Starteck Finance Ltd.
•₹ 247.95-1.25%
2026-08-21
PROS
- Company has delivered good profit growth of 20.9% CAGR over last 5 years
- Asset quality is healthy - gross NPA of just 0.0%
- Solid return on assets for a lender - ROA of 2.4%
- Company has a consistent dividend-paying track record
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- A large part of profit comes from other income (32.5% of PBT)
- Company has a low return on equity of 5.6% over last 3 years
- Company has a low return on capital employed of 7.7%
- Company has delivered a poor sales growth of 1.2% over past five years
- Thin net interest margin of 0.0%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BAJFINANCE | 1095.15 | 33.58 | 681835.39 | 0.55 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| 2. | SHRIRAMFIN | 1125.05 | 23.39 | 264722.41 | 0.96 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| 3. | CHOLAFIN | 1910.00 | 28.36 | 163126.61 | 0.10 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| 4. | JIOFIN | 244.95 | 78.27 | 161743.95 | 0.24 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| 5. | TATACAP | 365.60 | 28.72 | 155192.41 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| 6. | BAJAJHLDNG | 11353.35 | 14.27 | 126355.42 | 1.72 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| 7. | MUTHOOTFIN | 2972.00 | 10.49 | 119316.43 | 1.01 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| 8. | ABCAPITAL | 408.00 | 27.21 | 111671.47 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| 9. | LTF | 314.90 | 24.80 | 78915.38 | 0.87 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| 10. | SBICARD | 646.05 | 0.00 | 61480.86 | 0.39 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| 11. | HDBFS | 691.85 | 26.41 | 57468.10 | 0.58 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| 12. | STARTECK | 252.85 | 10.28 | 250.58 | 0.10 | 4.32 | 21.78 | 10.91 | 39.57 | 7.03 | 93.11 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 7 | 7 | 7 | 7 | 7 | 7 | 8 | 8 | 8 | 8 | 9 | 8 | 10 | |
| 1 | 0 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 0 | 6 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 7 | 5 | -2 | 1 |
| Interest | 3 | 3 | 3 | 3 | 4 | 5 | 5 | 5 | 5 | 6 | 6 | 5 | 6 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 3 | 4 | 3 | 3 | 2 | 3 | 3 | 4 | 4 | 8 | 8 | 1 | 5 | |
| Tax % | 21.47% | 21.24% | 22.34% | 17.81% | 12.50% | 15.74% | -16.86% | 23.61% | 14.18% | 14.89% | 18.20% | 21.88% | 17.91% |
| Net Profit | 3 | 3 | 2 | 3 | 2 | 3 | 3 | 3 | 3 | 7 | 7 | 0 | 4 |
| 3 | 3 | 2 | 3 | 2 | 3 | 3 | 3 | 3 | 7 | 7 | 0 | 0 | |
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 7
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 3
- Depreciation
- 0
- 3
- Tax %
- 21.47%
- Net Profit
- 3
- 3
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2023
- 7
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 3
- Depreciation
- 0
- 4
- Tax %
- 21.24%
- Net Profit
- 3
- 3
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2023
- 7
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 3
- Depreciation
- 0
- 3
- Tax %
- 22.34%
- Net Profit
- 2
- 2
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2024
- 7
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 3
- Depreciation
- 0
- 3
- Tax %
- 17.81%
- Net Profit
- 3
- 3
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2024
- 7
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 4
- Depreciation
- 0
- 2
- Tax %
- 12.50%
- Net Profit
- 2
- 2
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 7
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 5
- Depreciation
- 0
- 3
- Tax %
- 15.74%
- Net Profit
- 3
- 3
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 8
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 5
- Depreciation
- 0
- 3
- Tax %
- -16.86%
- Net Profit
- 3
- 3
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- 8
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 5
- Depreciation
- 0
- 4
- Tax %
- 23.61%
- Net Profit
- 3
- 3
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 8
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 5
- Depreciation
- 0
- 4
- Tax %
- 14.18%
- Net Profit
- 3
- 3
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- 8
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 7
- Interest
- 6
- Depreciation
- 0
- 8
- Tax %
- 14.89%
- Net Profit
- 7
- 7
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 9
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 5
- Interest
- 6
- Depreciation
- 0
- 8
- Tax %
- 18.20%
- Net Profit
- 7
- 7
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- 8
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- -2
- Interest
- 5
- Depreciation
- 0
- 1
- Tax %
- 21.88%
- Net Profit
- 0
- 0
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 10
- 6
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 6
- Depreciation
- 0
- 5
- Tax %
- 17.91%
- Net Profit
- 4
- 0
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 10
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 21 | 21 | 18 | 15 | 28 | 12 | 16 | 26 | 28 | 30 | 36 | |
| 4 | 4 | 4 | 5 | 20 | 5 | 3 | 5 | 4 | 3 | 9 | |
| Operating Profit | 18 | 18 | 14 | 11 | 12 | 42 | 14 | 22 | 25 | 30 | — |
| OPM % | 84 | 87 | 81 | 71 | 44 | 344 | 87 | 83 | 89 | 102 | — |
| Other Income | 0 | 1 | 1 | 0 | 4 | 35 | 1 | 0 | 0 | 4 | 11 |
| Interest | 12 | 15 | 13 | 9 | 8 | 5 | 3 | 9 | 12 | 19 | 22 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 6 | 3 | 2 | 2 | 4 | 36 | 11 | 12 | 13 | 11 | 21 | |
| Tax % | 11 | 13 | 25 | 17 | 0 | 3 | 14 | 20 | 21 | 10 | 17 |
| Net Profit | 6 | 2 | 1 | 2 | 4 | 35 | 9 | 10 | 10 | 10 | 18 |
| EPS | 0 | 0 | 0 | 0 | 0 | 36 | 9 | 10 | 10 | 10 | — |
| Dividend Payout % | 9 | 0 | 0 | 0 | 6 | 1 | 3 | 3 | 2 | 2 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 6 | 2 | 1 | 2 | 4 | 36 | 9 | 10 | 10 | 10 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 6 | 2 | 1 | 2 | 4 | 36 | 9 | 10 | 10 | 10 | — |
Mar 2016
- 21
- 4
- Operating Profit
- 18
- OPM %
- 84
- Other Income
- 0
- Interest
- 12
- Depreciation
- 0
- 6
- Tax %
- 11
- Net Profit
- 6
- EPS
- 0
- Dividend Payout %
- 9
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 6
Mar 2017
- 21
- 4
- Operating Profit
- 18
- OPM %
- 87
- Other Income
- 1
- Interest
- 15
- Depreciation
- 0
- 3
- Tax %
- 13
- Net Profit
- 2
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
Mar 2018
- 18
- 4
- Operating Profit
- 14
- OPM %
- 81
- Other Income
- 1
- Interest
- 13
- Depreciation
- 0
- 2
- Tax %
- 25
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
Mar 2019
- 15
- 5
- Operating Profit
- 11
- OPM %
- 71
- Other Income
- 0
- Interest
- 9
- Depreciation
- 0
- 2
- Tax %
- 17
- Net Profit
- 2
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 2
Mar 2020
- 28
- 20
- Operating Profit
- 12
- OPM %
- 44
- Other Income
- 4
- Interest
- 8
- Depreciation
- 0
- 4
- Tax %
- 0
- Net Profit
- 4
- EPS
- 0
- Dividend Payout %
- 6
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 4
Mar 2021
- 12
- 5
- Operating Profit
- 42
- OPM %
- 344
- Other Income
- 35
- Interest
- 5
- Depreciation
- 0
- 36
- Tax %
- 3
- Net Profit
- 35
- EPS
- 36
- Dividend Payout %
- 1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 36
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 36
Mar 2022
- 16
- 3
- Operating Profit
- 14
- OPM %
- 87
- Other Income
- 1
- Interest
- 3
- Depreciation
- 0
- 11
- Tax %
- 14
- Net Profit
- 9
- EPS
- 9
- Dividend Payout %
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 9
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 9
Mar 2023
- 26
- 5
- Operating Profit
- 22
- OPM %
- 83
- Other Income
- 0
- Interest
- 9
- Depreciation
- 0
- 12
- Tax %
- 20
- Net Profit
- 10
- EPS
- 10
- Dividend Payout %
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
Mar 2024
- 28
- 4
- Operating Profit
- 25
- OPM %
- 89
- Other Income
- 0
- Interest
- 12
- Depreciation
- 0
- 13
- Tax %
- 21
- Net Profit
- 10
- EPS
- 10
- Dividend Payout %
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
Mar 2025
- 30
- 3
- Operating Profit
- 30
- OPM %
- 102
- Other Income
- 4
- Interest
- 19
- Depreciation
- 0
- 11
- Tax %
- 10
- Net Profit
- 10
- EPS
- 10
- Dividend Payout %
- 2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 10
TTM
- 36
- 9
- Operating Profit
- —
- OPM %
- —
- Other Income
- 11
- Interest
- 22
- Depreciation
- 0
- 21
- Tax %
- 17
- Net Profit
- 18
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 7%
- 5 Years:
- 1%
- 3 Years:
- 23%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 3%
- 5 Years:
- 21%
- 3 Years:
- 2%
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 16%
- 1 Year:
- -23%
RETURN ON EQUITY
- 10 Years:
- 6%
- 5 Years:
- 10%
- 3 Years:
- 6%
- Last Year:
- 5%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| 99 | 101 | 102 | 97 | 98 | 137 | 151 | 158 | 177 | 204 | |
| 163 | 105 | 60 | 60 | 57 | 50 | 92 | 121 | 169 | 227 | |
| Trade Payables | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
| 70 | 68 | 67 | 43 | 39 | 1 | 2 | 12 | 14 | 22 | |
| Total Liabilities | 342 | 285 | 239 | 209 | 204 | 199 | 256 | 302 | 369 | 463 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 100 | 98 | 75 | 73 | 84 | 76 | 74 | 73 | 131 | 196 | |
| Cash & Bank | 2 | 1 | 0 | 1 | 5 | 2 | 4 | 4 | 5 | 0 |
| 240 | 186 | 164 | 135 | 114 | 121 | 178 | 225 | 234 | 267 | |
| Total Assets | 342 | 285 | 239 | 209 | 204 | 199 | 256 | 302 | 369 | 463 |
| Total Debt | 196 | 138 | 91 | 91 | 88 | 50 | 92 | 123 | 169 | 227 |
| Net Working Capital | 80 | 82 | 105 | 100 | 87 | 123 | 138 | 145 | 103 | 85 |
| Contingent Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book Value per Share | 109.66 | 112.08 | 113.26 | 107.52 | 108.61 | 148.37 | 162.56 | 169.19 | 188.36 | 216.19 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 196 | 138 | 91 | 91 | 88 | 50 | 92 | 123 | 169 | 227 |
| Net Working Capital | 80 | 82 | 105 | 100 | 87 | 123 | 138 | 145 | 103 | 85 |
| Contingent Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book Value per Share | 109.66 | 112.08 | 113.26 | 107.52 | 108.61 | 148.37 | 162.56 | 169.19 | 188.36 | 216.19 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2016
- Equity Capital
- 10
- 99
- 163
- Trade Payables
- 1
- 70
- Total Liabilities
- 342
- 100
- Cash & Bank
- 2
- 240
- Total Assets
- 342
- Total Debt
- 196
- Net Working Capital
- 80
- Contingent Liabilities
- 0
- Book Value per Share
- 109.66
- Face Value
- 10.00
- Total Debt
- 196
- Net Working Capital
- 80
- Contingent Liabilities
- 0
- Book Value per Share
- 109.66
- Face Value
- 10.00
Mar 2017
- Equity Capital
- 10
- 101
- 105
- Trade Payables
- 0
- 68
- Total Liabilities
- 285
- 98
- Cash & Bank
- 1
- 186
- Total Assets
- 285
- Total Debt
- 138
- Net Working Capital
- 82
- Contingent Liabilities
- 0
- Book Value per Share
- 112.08
- Face Value
- 10.00
- Total Debt
- 138
- Net Working Capital
- 82
- Contingent Liabilities
- 0
- Book Value per Share
- 112.08
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 10
- 102
- 60
- Trade Payables
- 0
- 67
- Total Liabilities
- 239
- 75
- Cash & Bank
- 0
- 164
- Total Assets
- 239
- Total Debt
- 91
- Net Working Capital
- 105
- Contingent Liabilities
- 0
- Book Value per Share
- 113.26
- Face Value
- 10.00
- Total Debt
- 91
- Net Working Capital
- 105
- Contingent Liabilities
- 0
- Book Value per Share
- 113.26
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 10
- 97
- 60
- Trade Payables
- 0
- 43
- Total Liabilities
- 209
- 73
- Cash & Bank
- 1
- 135
- Total Assets
- 209
- Total Debt
- 91
- Net Working Capital
- 100
- Contingent Liabilities
- 0
- Book Value per Share
- 107.52
- Face Value
- 10.00
- Total Debt
- 91
- Net Working Capital
- 100
- Contingent Liabilities
- 0
- Book Value per Share
- 107.52
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 10
- 98
- 57
- Trade Payables
- 0
- 39
- Total Liabilities
- 204
- 84
- Cash & Bank
- 5
- 114
- Total Assets
- 204
- Total Debt
- 88
- Net Working Capital
- 87
- Contingent Liabilities
- 0
- Book Value per Share
- 108.61
- Face Value
- 10.00
- Total Debt
- 88
- Net Working Capital
- 87
- Contingent Liabilities
- 0
- Book Value per Share
- 108.61
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 10
- 137
- 50
- Trade Payables
- 0
- 1
- Total Liabilities
- 199
- 76
- Cash & Bank
- 2
- 121
- Total Assets
- 199
- Total Debt
- 50
- Net Working Capital
- 123
- Contingent Liabilities
- 0
- Book Value per Share
- 148.37
- Face Value
- 10.00
- Total Debt
- 50
- Net Working Capital
- 123
- Contingent Liabilities
- 0
- Book Value per Share
- 148.37
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 10
- 151
- 92
- Trade Payables
- 0
- 2
- Total Liabilities
- 256
- 74
- Cash & Bank
- 4
- 178
- Total Assets
- 256
- Total Debt
- 92
- Net Working Capital
- 138
- Contingent Liabilities
- 0
- Book Value per Share
- 162.56
- Face Value
- 10.00
- Total Debt
- 92
- Net Working Capital
- 138
- Contingent Liabilities
- 0
- Book Value per Share
- 162.56
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 10
- 158
- 121
- Trade Payables
- 1
- 12
- Total Liabilities
- 302
- 73
- Cash & Bank
- 4
- 225
- Total Assets
- 302
- Total Debt
- 123
- Net Working Capital
- 145
- Contingent Liabilities
- 0
- Book Value per Share
- 169.19
- Face Value
- 10.00
- Total Debt
- 123
- Net Working Capital
- 145
- Contingent Liabilities
- 0
- Book Value per Share
- 169.19
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 10
- 177
- 169
- Trade Payables
- 0
- 14
- Total Liabilities
- 369
- 131
- Cash & Bank
- 5
- 234
- Total Assets
- 369
- Total Debt
- 169
- Net Working Capital
- 103
- Contingent Liabilities
- 0
- Book Value per Share
- 188.36
- Face Value
- 10.00
- Total Debt
- 169
- Net Working Capital
- 103
- Contingent Liabilities
- 0
- Book Value per Share
- 188.36
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 10
- 204
- 227
- Trade Payables
- 0
- 22
- Total Liabilities
- 463
- 196
- Cash & Bank
- 0
- 267
- Total Assets
- 463
- Total Debt
- 227
- Net Working Capital
- 85
- Contingent Liabilities
- 0
- Book Value per Share
- 216.19
- Face Value
- 10.00
- Total Debt
- 227
- Net Working Capital
- 85
- Contingent Liabilities
- 0
- Book Value per Share
- 216.19
- Face Value
- 10.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 7 | -5 | -24 | 5 | 16 | -50 | -5 | 2 | 23 | 22 | |
| Cash from Investing | -5 | 3 | 24 | -4 | -12 | 47 | 7 | -2 | -58 | -47 |
| Cash from Financing | -1 | 0 | 0 | 0 | 0 | -0 | -4 | -0 | 35 | 25 |
| 2 | -2 | -0 | 0 | 5 | -3 | -2 | 0 | 0 | -0 | |
| Free Cash Flow | 7 | -5 | -24 | 5 | 16 | -50 | -5 | 2 | 23 | 22 |
| OCF / Net Profit | 1.23 | -2.10 | -20.64 | 2.70 | 4.20 | -1.41 | -0.51 | 0.24 | 2.22 | 2.16 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -1 | -58 | -58 | -31 | -13 | -8 |
| OCF / Net Profit | 1.23 | -2.10 | -20.64 | 2.70 | 4.20 | -1.41 | -0.51 | 0.24 | 2.22 | 2.16 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -1 | -58 | -58 | -31 | -13 | -8 |
Mar 2016
- 7
- Cash from Investing
- -5
- Cash from Financing
- -1
- 2
- Free Cash Flow
- 7
- OCF / Net Profit
- 1.23
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 1.23
- Cumulative 5-Year FCF
- 0
Mar 2017
- -5
- Cash from Investing
- 3
- Cash from Financing
- 0
- -2
- Free Cash Flow
- -5
- OCF / Net Profit
- -2.10
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -2.10
- Cumulative 5-Year FCF
- 0
Mar 2018
- -24
- Cash from Investing
- 24
- Cash from Financing
- 0
- -0
- Free Cash Flow
- -24
- OCF / Net Profit
- -20.64
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -20.64
- Cumulative 5-Year FCF
- 0
Mar 2019
- 5
- Cash from Investing
- -4
- Cash from Financing
- 0
- 0
- Free Cash Flow
- 5
- OCF / Net Profit
- 2.70
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 2.70
- Cumulative 5-Year FCF
- 0
Mar 2020
- 16
- Cash from Investing
- -12
- Cash from Financing
- 0
- 5
- Free Cash Flow
- 16
- OCF / Net Profit
- 4.20
- Cumulative 5-Year FCF
- -1
- OCF / Net Profit
- 4.20
- Cumulative 5-Year FCF
- -1
Mar 2021
- -50
- Cash from Investing
- 47
- Cash from Financing
- -0
- -3
- Free Cash Flow
- -50
- OCF / Net Profit
- -1.41
- Cumulative 5-Year FCF
- -58
- OCF / Net Profit
- -1.41
- Cumulative 5-Year FCF
- -58
Mar 2022
- -5
- Cash from Investing
- 7
- Cash from Financing
- -4
- -2
- Free Cash Flow
- -5
- OCF / Net Profit
- -0.51
- Cumulative 5-Year FCF
- -58
- OCF / Net Profit
- -0.51
- Cumulative 5-Year FCF
- -58
Mar 2023
- 2
- Cash from Investing
- -2
- Cash from Financing
- -0
- 0
- Free Cash Flow
- 2
- OCF / Net Profit
- 0.24
- Cumulative 5-Year FCF
- -31
- OCF / Net Profit
- 0.24
- Cumulative 5-Year FCF
- -31
Mar 2024
- 23
- Cash from Investing
- -58
- Cash from Financing
- 35
- 0
- Free Cash Flow
- 23
- OCF / Net Profit
- 2.22
- Cumulative 5-Year FCF
- -13
- OCF / Net Profit
- 2.22
- Cumulative 5-Year FCF
- -13
Mar 2025
- 22
- Cash from Investing
- -47
- Cash from Financing
- 25
- -0
- Free Cash Flow
- 22
- OCF / Net Profit
- 2.16
- Cumulative 5-Year FCF
- -8
- OCF / Net Profit
- 2.16
- Cumulative 5-Year FCF
- -8
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 5.78 | 2.42 | 1.18 | 1.79 | 3.92 | 35.70 | 9.45 | 9.93 | 10.48 | 10.13 |
| Book Value (₹) | 109.66 | 112.08 | 113.26 | 107.52 | 108.61 | 148.37 | 162.56 | 169.19 | 188.36 | 216.19 |
| Dividend per Share (₹) | 0.50 | 0.00 | 0.00 | 0.00 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 |
| Cash EPS (₹) | 5.78 | 2.42 | 1.18 | 1.79 | 3.92 | 35.70 | 9.45 | 9.93 | 10.48 | 10.14 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 83.64% | 87.20% | 80.67% | 70.77% | 44.13% | 343.98% | 87.47% | 82.57% | 87.08% | 89.59% |
| Net Margin % | 26.66% | 11.64% | 6.54% | 11.70% | 13.90% | 291.20% | 58.92% | 37.61% | 37.22% | 33.87% |
| ROE % | 5.39% | 2.18% | 1.05% | 1.62% | 3.63% | 27.79% | 6.08% | 5.99% | 5.86% | 5.01% |
| ROCE % | 7.66% | 6.49% | 6.41% | 5.36% | 6.27% | 21.24% | 6.16% | 7.94% | 7.65% | 7.57% |
| 2.22% | 0.76% | 0.45% | 0.79% | 1.88% | 17.57% | 4.11% | 3.53% | 3.09% | 2.41% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 1.81x | 1.24x | 0.81x | 0.86x | 0.82x | 0.34x | 0.57x | 0.73x | 0.91x | 1.06x |
| Interest Coverage (x) | 1.56x | 1.18x | 1.12x | 1.25x | 1.46x | 7.83x | 4.54x | 2.31x | 2.12x | 1.59x |
| 1.47x | 1.74x | 2.53x | 2.40x | 2.35x | 3.36x | 2.45x | 2.10x | 1.57x | 1.35x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 43.80% | -4.05% | -12.88% | -15.47% | 84.31% | -56.54% | 30.74% | 64.70% | 6.64% | 6.21% |
| Operating Profit Growth % | 7.81% | 0.03% | -19.40% | -25.84% | 14.92% | 238.74% | -66.75% | 55.46% | 14.48% | 22.04% |
| Net Profit Growth % | -23.79% | -58.12% | -51.07% | 51.30% | 118.98% | 810.55% | -73.55% | 5.14% | 5.51% | -3.34% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 5.51% | -3.34% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 26.28x | 28.03x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.46x | 1.31x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.09% | 0.09% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 17.68x | 16.82x |
Mar 2016
- EPS (₹)
- 5.78
- Book Value (₹)
- 109.66
- Dividend per Share (₹)
- 0.50
- Cash EPS (₹)
- 5.78
- Operating Margin %
- 83.64%
- Net Margin %
- 26.66%
- ROE %
- 5.39%
- ROCE %
- 7.66%
- 2.22%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 1.81x
- Interest Coverage (x)
- 1.56x
- 1.47x
- Revenue Growth %
- 43.80%
- Operating Profit Growth %
- 7.81%
- Net Profit Growth %
- -23.79%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2017
- EPS (₹)
- 2.42
- Book Value (₹)
- 112.08
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 2.42
- Operating Margin %
- 87.20%
- Net Margin %
- 11.64%
- ROE %
- 2.18%
- ROCE %
- 6.49%
- 0.76%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 1.24x
- Interest Coverage (x)
- 1.18x
- 1.74x
- Revenue Growth %
- -4.05%
- Operating Profit Growth %
- 0.03%
- Net Profit Growth %
- -58.12%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 1.18
- Book Value (₹)
- 113.26
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 1.18
- Operating Margin %
- 80.67%
- Net Margin %
- 6.54%
- ROE %
- 1.05%
- ROCE %
- 6.41%
- 0.45%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.81x
- Interest Coverage (x)
- 1.12x
- 2.53x
- Revenue Growth %
- -12.88%
- Operating Profit Growth %
- -19.40%
- Net Profit Growth %
- -51.07%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 1.79
- Book Value (₹)
- 107.52
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 1.79
- Operating Margin %
- 70.77%
- Net Margin %
- 11.70%
- ROE %
- 1.62%
- ROCE %
- 5.36%
- 0.79%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.86x
- Interest Coverage (x)
- 1.25x
- 2.40x
- Revenue Growth %
- -15.47%
- Operating Profit Growth %
- -25.84%
- Net Profit Growth %
- 51.30%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- 3.92
- Book Value (₹)
- 108.61
- Dividend per Share (₹)
- 0.25
- Cash EPS (₹)
- 3.92
- Operating Margin %
- 44.13%
- Net Margin %
- 13.90%
- ROE %
- 3.63%
- ROCE %
- 6.27%
- 1.88%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.82x
- Interest Coverage (x)
- 1.46x
- 2.35x
- Revenue Growth %
- 84.31%
- Operating Profit Growth %
- 14.92%
- Net Profit Growth %
- 118.98%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- 35.70
- Book Value (₹)
- 148.37
- Dividend per Share (₹)
- 0.25
- Cash EPS (₹)
- 35.70
- Operating Margin %
- 343.98%
- Net Margin %
- 291.20%
- ROE %
- 27.79%
- ROCE %
- 21.24%
- 17.57%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.34x
- Interest Coverage (x)
- 7.83x
- 3.36x
- Revenue Growth %
- -56.54%
- Operating Profit Growth %
- 238.74%
- Net Profit Growth %
- 810.55%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- 9.45
- Book Value (₹)
- 162.56
- Dividend per Share (₹)
- 0.25
- Cash EPS (₹)
- 9.45
- Operating Margin %
- 87.47%
- Net Margin %
- 58.92%
- ROE %
- 6.08%
- ROCE %
- 6.16%
- 4.11%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.57x
- Interest Coverage (x)
- 4.54x
- 2.45x
- Revenue Growth %
- 30.74%
- Operating Profit Growth %
- -66.75%
- Net Profit Growth %
- -73.55%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- 9.93
- Book Value (₹)
- 169.19
- Dividend per Share (₹)
- 0.25
- Cash EPS (₹)
- 9.93
- Operating Margin %
- 82.57%
- Net Margin %
- 37.61%
- ROE %
- 5.99%
- ROCE %
- 7.94%
- 3.53%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.73x
- Interest Coverage (x)
- 2.31x
- 2.10x
- Revenue Growth %
- 64.70%
- Operating Profit Growth %
- 55.46%
- Net Profit Growth %
- 5.14%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 10.48
- Book Value (₹)
- 188.36
- Dividend per Share (₹)
- 0.25
- Cash EPS (₹)
- 10.48
- Operating Margin %
- 87.08%
- Net Margin %
- 37.22%
- ROE %
- 5.86%
- ROCE %
- 7.65%
- 3.09%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 0.91x
- Interest Coverage (x)
- 2.12x
- 1.57x
- Revenue Growth %
- 6.64%
- Operating Profit Growth %
- 14.48%
- Net Profit Growth %
- 5.51%
- 5.51%
- P/E (x)
- 26.28x
- P/B (x)
- 1.46x
- Dividend Yield %
- 0.09%
- 17.68x
Mar 2025
- EPS (₹)
- 10.13
- Book Value (₹)
- 216.19
- Dividend per Share (₹)
- 0.25
- Cash EPS (₹)
- 10.14
- Operating Margin %
- 89.59%
- Net Margin %
- 33.87%
- ROE %
- 5.01%
- ROCE %
- 7.57%
- 2.41%
- Debtor Days
- 0
- Inventory Days
- 0
- Payable Days
- 0
- 0
- Debt to Equity (x)
- 1.06x
- Interest Coverage (x)
- 1.59x
- 1.35x
- Revenue Growth %
- 6.21%
- Operating Profit Growth %
- 22.04%
- Net Profit Growth %
- -3.34%
- -3.34%
- P/E (x)
- 28.03x
- P/B (x)
- 1.31x
- Dividend Yield %
- 0.09%
- 16.82x
Documents
Announcements
- Record Date
2026-08-21 - Starteck Finance Limited has informed the Exchange that Record date for the purpose of Dividend is 11-Sep-2026.
- General Updates
2026-08-21 - Starteck Finance Limited has informed the Exchange about the 41st Annual General Meeting, Record Date and Cut-off date of the Company.
Annual Reports
Credit Ratings
Nothing filed yet.
Concalls
Nothing filed yet.