International Constructions Ltd.
•₹ 894.95%
2023-01-04
PROS
- Solid return on assets for a lender - ROA of 34.0%
- Company has a healthy return on capital (ROCE) of 23.2%
- Asset quality is healthy - gross NPA of just 0.0%
- Company generates healthy free cash flow
CONS
- Capital adequacy is tight at 0.0% - limited headroom to grow
- Thin net interest margin of 0.0%
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BAJFINANCE | 1078.60 | 33.07 | 671531.43 | 0.56 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| 2. | SHRIRAMFIN | 1104.90 | 22.97 | 259981.15 | 0.98 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| 3. | JIOFIN | 242.70 | 77.55 | 160258.25 | 0.25 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| 4. | CHOLAFIN | 1866.25 | 27.72 | 159390.07 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| 5. | TATACAP | 365.15 | 28.68 | 155001.39 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| 6. | BAJAJHLDNG | 11322.85 | 14.23 | 126015.97 | 1.72 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| 7. | MUTHOOTFIN | 2859.20 | 10.09 | 114787.87 | 1.05 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| 8. | ABCAPITAL | 396.75 | 26.46 | 108592.29 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| 9. | LTF | 315.00 | 24.80 | 78940.44 | 0.87 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| 10. | SBICARD | 626.30 | 0.00 | 59601.37 | 0.40 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| 11. | HDBFS | 681.15 | 26.00 | 56579.31 | 0.59 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| 12. | SUBCAPCITY | 89.05 | 0.00 | 32.36 | 0.00 | -334.27 | -4258.15 | 515.55 | 2619.15 | -24.31 | -52.66 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | |
|---|---|---|---|---|---|---|---|---|
| 79 | 85 | 15 | 19 | 18 | 17 | 16 | 516 | |
| 69 | 33 | 21 | 29 | 30 | 27 | 24 | 856 | |
| Operating Profit | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — |
| Other Income | 13 | 1 | 1 | 1 | 1 | 21 | 2 | 28 |
| Interest | 5 | 4 | 4 | 5 | 5 | 5 | 4 | 23 |
| Depreciation | 8 | 4 | 2 | 2 | 2 | 1 | 1 | 49 |
| 6 | 53 | -4 | -6 | -11 | 10 | -4 | -315 | |
| Tax % | 62.36% | 34.63% | -28.57% | -34.09% | 54.02% | -108.29% | 39.49% | -6.17% |
| Net Profit | 2 | 35 | -5 | -8 | -5 | 21 | -2 | -334 |
| 1 | 11 | -1 | -1 | -1 | 5 | -1 | -69 | |
| Equity Capital | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Dec 2020
- 79
- 69
- Operating Profit
- —
- OPM %
- —
- Other Income
- 13
- Interest
- 5
- Depreciation
- 8
- 6
- Tax %
- 62.36%
- Net Profit
- 2
- 1
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2021
- 85
- 33
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 4
- Depreciation
- 4
- 53
- Tax %
- 34.63%
- Net Profit
- 35
- 11
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2021
- 15
- 21
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 4
- Depreciation
- 2
- -4
- Tax %
- -28.57%
- Net Profit
- -5
- -1
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2021
- 19
- 29
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 5
- Depreciation
- 2
- -6
- Tax %
- -34.09%
- Net Profit
- -8
- -1
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2021
- 18
- 30
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 5
- Depreciation
- 2
- -11
- Tax %
- 54.02%
- Net Profit
- -5
- -1
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2022
- 17
- 27
- Operating Profit
- —
- OPM %
- —
- Other Income
- 21
- Interest
- 5
- Depreciation
- 1
- 10
- Tax %
- -108.29%
- Net Profit
- 21
- 5
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2022
- 16
- 24
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 4
- Depreciation
- 1
- -4
- Tax %
- 39.49%
- Net Profit
- -2
- -1
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2022
- 516
- 856
- Operating Profit
- —
- OPM %
- —
- Other Income
- 28
- Interest
- 23
- Depreciation
- 49
- -315
- Tax %
- -6.17%
- Net Profit
- -334
- -69
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 36
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
|---|---|---|---|---|
| 5 | 0 | 15 | 566 | |
| 2 | 2 | 3 | 937 | |
| Operating Profit | 3 | -1 | 14 | — |
| OPM % | 72 | -559 | 94 | — |
| Other Income | 0 | 1 | 2 | 52 |
| Interest | 1 | 1 | 1 | 37 |
| Depreciation | 0 | 0 | 0 | 53 |
| 3 | -1 | 13 | -320 | |
| Tax % | 55 | 33 | 22 | -0 |
| Net Profit | 1 | -1 | 10 | -321 |
| EPS | 3 | -2 | 28 | — |
| Dividend Payout % | 0 | 0 | 0 | — |
| Minority Interest | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | -1 |
| Adjusted EPS | 3 | -2 | 28 | — |
| Minority Interest | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | -1 |
| Adjusted EPS | 3 | -2 | 28 | — |
Mar 2021
- 5
- 2
- Operating Profit
- 3
- OPM %
- 72
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- 3
- Tax %
- 55
- Net Profit
- 1
- EPS
- 3
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 3
Mar 2022
- 0
- 2
- Operating Profit
- -1
- OPM %
- -559
- Other Income
- 1
- Interest
- 1
- Depreciation
- 0
- -1
- Tax %
- 33
- Net Profit
- -1
- EPS
- -2
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
Mar 2023
- 15
- 3
- Operating Profit
- 14
- OPM %
- 94
- Other Income
- 2
- Interest
- 1
- Depreciation
- 0
- 13
- Tax %
- 22
- Net Profit
- 10
- EPS
- 28
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 28
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 28
TTM
- 566
- 937
- Operating Profit
- —
- OPM %
- —
- Other Income
- 52
- Interest
- 37
- Depreciation
- 53
- -320
- Tax %
- -0
- Net Profit
- -321
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- -1
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- -1
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 91%
- 1 Year:
- 327%
RETURN ON EQUITY
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- 18%
- Last Year:
- 51%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|
| LIABILITIES | - | - | - |
| Equity Capital | 4 | 4 | 4 |
| 9 | 13 | 20 | |
| 11 | 12 | 8 | |
| Total Liabilities | 24 | 28 | 31 |
| ASSETS | - | - | - |
| 17 | 23 | 17 | |
| 4 | 0 | 0 | |
| Cash & Bank | 0 | 0 | 1 |
| 4 | 5 | 13 | |
| Total Assets | 24 | 28 | 31 |
| Total Debt | 5 | 5 | 6 |
| Net Working Capital | 3 | 1 | 7 |
| Contingent Liabilities | 50 | 26 | 29 |
| Book Value per Share | 34.82 | 45.24 | 64.53 |
| Face Value | 10.00 | 10.00 | 10.00 |
| Total Debt | 5 | 5 | 6 |
| Net Working Capital | 3 | 1 | 7 |
| Contingent Liabilities | 50 | 26 | 29 |
| Book Value per Share | 34.82 | 45.24 | 64.53 |
| Face Value | 10.00 | 10.00 | 10.00 |
Mar 2021
- Equity Capital
- 4
- 9
- 11
- Total Liabilities
- 24
- 17
- 4
- Cash & Bank
- 0
- 4
- Total Assets
- 24
- Total Debt
- 5
- Net Working Capital
- 3
- Contingent Liabilities
- 50
- Book Value per Share
- 34.82
- Face Value
- 10.00
- Total Debt
- 5
- Net Working Capital
- 3
- Contingent Liabilities
- 50
- Book Value per Share
- 34.82
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 4
- 13
- 12
- Total Liabilities
- 28
- 23
- 0
- Cash & Bank
- 0
- 5
- Total Assets
- 28
- Total Debt
- 5
- Net Working Capital
- 1
- Contingent Liabilities
- 26
- Book Value per Share
- 45.24
- Face Value
- 10.00
- Total Debt
- 5
- Net Working Capital
- 1
- Contingent Liabilities
- 26
- Book Value per Share
- 45.24
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 4
- 20
- 8
- Total Liabilities
- 31
- 17
- 0
- Cash & Bank
- 1
- 13
- Total Assets
- 31
- Total Debt
- 6
- Net Working Capital
- 7
- Contingent Liabilities
- 29
- Book Value per Share
- 64.53
- Face Value
- 10.00
- Total Debt
- 6
- Net Working Capital
- 7
- Contingent Liabilities
- 29
- Book Value per Share
- 64.53
- Face Value
- 10.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|
| 0 | 0 | 3 | |
| Cash from Investing | -0 | 0 | -2 |
| Cash from Financing | -0 | -0 | 0 |
| -0 | 0 | 1 | |
| Free Cash Flow | 0 | 0 | 3 |
| OCF / Net Profit | 0.37 | -0.09 | 0.27 |
| Cumulative 5-Year FCF | 0 | 0 | 0 |
| OCF / Net Profit | 0.37 | -0.09 | 0.27 |
| Cumulative 5-Year FCF | 0 | 0 | 0 |
Mar 2021
- 0
- Cash from Investing
- -0
- Cash from Financing
- -0
- -0
- Free Cash Flow
- 0
- OCF / Net Profit
- 0.37
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.37
- Cumulative 5-Year FCF
- 0
Mar 2022
- 0
- Cash from Investing
- 0
- Cash from Financing
- -0
- 0
- Free Cash Flow
- 0
- OCF / Net Profit
- -0.09
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.09
- Cumulative 5-Year FCF
- 0
Mar 2023
- 3
- Cash from Investing
- -2
- Cash from Financing
- 0
- 1
- Free Cash Flow
- 3
- OCF / Net Profit
- 0.27
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.27
- Cumulative 5-Year FCF
- 0
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|
| PER SHARE | - | - | - |
| EPS (₹) | 3.37 | -2.39 | 27.88 |
| Book Value (₹) | 34.82 | 45.24 | 64.53 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | 3.37 | -2.38 | 27.89 |
| PROFITABILITY | - | - | - |
| Operating Margin % | 66.85% | -1409.07% | 81.42% |
| Net Margin % | 26.58% | -788.67% | 69.39% |
| ROE % | 10.16% | -5.96% | 50.80% |
| ROCE % | 19.68% | -3.14% | 53.18% |
| 5.53% | -3.32% | 34.05% | |
| EFFICIENCY | - | - | - |
| Debtor Days | 151 | 6452 | 5 |
| Inventory Days | 0 | 0 | 0 |
| Payable Days | 0 | 0 | 0 |
| 151 | 6452 | 5 | |
| FINANCIAL HEALTH | - | - | - |
| Debt to Equity (x) | 0.38x | 0.33x | 0.27x |
| Interest Coverage (x) | 5.82x | -0.91x | 16.25x |
| 1.92x | 1.62x | 8.40x | |
| GROWTH | - | - | - |
| Revenue Growth % | 0.00% | -97.61% | 0.00% |
| Operating Profit Growth % | 1395.45% | -118.61% | 2336.39% |
| Net Profit Growth % | 365.56% | -170.87% | 1267.90% |
| 365.56% | -170.87% | 1267.90% | |
| VALUATION | - | - | - |
| P/E (x) | 5.18x | 0.00x | 0.00x |
| P/B (x) | 0.50x | 0.98x | 0.00x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% |
| 3.37x | -34.88x | 0.64x |
Mar 2021
- EPS (₹)
- 3.37
- Book Value (₹)
- 34.82
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 3.37
- Operating Margin %
- 66.85%
- Net Margin %
- 26.58%
- ROE %
- 10.16%
- ROCE %
- 19.68%
- 5.53%
- Debtor Days
- 151
- Inventory Days
- 0
- Payable Days
- 0
- 151
- Debt to Equity (x)
- 0.38x
- Interest Coverage (x)
- 5.82x
- 1.92x
- Revenue Growth %
- 0.00%
- Operating Profit Growth %
- 1395.45%
- Net Profit Growth %
- 365.56%
- 365.56%
- P/E (x)
- 5.18x
- P/B (x)
- 0.50x
- Dividend Yield %
- 0.00%
- 3.37x
Mar 2022
- EPS (₹)
- -2.39
- Book Value (₹)
- 45.24
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -2.38
- Operating Margin %
- -1409.07%
- Net Margin %
- -788.67%
- ROE %
- -5.96%
- ROCE %
- -3.14%
- -3.32%
- Debtor Days
- 6452
- Inventory Days
- 0
- Payable Days
- 0
- 6452
- Debt to Equity (x)
- 0.33x
- Interest Coverage (x)
- -0.91x
- 1.62x
- Revenue Growth %
- -97.61%
- Operating Profit Growth %
- -118.61%
- Net Profit Growth %
- -170.87%
- -170.87%
- P/E (x)
- 0.00x
- P/B (x)
- 0.98x
- Dividend Yield %
- 0.00%
- -34.88x
Mar 2023
- EPS (₹)
- 27.88
- Book Value (₹)
- 64.53
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 27.89
- Operating Margin %
- 81.42%
- Net Margin %
- 69.39%
- ROE %
- 50.80%
- ROCE %
- 53.18%
- 34.05%
- Debtor Days
- 5
- Inventory Days
- 0
- Payable Days
- 0
- 5
- Debt to Equity (x)
- 0.27x
- Interest Coverage (x)
- 16.25x
- 8.40x
- Revenue Growth %
- 0.00%
- Operating Profit Growth %
- 2336.39%
- Net Profit Growth %
- 1267.90%
- 1267.90%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.64x
Documents
Announcements
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Annual Reports
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Credit Ratings
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Concalls
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