Transwarranty Finance Ltd.
•₹ 11.26-0.35%
2026-08-21
PROS
- Comfortable capital adequacy - CAR of 51.3%
- Asset quality is healthy - gross NPA of just 0.0%
- Company has delivered good sales growth of 17.7% CAGR over last 5 years
CONS
- Company is loss-making at the operating / net level
- Company has a low return on equity of -19.2% over last 3 years
- Company has a low return on capital employed of 0.2%
- Promoter holding has decreased over last 2 years: -7.9pp
- Equity base is being diluted - shares outstanding up 120.7%
- Effective tax rate is unusually low at -13.3% - earnings may be flattered
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BAJFINANCE | 1078.60 | 33.07 | 671531.43 | 0.56 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| 2. | SHRIRAMFIN | 1104.90 | 22.97 | 259981.15 | 0.98 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| 3. | JIOFIN | 242.70 | 77.55 | 160258.25 | 0.25 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| 4. | CHOLAFIN | 1866.25 | 27.72 | 159390.07 | 0.11 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| 5. | TATACAP | 365.15 | 28.68 | 155001.39 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| 6. | BAJAJHLDNG | 11322.85 | 14.23 | 126015.97 | 1.72 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| 7. | MUTHOOTFIN | 2859.20 | 10.09 | 114787.87 | 1.05 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| 8. | ABCAPITAL | 396.75 | 26.46 | 108592.29 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| 9. | LTF | 315.00 | 24.80 | 78940.44 | 0.87 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| 10. | SBICARD | 626.30 | 0.00 | 59601.37 | 0.40 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| 11. | HDBFS | 681.15 | 26.00 | 56579.31 | 0.59 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| 12. | TFL | 11.10 | 0.00 | 61.18 | 0.00 | -0.12 | 85.88 | 2.56 | -35.24 | -1.62 | 20.52 |
Detailed Comparison with:
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3 | 3 | 3 | 5 | 4 | 4 | 4 | 3 | 4 | 3 | 3 | 4 | 3 | |
| 3 | 3 | 3 | 2 | 3 | 4 | 4 | 3 | 4 | 4 | 4 | 5 | 3 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 1 | 1 | 1 | 0 | 1 | -1 | 0 | 0 | 0 | 1 | 1 | 0 |
| Interest | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 |
| -1 | -1 | -0 | 3 | -0 | 0 | -2 | -0 | -1 | -1 | -1 | -1 | -0 | |
| Tax % | -0.00% | -0.00% | -0.00% | 0.00% | -0.00% | 0.00% | -0.00% | -0.00% | -2.38% | 0.79% | -1.11% | -3.70% | -0.00% |
| Net Profit | 0 | 0 | 0 | 0 | -0 | 0 | -2 | -11 | -1 | -1 | -1 | -1 | -0 |
| -0 | -0 | -0 | 1 | -0 | 0 | -0 | -1 | -0 | -0 | -0 | -0 | -0 | |
| Equity Capital | 48 | 49 | 49 | 49 | 49 | 54 | 54 | 54 | 54 | 54 | 54 | 55 | 55 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 48 | 49 | 49 | 49 | 49 | 54 | 54 | 54 | 54 | 54 | 54 | 55 | 55 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 3
- 3
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- -1
- Tax %
- -0.00%
- Net Profit
- 0
- -0
- Equity Capital
- 48
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 48
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2023
- 3
- 3
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- 0
- -1
- Tax %
- -0.00%
- Net Profit
- 0
- -0
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2023
- 3
- 3
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- 0
- -0
- Tax %
- -0.00%
- Net Profit
- 0
- -0
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2024
- 5
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- 0
- 3
- Tax %
- 0.00%
- Net Profit
- 0
- 1
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2024
- 4
- 3
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- -0
- Tax %
- -0.00%
- Net Profit
- -0
- -0
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 4
- 4
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- 0
- 0
- Tax %
- 0.00%
- Net Profit
- 0
- 0
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 4
- 4
- Operating Profit
- —
- OPM %
- —
- Other Income
- -1
- Interest
- 1
- Depreciation
- 0
- -2
- Tax %
- -0.00%
- Net Profit
- -2
- -0
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- 3
- 3
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- -0
- Tax %
- -0.00%
- Net Profit
- -11
- -1
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 4
- 4
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- -1
- Tax %
- -2.38%
- Net Profit
- -1
- -0
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- 3
- 4
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- -1
- Tax %
- 0.79%
- Net Profit
- -1
- -0
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 3
- 4
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- 0
- -1
- Tax %
- -1.11%
- Net Profit
- -1
- -0
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- 4
- 5
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- -0
- -1
- Tax %
- -3.70%
- Net Profit
- -1
- -0
- Equity Capital
- 55
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 55
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 3
- 3
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- -0
- Tax %
- -0.00%
- Net Profit
- -0
- -0
- Equity Capital
- 55
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 55
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 15 | 18 | 16 | 17 | 7 | 14 | 15 | 11 | 14 | 15 | 13 | |
| 16 | 17 | 15 | 15 | 13 | 15 | 13 | 15 | 11 | 15 | 15 | |
| Operating Profit | 1 | 2 | 3 | 3 | -5 | 1 | 3 | -3 | 6 | 1 | — |
| OPM % | 4 | 14 | 18 | 19 | -81 | 8 | 21 | -30 | 43 | 10 | — |
| Other Income | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 3 | 1 | 2 |
| Interest | 1 | 1 | 1 | 2 | 3 | 3 | 5 | 6 | 5 | 4 | 3 |
| Depreciation | 0 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 0 | 1 | 0 |
| -0 | 1 | 1 | 0 | -9 | -3 | -2 | -9 | 1 | -5 | -4 | |
| Tax % | 1 | 10 | 5 | 9 | 2 | 2 | 0 | 0 | -0 | -13 | -1 |
| Net Profit | -0 | 1 | 1 | 0 | -9 | -3 | -2 | -9 | 1 | -5 | -4 |
| EPS | 0 | 0 | 0 | 0 | 0 | -1 | -1 | -3 | 0 | -1 | — |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Minority Interest | 0 | -0 | -0 | -0 | 2 | -0 | -0 | 0 | -0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 |
| Adjusted EPS | -0 | 0 | 0 | 0 | -2 | -1 | -1 | -2 | 0 | -1 | — |
| Minority Interest | 0 | -0 | -0 | -0 | 2 | -0 | -0 | 0 | -0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 |
| Adjusted EPS | -0 | 0 | 0 | 0 | -2 | -1 | -1 | -2 | 0 | -1 | — |
Mar 2016
- 15
- 16
- Operating Profit
- 1
- OPM %
- 4
- Other Income
- 1
- Interest
- 1
- Depreciation
- 0
- -0
- Tax %
- 1
- Net Profit
- -0
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -0
Mar 2017
- 18
- 17
- Operating Profit
- 2
- OPM %
- 14
- Other Income
- 2
- Interest
- 1
- Depreciation
- 0
- 1
- Tax %
- 10
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2018
- 16
- 15
- Operating Profit
- 3
- OPM %
- 18
- Other Income
- 2
- Interest
- 1
- Depreciation
- 1
- 1
- Tax %
- 5
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2019
- 17
- 15
- Operating Profit
- 3
- OPM %
- 19
- Other Income
- 2
- Interest
- 2
- Depreciation
- 0
- 0
- Tax %
- 9
- Net Profit
- 0
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2020
- 7
- 13
- Operating Profit
- -5
- OPM %
- -81
- Other Income
- 2
- Interest
- 3
- Depreciation
- 1
- -9
- Tax %
- 2
- Net Profit
- -9
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 2
- Share of Associates
- 0
- Adjusted EPS
- -2
- Minority Interest
- 2
- Share of Associates
- 0
- Adjusted EPS
- -2
Mar 2021
- 14
- 15
- Operating Profit
- 1
- OPM %
- 8
- Other Income
- 2
- Interest
- 3
- Depreciation
- 1
- -3
- Tax %
- 2
- Net Profit
- -3
- EPS
- -1
- Dividend Payout %
- 0
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- -1
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- -1
Mar 2022
- 15
- 13
- Operating Profit
- 3
- OPM %
- 21
- Other Income
- 2
- Interest
- 5
- Depreciation
- 1
- -2
- Tax %
- 0
- Net Profit
- -2
- EPS
- -1
- Dividend Payout %
- 0
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- -1
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- -1
Mar 2023
- 11
- 15
- Operating Profit
- -3
- OPM %
- -30
- Other Income
- 1
- Interest
- 6
- Depreciation
- 0
- -9
- Tax %
- 0
- Net Profit
- -9
- EPS
- -3
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
Mar 2024
- 14
- 11
- Operating Profit
- 6
- OPM %
- 43
- Other Income
- 3
- Interest
- 5
- Depreciation
- 0
- 1
- Tax %
- -0
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- -0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2025
- 15
- 15
- Operating Profit
- 1
- OPM %
- 10
- Other Income
- 1
- Interest
- 4
- Depreciation
- 1
- -5
- Tax %
- -13
- Net Profit
- -5
- EPS
- -1
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -1
TTM
- 13
- 15
- Operating Profit
- —
- OPM %
- —
- Other Income
- 2
- Interest
- 3
- Depreciation
- 0
- -4
- Tax %
- -1
- Net Profit
- -4
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- -0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- -0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- 2%
- 5 Years:
- 18%
- 3 Years:
- 0%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- —
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- 3%
- 5 Years:
- 21%
- 3 Years:
- 4%
- 1 Year:
- -33%
RETURN ON EQUITY
- 10 Years:
- -12%
- 5 Years:
- -17%
- 3 Years:
- -19%
- Last Year:
- -18%
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 48 | 49 | 54 |
| 30 | 31 | 7 | 2 | -5 | -8 | -10 | -19 | -19 | -23 | |
| 2 | 2 | 4 | 10 | 12 | 11 | 12 | 9 | 7 | 11 | |
| Trade Payables | 8 | 12 | 12 | 13 | 12 | 24 | 33 | 30 | 22 | 20 |
| 10 | 15 | 22 | 16 | 17 | 41 | 41 | 36 | 38 | 35 | |
| Total Liabilities | 75 | 85 | 69 | 66 | 60 | 92 | 101 | 104 | 97 | 98 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 7 | 7 | 17 | 16 | 17 | 16 | 16 | 15 | 15 | 15 | |
| 24 | 20 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 4 | |
| Cash & Bank | 2 | 3 | 5 | 6 | 6 | 14 | 25 | 29 | 1 | 1 |
| 41 | 55 | 46 | 43 | 36 | 61 | 59 | 59 | 77 | 77 | |
| Total Assets | 75 | 85 | 69 | 66 | 60 | 92 | 101 | 104 | 97 | 98 |
| Total Debt | 3 | 8 | 16 | 19 | 23 | 43 | 43 | 40 | 38 | 41 |
| Net Working Capital | 11 | 22 | 16 | 4 | -2 | 11 | 11 | 28 | -22 | -20 |
| Contingent Liabilities | 12 | 20 | 22 | 21 | 20 | 11 | 4 | 8 | 8 | 8 |
| Book Value per Share | 22.46 | 22.86 | 12.81 | 10.74 | 8.03 | 6.73 | 5.81 | 6.03 | 6.17 | 5.76 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 3 | 8 | 16 | 19 | 23 | 43 | 43 | 40 | 38 | 41 |
| Net Working Capital | 11 | 22 | 16 | 4 | -2 | 11 | 11 | 28 | -22 | -20 |
| Contingent Liabilities | 12 | 20 | 22 | 21 | 20 | 11 | 4 | 8 | 8 | 8 |
| Book Value per Share | 22.46 | 22.86 | 12.81 | 10.74 | 8.03 | 6.73 | 5.81 | 6.03 | 6.17 | 5.76 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2016
- Equity Capital
- 24
- 30
- 2
- Trade Payables
- 8
- 10
- Total Liabilities
- 75
- 7
- 24
- 0
- Cash & Bank
- 2
- 41
- Total Assets
- 75
- Total Debt
- 3
- Net Working Capital
- 11
- Contingent Liabilities
- 12
- Book Value per Share
- 22.46
- Face Value
- 10.00
- Total Debt
- 3
- Net Working Capital
- 11
- Contingent Liabilities
- 12
- Book Value per Share
- 22.46
- Face Value
- 10.00
Mar 2017
- Equity Capital
- 24
- 31
- 2
- Trade Payables
- 12
- 15
- Total Liabilities
- 85
- 7
- 20
- 0
- Cash & Bank
- 3
- 55
- Total Assets
- 85
- Total Debt
- 8
- Net Working Capital
- 22
- Contingent Liabilities
- 20
- Book Value per Share
- 22.86
- Face Value
- 10.00
- Total Debt
- 8
- Net Working Capital
- 22
- Contingent Liabilities
- 20
- Book Value per Share
- 22.86
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 24
- 7
- 4
- Trade Payables
- 12
- 22
- Total Liabilities
- 69
- 17
- 1
- 0
- Cash & Bank
- 5
- 46
- Total Assets
- 69
- Total Debt
- 16
- Net Working Capital
- 16
- Contingent Liabilities
- 22
- Book Value per Share
- 12.81
- Face Value
- 10.00
- Total Debt
- 16
- Net Working Capital
- 16
- Contingent Liabilities
- 22
- Book Value per Share
- 12.81
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 24
- 2
- 10
- Trade Payables
- 13
- 16
- Total Liabilities
- 66
- 16
- 1
- 0
- Cash & Bank
- 6
- 43
- Total Assets
- 66
- Total Debt
- 19
- Net Working Capital
- 4
- Contingent Liabilities
- 21
- Book Value per Share
- 10.74
- Face Value
- 10.00
- Total Debt
- 19
- Net Working Capital
- 4
- Contingent Liabilities
- 21
- Book Value per Share
- 10.74
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 24
- -5
- 12
- Trade Payables
- 12
- 17
- Total Liabilities
- 60
- 17
- 1
- 0
- Cash & Bank
- 6
- 36
- Total Assets
- 60
- Total Debt
- 23
- Net Working Capital
- -2
- Contingent Liabilities
- 20
- Book Value per Share
- 8.03
- Face Value
- 10.00
- Total Debt
- 23
- Net Working Capital
- -2
- Contingent Liabilities
- 20
- Book Value per Share
- 8.03
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 24
- -8
- 11
- Trade Payables
- 24
- 41
- Total Liabilities
- 92
- 16
- 0
- 0
- Cash & Bank
- 14
- 61
- Total Assets
- 92
- Total Debt
- 43
- Net Working Capital
- 11
- Contingent Liabilities
- 11
- Book Value per Share
- 6.73
- Face Value
- 10.00
- Total Debt
- 43
- Net Working Capital
- 11
- Contingent Liabilities
- 11
- Book Value per Share
- 6.73
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 24
- -10
- 12
- Trade Payables
- 33
- 41
- Total Liabilities
- 101
- 16
- 0
- 0
- Cash & Bank
- 25
- 59
- Total Assets
- 101
- Total Debt
- 43
- Net Working Capital
- 11
- Contingent Liabilities
- 4
- Book Value per Share
- 5.81
- Face Value
- 10.00
- Total Debt
- 43
- Net Working Capital
- 11
- Contingent Liabilities
- 4
- Book Value per Share
- 5.81
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 48
- -19
- 9
- Trade Payables
- 30
- 36
- Total Liabilities
- 104
- 15
- 0
- 0
- Cash & Bank
- 29
- 59
- Total Assets
- 104
- Total Debt
- 40
- Net Working Capital
- 28
- Contingent Liabilities
- 8
- Book Value per Share
- 6.03
- Face Value
- 10.00
- Total Debt
- 40
- Net Working Capital
- 28
- Contingent Liabilities
- 8
- Book Value per Share
- 6.03
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 49
- -19
- 7
- Trade Payables
- 22
- 38
- Total Liabilities
- 97
- 15
- 0
- 3
- Cash & Bank
- 1
- 77
- Total Assets
- 97
- Total Debt
- 38
- Net Working Capital
- -22
- Contingent Liabilities
- 8
- Book Value per Share
- 6.17
- Face Value
- 10.00
- Total Debt
- 38
- Net Working Capital
- -22
- Contingent Liabilities
- 8
- Book Value per Share
- 6.17
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 54
- -23
- 11
- Trade Payables
- 20
- 35
- Total Liabilities
- 98
- 15
- 0
- 4
- Cash & Bank
- 1
- 77
- Total Assets
- 98
- Total Debt
- 41
- Net Working Capital
- -20
- Contingent Liabilities
- 8
- Book Value per Share
- 5.76
- Face Value
- 10.00
- Total Debt
- 41
- Net Working Capital
- -20
- Contingent Liabilities
- 8
- Book Value per Share
- 5.76
- Face Value
- 10.00
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -0 | 1 | 0 | -1 | 1 | -10 | 16 | -12 | -15 | -5 | |
| Cash from Investing | -1 | 1 | -0 | -0 | 0 | -5 | -8 | 2 | 7 | -0 |
| Cash from Financing | 0 | -1 | 2 | 2 | 0 | 17 | -5 | 16 | -6 | 5 |
| -1 | 1 | 2 | 1 | 1 | 2 | 3 | 6 | -14 | 0 | |
| Free Cash Flow | -0 | 1 | -12 | -1 | -0 | -10 | 16 | -12 | -15 | -5 |
| OCF / Net Profit | 0.56 | 0.50 | 0.52 | -2.06 | -0.10 | 3.42 | -7.38 | 1.31 | -18.43 | 0.85 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -13 | -22 | -7 | -7 | -22 | -26 |
| OCF / Net Profit | 0.56 | 0.50 | 0.52 | -2.06 | -0.10 | 3.42 | -7.38 | 1.31 | -18.43 | 0.85 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -13 | -22 | -7 | -7 | -22 | -26 |
Mar 2016
- -0
- Cash from Investing
- -1
- Cash from Financing
- 0
- -1
- Free Cash Flow
- -0
- OCF / Net Profit
- 0.56
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.56
- Cumulative 5-Year FCF
- 0
Mar 2017
- 1
- Cash from Investing
- 1
- Cash from Financing
- -1
- 1
- Free Cash Flow
- 1
- OCF / Net Profit
- 0.50
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.50
- Cumulative 5-Year FCF
- 0
Mar 2018
- 0
- Cash from Investing
- -0
- Cash from Financing
- 2
- 2
- Free Cash Flow
- -12
- OCF / Net Profit
- 0.52
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.52
- Cumulative 5-Year FCF
- 0
Mar 2019
- -1
- Cash from Investing
- -0
- Cash from Financing
- 2
- 1
- Free Cash Flow
- -1
- OCF / Net Profit
- -2.06
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -2.06
- Cumulative 5-Year FCF
- 0
Mar 2020
- 1
- Cash from Investing
- 0
- Cash from Financing
- 0
- 1
- Free Cash Flow
- -0
- OCF / Net Profit
- -0.10
- Cumulative 5-Year FCF
- -13
- OCF / Net Profit
- -0.10
- Cumulative 5-Year FCF
- -13
Mar 2021
- -10
- Cash from Investing
- -5
- Cash from Financing
- 17
- 2
- Free Cash Flow
- -10
- OCF / Net Profit
- 3.42
- Cumulative 5-Year FCF
- -22
- OCF / Net Profit
- 3.42
- Cumulative 5-Year FCF
- -22
Mar 2022
- 16
- Cash from Investing
- -8
- Cash from Financing
- -5
- 3
- Free Cash Flow
- 16
- OCF / Net Profit
- -7.38
- Cumulative 5-Year FCF
- -7
- OCF / Net Profit
- -7.38
- Cumulative 5-Year FCF
- -7
Mar 2023
- -12
- Cash from Investing
- 2
- Cash from Financing
- 16
- 6
- Free Cash Flow
- -12
- OCF / Net Profit
- 1.31
- Cumulative 5-Year FCF
- -7
- OCF / Net Profit
- 1.31
- Cumulative 5-Year FCF
- -7
Mar 2024
- -15
- Cash from Investing
- 7
- Cash from Financing
- -6
- -14
- Free Cash Flow
- -15
- OCF / Net Profit
- -18.43
- Cumulative 5-Year FCF
- -22
- OCF / Net Profit
- -18.43
- Cumulative 5-Year FCF
- -22
Mar 2025
- -5
- Cash from Investing
- -0
- Cash from Financing
- 5
- 0
- Free Cash Flow
- -5
- OCF / Net Profit
- 0.85
- Cumulative 5-Year FCF
- -26
- OCF / Net Profit
- 0.85
- Cumulative 5-Year FCF
- -26
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | -0.07 | 0.40 | 0.19 | 0.12 | -2.69 | -1.28 | -0.93 | -1.86 | 0.12 | -0.94 |
| Book Value (₹) | 22.46 | 22.86 | 12.81 | 10.74 | 8.03 | 6.73 | 5.81 | 6.03 | 6.17 | 5.76 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | -0.02 | 0.59 | 0.63 | 0.34 | -2.97 | -0.83 | -0.59 | -1.82 | 0.26 | -0.91 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 4.04% | 13.51% | 17.74% | 19.16% | -80.68% | 7.67% | 21.27% | -29.63% | 19.21% | 1.55% |
| Net Margin % | -3.04% | 6.79% | 5.06% | 2.65% | -130.07% | -19.64% | -14.53% | -85.79% | 5.68% | -36.29% |
| ROE % | -0.84% | 2.20% | 1.89% | 1.56% | -37.38% | -15.55% | -14.00% | -42.78% | 2.69% | -17.66% |
| ROCE % | 0.43% | 3.41% | 3.24% | 6.01% | -13.62% | 1.00% | 4.42% | -5.84% | 8.01% | -1.62% |
| -0.62% | 1.53% | 1.07% | 0.67% | -13.67% | -3.69% | -2.23% | -9.08% | 0.80% | -5.56% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 111 | 116 | 159 | 218 | 534 | 212 | 271 | 436 | 225 | 91 |
| Inventory Days | 0 | 1 | 3 | 3 | 4 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 472 | 495 | 1135 | 797 | 0 | 1129 | 2621 | 0 | 0 | 0 |
| -362 | -378 | -974 | -576 | 538 | -916 | -2350 | 436 | 225 | 91 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.06x | 0.15x | 0.51x | 0.74x | 1.15x | 2.60x | 3.01x | 1.38x | 1.27x | 1.32x |
| Interest Coverage (x) | 0.35x | 2.87x | 1.93x | 1.21x | -2.19x | 0.15x | 0.54x | -0.66x | 1.17x | -0.32x |
| 1.91x | 2.37x | 1.90x | 1.17x | 0.92x | 1.27x | 1.21x | 1.68x | 0.25x | 0.40x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 21.76% | 17.61% | -9.34% | 3.96% | -61.06% | 116.66% | 3.45% | -26.78% | 30.11% | 5.76% |
| Operating Profit Growth % | 31.79% | 293.03% | 19.08% | 12.24% | -264.01% | 120.61% | 186.76% | -201.98% | 286.95% | -75.65% |
| Net Profit Growth % | -107.40% | 362.91% | -32.43% | -45.55% | -2011.65% | 67.28% | 23.48% | -332.39% | 108.61% | -775.68% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 106.41% | -890.59% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 89.16x | 0.00x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.72x | 2.52x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 14.81x | 80.75x |
Mar 2016
- EPS (₹)
- -0.07
- Book Value (₹)
- 22.46
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -0.02
- Operating Margin %
- 4.04%
- Net Margin %
- -3.04%
- ROE %
- -0.84%
- ROCE %
- 0.43%
- -0.62%
- Debtor Days
- 111
- Inventory Days
- 0
- Payable Days
- 472
- -362
- Debt to Equity (x)
- 0.06x
- Interest Coverage (x)
- 0.35x
- 1.91x
- Revenue Growth %
- 21.76%
- Operating Profit Growth %
- 31.79%
- Net Profit Growth %
- -107.40%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2017
- EPS (₹)
- 0.40
- Book Value (₹)
- 22.86
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.59
- Operating Margin %
- 13.51%
- Net Margin %
- 6.79%
- ROE %
- 2.20%
- ROCE %
- 3.41%
- 1.53%
- Debtor Days
- 116
- Inventory Days
- 1
- Payable Days
- 495
- -378
- Debt to Equity (x)
- 0.15x
- Interest Coverage (x)
- 2.87x
- 2.37x
- Revenue Growth %
- 17.61%
- Operating Profit Growth %
- 293.03%
- Net Profit Growth %
- 362.91%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 0.19
- Book Value (₹)
- 12.81
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.63
- Operating Margin %
- 17.74%
- Net Margin %
- 5.06%
- ROE %
- 1.89%
- ROCE %
- 3.24%
- 1.07%
- Debtor Days
- 159
- Inventory Days
- 3
- Payable Days
- 1135
- -974
- Debt to Equity (x)
- 0.51x
- Interest Coverage (x)
- 1.93x
- 1.90x
- Revenue Growth %
- -9.34%
- Operating Profit Growth %
- 19.08%
- Net Profit Growth %
- -32.43%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 0.12
- Book Value (₹)
- 10.74
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.34
- Operating Margin %
- 19.16%
- Net Margin %
- 2.65%
- ROE %
- 1.56%
- ROCE %
- 6.01%
- 0.67%
- Debtor Days
- 218
- Inventory Days
- 3
- Payable Days
- 797
- -576
- Debt to Equity (x)
- 0.74x
- Interest Coverage (x)
- 1.21x
- 1.17x
- Revenue Growth %
- 3.96%
- Operating Profit Growth %
- 12.24%
- Net Profit Growth %
- -45.55%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- -2.69
- Book Value (₹)
- 8.03
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -2.97
- Operating Margin %
- -80.68%
- Net Margin %
- -130.07%
- ROE %
- -37.38%
- ROCE %
- -13.62%
- -13.67%
- Debtor Days
- 534
- Inventory Days
- 4
- Payable Days
- 0
- 538
- Debt to Equity (x)
- 1.15x
- Interest Coverage (x)
- -2.19x
- 0.92x
- Revenue Growth %
- -61.06%
- Operating Profit Growth %
- -264.01%
- Net Profit Growth %
- -2011.65%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- -1.28
- Book Value (₹)
- 6.73
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -0.83
- Operating Margin %
- 7.67%
- Net Margin %
- -19.64%
- ROE %
- -15.55%
- ROCE %
- 1.00%
- -3.69%
- Debtor Days
- 212
- Inventory Days
- 0
- Payable Days
- 1129
- -916
- Debt to Equity (x)
- 2.60x
- Interest Coverage (x)
- 0.15x
- 1.27x
- Revenue Growth %
- 116.66%
- Operating Profit Growth %
- 120.61%
- Net Profit Growth %
- 67.28%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- -0.93
- Book Value (₹)
- 5.81
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -0.59
- Operating Margin %
- 21.27%
- Net Margin %
- -14.53%
- ROE %
- -14.00%
- ROCE %
- 4.42%
- -2.23%
- Debtor Days
- 271
- Inventory Days
- 0
- Payable Days
- 2621
- -2350
- Debt to Equity (x)
- 3.01x
- Interest Coverage (x)
- 0.54x
- 1.21x
- Revenue Growth %
- 3.45%
- Operating Profit Growth %
- 186.76%
- Net Profit Growth %
- 23.48%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- -1.86
- Book Value (₹)
- 6.03
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -1.82
- Operating Margin %
- -29.63%
- Net Margin %
- -85.79%
- ROE %
- -42.78%
- ROCE %
- -5.84%
- -9.08%
- Debtor Days
- 436
- Inventory Days
- 0
- Payable Days
- 0
- 436
- Debt to Equity (x)
- 1.38x
- Interest Coverage (x)
- -0.66x
- 1.68x
- Revenue Growth %
- -26.78%
- Operating Profit Growth %
- -201.98%
- Net Profit Growth %
- -332.39%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 0.12
- Book Value (₹)
- 6.17
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.26
- Operating Margin %
- 19.21%
- Net Margin %
- 5.68%
- ROE %
- 2.69%
- ROCE %
- 8.01%
- 0.80%
- Debtor Days
- 225
- Inventory Days
- 0
- Payable Days
- 0
- 225
- Debt to Equity (x)
- 1.27x
- Interest Coverage (x)
- 1.17x
- 0.25x
- Revenue Growth %
- 30.11%
- Operating Profit Growth %
- 286.95%
- Net Profit Growth %
- 108.61%
- 106.41%
- P/E (x)
- 89.16x
- P/B (x)
- 1.72x
- Dividend Yield %
- 0.00%
- 14.81x
Mar 2025
- EPS (₹)
- -0.94
- Book Value (₹)
- 5.76
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -0.91
- Operating Margin %
- 1.55%
- Net Margin %
- -36.29%
- ROE %
- -17.66%
- ROCE %
- -1.62%
- -5.56%
- Debtor Days
- 91
- Inventory Days
- 0
- Payable Days
- 0
- 91
- Debt to Equity (x)
- 1.32x
- Interest Coverage (x)
- -0.32x
- 0.40x
- Revenue Growth %
- 5.76%
- Operating Profit Growth %
- -75.65%
- Net Profit Growth %
- -775.68%
- -890.59%
- P/E (x)
- 0.00x
- P/B (x)
- 2.52x
- Dividend Yield %
- 0.00%
- 80.75x
Documents
Announcements
- General Updates
2026-08-20 - Transwarranty Finance Limited has informed the Exchange about General Updates
- Copy of Newspaper Publication
2026-08-01 - Transwarranty Finance Limited has informed the Exchange about Copy of Newspaper Publication
Annual Reports
Credit Ratings
Nothing filed yet.
Concalls
Nov 2022