EPS
108
Dividend Payout %
10
Minority Interest
0
Share of Associates
0
Adjusted EPS
21
Minority Interest
0
Share of Associates
0
Adjusted EPS
21
Mar 2019
15,529
4,245
Operating Profit
11,387
OPM %
73
Other Income
103
Interest
7,566
Depreciation
43
3,778
Tax %
32
Net Profit
2,564
EPS
113
Dividend Payout %
11
Minority Interest
0
Share of Associates
0
Adjusted EPS
22
Minority Interest
0
Share of Associates
0
Adjusted EPS
22
Mar 2020
16,555
4,681
Operating Profit
11,895
OPM %
72
Other Income
21
Interest
8,315
Depreciation
141
3,439
Tax %
27
Net Profit
2,502
EPS
107
Dividend Payout %
5
Minority Interest
0
Share of Associates
0
Adjusted EPS
21
Minority Interest
0
Share of Associates
0
Adjusted EPS
21
Mar 2021
17,420
4,940
Operating Profit
12,506
OPM %
72
Other Income
26
Interest
9,091
Depreciation
137
3,278
Tax %
24
Net Profit
2,487
EPS
101
Dividend Payout %
18
Minority Interest
0
Share of Associates
0
Adjusted EPS
20
Minority Interest
0
Share of Associates
0
Adjusted EPS
20
Mar 2022
19,255
5,818
Operating Profit
13,462
OPM %
70
Other Income
25
Interest
9,777
Depreciation
135
3,549
Tax %
24
Net Profit
2,708
EPS
102
Dividend Payout %
20
Minority Interest
0
Share of Associates
0
Adjusted EPS
20
Minority Interest
0
Share of Associates
0
Adjusted EPS
20
Mar 2023
29,772
8,491
Operating Profit
21,312
OPM %
72
Other Income
31
Interest
12,603
Depreciation
524
8,185
Tax %
27
Net Profit
5,979
EPS
159
Dividend Payout %
22
Minority Interest
0
Share of Associates
0
Adjusted EPS
32
Minority Interest
0
Share of Associates
0
Adjusted EPS
32
Mar 2024
34,964
9,875
Operating Profit
25,128
OPM %
72
Other Income
38
Interest
14,876
Depreciation
569
9,684
Tax %
26
Net Profit
7,190
EPS
191
Dividend Payout %
24
Minority Interest
0
Share of Associates
0
Adjusted EPS
38
Minority Interest
0
Share of Associates
0
Adjusted EPS
38
Mar 2025
41,834
11,732
Operating Profit
30,127
OPM %
72
Other Income
25
Interest
18,532
Depreciation
645
12,606
Tax %
23
Net Profit
9,761
EPS
52
Dividend Payout %
19
Minority Interest
0
Share of Associates
0
Adjusted EPS
52
Minority Interest
0
Share of Associates
0
Adjusted EPS
52
Mar 2026
48,118
12,599
Operating Profit
35,585
OPM %
74
Other Income
66
Interest
21,594
Depreciation
699
13,292
Tax %
25
Net Profit
9,998
EPS
53
Dividend Payout %
20
Minority Interest
0
Share of Associates
0
Adjusted EPS
53
Minority Interest
0
Share of Associates
0
Adjusted EPS
53
TTM
49,480
18,395
Operating Profit
OPM %
Other Income
72
Interest
21,324
Depreciation
708
15,008
Tax %
25
Net Profit
11,287
EPS
Dividend Payout %
Minority Interest
0
Share of Associates
0
Adjusted EPS
Minority Interest
0
Share of Associates
0
Adjusted EPS

COMPOUNDED SALES GROWTH

10 Years:
17%
5 Years:
23%
3 Years:
17%

COMPOUNDED PROFIT GROWTH

10 Years:
24%
5 Years:
32%
3 Years:
19%

STOCK PRICE CAGR

10 Years:
16%
5 Years:
35%
3 Years:
45%
1 Year:
82%

RETURN ON EQUITY

10 Years:
16%
5 Years:
16%
3 Years:
17%
Last Year:
16%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2026

Jul 3

₹ 3

Rs.6.0000 per share(300%)Final Dividend

2025

Nov 7

₹ 2.40

Rs.4.8000 per share(240%)Interim Dividend

2025

Jul 11

₹ 1.50

Rs.3.0000 per share(150%)Final Dividend

2025

Jan 31

₹ 1.25

Rs.2.5000 per share(125%)Interim Dividend

2024

Nov 7

₹ 2.20

Interim Dividend

2024

Jul 23

₹ 1.50

Rs.15.0000 per share(150%)Final Dividend

2024

Feb 6

₹ 1

Dividend

2023

Nov 6

₹ 2

Interim Dividend

2023

Jun 16

₹ 2

Rs.20.0000 per share(200%)Final Dividend

2023

Jan 3

₹ 1.50

Interim Dividend

2022

Mar 11

₹ 1.20

Second Interim Dividend

2021

Nov 9

₹ 0.80

Interim Dividend

2021

Jun 16

₹ 0.60

Rs.6.0000 per share(60%)Final Dividend

2021

Apr 5

₹ 0.60

Second Interim Dividend

2020

Nov 9

₹ 0.60

Rs.6.0000 per share(60%)Interim Dividend

2018

Jul 18

₹ 0.60

Rs.6.0000 per share(60%)Final Dividend

2017

Nov 10

₹ 0.50

Interim Dividend

2017

Jun 21

₹ 0.60

Rs.6.0000 per share(60%)Final Dividend

2016

Nov 3

₹ 0.40

Interim Dividend

2016

Jul 18

₹ 0.60

Rs.6.0000 per share(60%)Final Dividend

2015

Nov 5

₹ 0.40

Interim Dividend

Mar 2017
Equity Capital
227
11,075
15,684
Trade Payables
134
52,889
Total Liabilities
80,010
84
1,549
0
Cash & Bank
4,441
73,936
Total Assets
80,010
Total Debt
53,110
Net Working Capital
975
Contingent Liabilities
2,030
Book Value per Share
498.02
Face Value
10.00
Total Debt
53,110
Net Working Capital
975
Contingent Liabilities
2,030
Book Value per Share
498.02
Face Value
10.00
Mar 2018
Equity Capital
227
13,349
5,199
Trade Payables
220
85,035
Total Liabilities
1,04,029
120
2,341
0
Cash & Bank
3,675
97,894
Total Assets
1,04,029
Total Debt
82,131
Net Working Capital
-2,820
Contingent Liabilities
2,727
Book Value per Share
598.35
Face Value
10.00
Total Debt
82,131
Net Working Capital
-2,820
Contingent Liabilities
2,727
Book Value per Share
598.35
Face Value
10.00
Mar 2019
Equity Capital
227
15,609
4,948
Trade Payables
133
87,211
Total Liabilities
1,08,129
145
3,999
0
Cash & Bank
3,981
1,00,003
Total Assets
1,08,129
Total Debt
87,914
Net Working Capital
-2,169
Contingent Liabilities
401
Book Value per Share
698.00
Face Value
10.00
Total Debt
87,914
Net Working Capital
-2,169
Contingent Liabilities
401
Book Value per Share
698.00
Face Value
10.00
Mar 2020
Equity Capital
227
17,778
2,056
Trade Payables
144
97,850
Total Liabilities
1,18,055
487
2,798
0
Cash & Bank
7,315
1,07,454
Total Assets
1,18,055
Total Debt
94,372
Net Working Capital
4,524
Contingent Liabilities
582
Book Value per Share
793.60
Face Value
10.00
Total Debt
94,372
Net Working Capital
4,524
Contingent Liabilities
582
Book Value per Share
793.60
Face Value
10.00
Mar 2021
Equity Capital
253
21,315
717
Trade Payables
153
1,11,856
Total Liabilities
1,34,294
435
3,198
0
Cash & Bank
16,442
1,14,219
Total Assets
1,34,294
Total Debt
1,06,196
Net Working Capital
14,503
Contingent Liabilities
2,232
Book Value per Share
852.30
Face Value
10.00
Total Debt
1,06,196
Net Working Capital
14,503
Contingent Liabilities
2,232
Book Value per Share
852.30
Face Value
10.00
Mar 2022
Equity Capital
271
25,662
484
Trade Payables
166
1,20,925
Total Liabilities
1,47,507
416
6,809
0
Cash & Bank
16,355
1,23,927
Total Assets
1,47,507
Total Debt
1,14,497
Net Working Capital
15,020
Contingent Liabilities
2,274
Book Value per Share
958.61
Face Value
10.00
Total Debt
1,14,497
Net Working Capital
15,020
Contingent Liabilities
2,274
Book Value per Share
958.61
Face Value
10.00
Mar 2023
Equity Capital
374
42,737
459
Trade Payables
293
1,71,128
Total Liabilities
2,14,992
3,324
8,565
0
Cash & Bank
15,817
1,87,286
Total Assets
2,14,992
Total Debt
1,57,906
Net Working Capital
14,417
Contingent Liabilities
2,122
Book Value per Share
1151.40
Face Value
10.00
Total Debt
1,57,906
Net Working Capital
14,417
Contingent Liabilities
2,122
Book Value per Share
1151.40
Face Value
10.00
Mar 2024
Equity Capital
376
48,122
61,924
Trade Payables
212
1,23,759
Total Liabilities
2,34,392
3,286
10,657
52
Cash & Bank
7,597
2,12,801
Total Assets
2,34,392
Total Debt
1,85,841
Net Working Capital
-52,932
Contingent Liabilities
2,127
Book Value per Share
1290.56
Face Value
10.00
Total Debt
1,85,841
Net Working Capital
-52,932
Contingent Liabilities
2,127
Book Value per Share
1290.56
Face Value
10.00
Mar 2025
Equity Capital
376
55,862
65,074
Trade Payables
299
1,68,503
Total Liabilities
2,90,113
2,914
15,599
51
Cash & Bank
20,968
2,50,582
Total Assets
2,90,113
Total Debt
2,34,197
Net Working Capital
-42,125
Contingent Liabilities
2,992
Book Value per Share
299.07
Face Value
2.00
Total Debt
2,34,197
Net Working Capital
-42,125
Contingent Liabilities
2,992
Book Value per Share
299.07
Face Value
2.00
Mar 2026
Equity Capital
376
65,308
76,797
Trade Payables
332
1,74,078
Total Liabilities
3,16,892
2,635
14,783
52
Cash & Bank
7,795
2,91,627
Total Assets
3,16,892
Total Debt
2,50,690
Net Working Capital
-68,244
Contingent Liabilities
3,248
Book Value per Share
349.10
Face Value
2.00
Total Debt
2,50,690
Net Working Capital
-68,244
Contingent Liabilities
3,248
Book Value per Share
349.10
Face Value
2.00

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
-2,707
Cash from Investing
-1
Cash from Financing
3,046
338
Free Cash Flow
-2,716
OCF / Net Profit
-2.15
Cumulative 5-Year FCF
0
OCF / Net Profit
-2.15
Cumulative 5-Year FCF
0
Mar 2018
-13,160
Cash from Investing
103
Cash from Financing
13,017
-40
Free Cash Flow
-13,160
OCF / Net Profit
-5.35
Cumulative 5-Year FCF
0
OCF / Net Profit
-5.35
Cumulative 5-Year FCF
0
Mar 2019
-5,535
Cash from Investing
-76
Cash from Financing
5,550
-62
Free Cash Flow
-5,585
OCF / Net Profit
-2.16
Cumulative 5-Year FCF
0
OCF / Net Profit
-2.16
Cumulative 5-Year FCF
0
Mar 2020
-2,464
Cash from Investing
-55
Cash from Financing
4,579
2,060
Free Cash Flow
-2,839
OCF / Net Profit
-0.98
Cumulative 5-Year FCF
0
OCF / Net Profit
-0.98
Cumulative 5-Year FCF
0
Mar 2021
-4,239
Cash from Investing
-25
Cash from Financing
12,226
7,962
Free Cash Flow
-4,311
OCF / Net Profit
-1.70
Cumulative 5-Year FCF
-28,611
OCF / Net Profit
-1.70
Cumulative 5-Year FCF
-28,611
Mar 2022
-8,859
Cash from Investing
-34
Cash from Financing
8,505
-388
Free Cash Flow
-9,042
OCF / Net Profit
-3.27
Cumulative 5-Year FCF
-34,937
OCF / Net Profit
-3.27
Cumulative 5-Year FCF
-34,937
Mar 2023
-15,841
Cash from Investing
-180
Cash from Financing
9,647
-6,375
Free Cash Flow
-19,662
OCF / Net Profit
-2.65
Cumulative 5-Year FCF
-41,439
OCF / Net Profit
-2.65
Cumulative 5-Year FCF
-41,439
Mar 2024
-27,670
Cash from Investing
-238
Cash from Financing
24,416
-3,492
Free Cash Flow
-28,160
OCF / Net Profit
-3.85
Cumulative 5-Year FCF
-64,014
OCF / Net Profit
-3.85
Cumulative 5-Year FCF
-64,014
Mar 2025
-42,275
Cash from Investing
3,678
Cash from Financing
43,265
4,668
Free Cash Flow
-42,365
OCF / Net Profit
-4.33
Cumulative 5-Year FCF
-1,03,540
OCF / Net Profit
-4.33
Cumulative 5-Year FCF
-1,03,540
Mar 2026
-12,981
Cash from Investing
-544
Cash from Financing
8,585
-4,940
Free Cash Flow
-13,314
OCF / Net Profit
-1.30
Cumulative 5-Year FCF
-1,12,542
OCF / Net Profit
-1.30
Cumulative 5-Year FCF
-1,12,542

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
EPS (₹)
55.42
Book Value (₹)
498.02
Dividend per Share (₹)
10.00
Cash EPS (₹)
11.09
Operating Margin %
66.29%
Net Margin %
11.61%
ROE %
11.73%
ROCE %
11.49%
1.64%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
4.70x
Interest Coverage (x)
1.37x
1.04x
Revenue Growth %
5.24%
Operating Profit Growth %
3.95%
Net Profit Growth %
6.72%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2018
EPS (₹)
108.45
Book Value (₹)
598.35
Dividend per Share (₹)
11.00
Cash EPS (₹)
21.44
Operating Margin %
76.03%
Net Margin %
18.49%
ROE %
19.78%
ROCE %
12.76%
2.67%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
6.05x
Interest Coverage (x)
1.59x
0.75x
Revenue Growth %
22.86%
Operating Profit Growth %
40.93%
Net Profit Growth %
95.69%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2019
EPS (₹)
113.01
Book Value (₹)
698.00
Dividend per Share (₹)
12.00
Cash EPS (₹)
22.39
Operating Margin %
73.33%
Net Margin %
16.51%
ROE %
17.44%
ROCE %
11.38%
2.42%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
5.55x
Interest Coverage (x)
1.50x
0.65x
Revenue Growth %
16.72%
Operating Profit Growth %
12.57%
Net Profit Growth %
4.20%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2020
EPS (₹)
110.27
Book Value (₹)
793.60
Dividend per Share (₹)
5.00
Cash EPS (₹)
22.70
Operating Margin %
71.85%
Net Margin %
15.11%
ROE %
14.79%
ROCE %
10.88%
2.21%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
5.24x
Interest Coverage (x)
1.41x
1.97x
Revenue Growth %
6.61%
Operating Profit Growth %
4.46%
Net Profit Growth %
-2.42%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2021
EPS (₹)
98.29
Book Value (₹)
852.30
Dividend per Share (₹)
18.00
Cash EPS (₹)
20.74
Operating Margin %
71.79%
Net Margin %
14.28%
ROE %
12.57%
ROCE %
10.30%
1.97%
Debtor Days
1
Inventory Days
0
Payable Days
0
1
Debt to Equity (x)
4.92x
Interest Coverage (x)
1.36x
7.14x
Revenue Growth %
5.22%
Operating Profit Growth %
5.14%
Net Profit Growth %
-0.58%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2022
EPS (₹)
100.10
Book Value (₹)
958.61
Dividend per Share (₹)
20.00
Cash EPS (₹)
21.02
Operating Margin %
69.91%
Net Margin %
14.06%
ROE %
11.40%
ROCE %
9.94%
1.92%
Debtor Days
1
Inventory Days
0
Payable Days
0
1
Debt to Equity (x)
4.42x
Interest Coverage (x)
1.36x
6.90x
Revenue Growth %
10.53%
Operating Profit Growth %
7.65%
Net Profit Growth %
8.87%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2023
EPS (₹)
159.69
Book Value (₹)
1151.40
Dividend per Share (₹)
35.00
Cash EPS (₹)
34.74
Operating Margin %
71.59%
Net Margin %
20.08%
ROE %
17.32%
ROCE %
12.17%
3.30%
Debtor Days
2
Inventory Days
0
Payable Days
0
2
Debt to Equity (x)
3.66x
Interest Coverage (x)
1.65x
2.76x
Revenue Growth %
54.62%
Operating Profit Growth %
58.32%
Net Profit Growth %
120.81%
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
Dividend Yield %
0.00%
0.00x
Mar 2024
EPS (₹)
191.34
Book Value (₹)
1290.56
Dividend per Share (₹)
45.00
Cash EPS (₹)
41.30
Operating Margin %
71.76%
Net Margin %
20.57%
ROE %
15.70%
ROCE %
11.28%
3.20%
Debtor Days
2
Inventory Days
0
Payable Days
0
2
Debt to Equity (x)
3.83x
Interest Coverage (x)
1.65x
0.17x
Revenue Growth %
17.44%
Operating Profit Growth %
17.90%
Net Profit Growth %
20.26%
19.82%
P/E (x)
2.47x
P/B (x)
1.83x
Dividend Yield %
1.91%
10.62x
Mar 2025
EPS (₹)
51.91
Book Value (₹)
299.07
Dividend per Share (₹)
9.90
Cash EPS (₹)
55.34
Operating Margin %
71.96%
Net Margin %
23.33%
ROE %
18.64%
ROCE %
11.86%
3.72%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
4.16x
Interest Coverage (x)
1.68x
0.37x
Revenue Growth %
19.65%
Operating Profit Growth %
19.89%
Net Profit Growth %
35.75%
-72.87%
P/E (x)
12.63x
P/B (x)
2.19x
Dividend Yield %
1.51%
11.17x
Mar 2026
EPS (₹)
53.14
Book Value (₹)
349.10
Dividend per Share (₹)
10.80
Cash EPS (₹)
56.85
Operating Margin %
73.82%
Net Margin %
20.78%
ROE %
16.40%
ROCE %
11.50%
3.29%
Debtor Days
0
Inventory Days
0
Payable Days
0
0
Debt to Equity (x)
3.82x
Interest Coverage (x)
1.62x
0.15x
Revenue Growth %
15.02%
Operating Profit Growth %
18.12%
Net Profit Growth %
2.43%
2.37%
P/E (x)
16.41x
P/B (x)
2.50x
Dividend Yield %
1.24%
11.44x

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
25.41
54.26
15.24
Government
0.00
5.07
Sep 2024
25.40
53.27
16.21
Government
0.00
5.09
Dec 2024
25.40
53.06
15.93
Government
0.00
5.58
Mar 2025
25.40
53.55
15.34
Government
0.00
5.69
Jun 2025
25.39
52.58
16.32
Government
0.00
5.65
Sep 2025
25.39
49.58
18.62
Government
0.00
6.35
Dec 2025
25.38
47.19
21.24
Government
0.00
6.10
Mar 2026
25.38
45.13
23.24
Government
0.00
6.18
Jun 2026
20.30
54.74
19.86
Government
0.00
5.04

Documents

Announcements

Credit Ratings

  • Credit Rating- Revision

    2026-05-09 - Shriram Finance Limited has informed the Exchange about Credit Rating- Revision

  • Credit Rating- Revision

    2026-04-14 - Shriram Finance Limited has informed the Exchange that Fitch Ratings has upgraded the Company's Long-Term Foreign and Local Currency Issuer Default Ratings (IDR) to BBB- and Short-Term (IDR) to F3

  • Credit Rating- Revision

    2026-04-10 - Shriram Finance Limited has informed the Exchange that India Ratings and Research has upgraded the Company and Its Long term debt instrument ratings to IND AAA/Stable

Concalls