Viji Finance Ltd.

•

₹ 13.651.94%

2026-08-21

vijifinance.comBSE: 537820NSE: VIJIFIN

Market Cap₹ 292 Cr.

Current Price₹ 13

High / Low₹ 13 / 2

Stock P/E2117.1

Book Value—

Price to Book2.17

Dividend Yield0.00 %

ROCE1.5 %

ROE1.1 %

Face Value₹ 1

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ABOUT

KEY POINTS

Revenue Breakup Mar 2020 • Finance: 99.0% • Realities: 1.0%

PROS

Solid return on assets for a lender - ROA of 5.8%
Company has consistently been profitable over the last 5 years

CONS

Promoter holding has decreased over last 2 years: -11.7pp
Company has a low return on capital employed of 3.1%
Company has a low return on equity of 2.9% over last 3 years
Company's sales have been declining over the last five years
Operating margins have contracted to 44.5% from 74.0%
Free cash flow has been persistently negative

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS

Financial ServicesFinanceFinance - NBFC

Part ofNIFTY 50 NIFTY 500 NIFTY LARGEMIDCAP 250 NIFTY 100 NIFTY 200

S.No.	Name	CMP Rs.	P/E	Mar Cap Rs.Cr.	Div Yld %	NP Qtr Rs.Cr.	Qtr Profit Var %	Sales Qtr Rs.Cr.	Qtr Sales Var %	ROCE %	OPM %
1.	BAJFINANCE	1078.60	33.07	671531.43	0.56	6080.60	27.60	23165.45	20.37	10.87	70.70
2.	SHRIRAMFIN	1104.90	22.97	259981.15	0.98	3452.77	59.90	13400.43	17.46	11.49	74.63
3.	JIOFIN	242.70	77.55	160258.25	0.25	830.25	155.73	2004.47	227.28	2.11	69.71
4.	CHOLAFIN	1866.25	27.72	159390.07	0.11	1656.22	45.56	8856.29	21.89	9.70	70.07
5.	TATACAP	365.15	28.68	155001.39	0.16	16281.80	1464.16	88219.30	1051.00	8.66	75.72
6.	BAJAJHLDNG	11322.85	14.23	126015.97	1.72	2708.08	-92.27	394.33	23.34	14.81	684.72
7.	MUTHOOTFIN	2859.20	10.09	114787.87	1.05	2824.84	43.08	8671.60	36.25	15.87	83.76
8.	ABCAPITAL	396.75	26.46	108592.29	0.00	1223.85	43.85	12179.54	137.84	8.82	41.91
9.	LTF	315.00	24.80	78940.44	0.87	915.99	30.70	5212.92	22.38	8.54	62.13
10.	SBICARD	626.30	0.00	59601.37	0.40	664.44	19.51	5040.55	7.60	11.75	29.83
11.	HDBFS	681.15	26.00	56579.31	0.59	785.20	38.31	4937.90	18.71	9.09	57.98
12.	VIJIFIN	13.22	2117.12	292.16	0.00	0.03	196.30	0.51	48.26	10.23	37.25

Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
	0	1	1	0	0	0	0	1
	0	0	0	0	0	0	0	0
Operating Profit	—	—	—	—	—	—	—	—
OPM %	—	—	—	—	—	—	—	—
Other Income	0	0	0	0	0	0	0	0
Interest	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
	0	0	0	-0	-0	0	0	0
Tax %	27.50%	26.93%	26.77%	16.13%	23.53%	20.00%	28.57%	25.00%
Net Profit	0	0	0	-0	-0	0	0	0
	0	0	0	0	-0	0	0	0
Equity Capital	8	8	8	8	8	8	8	8
Reserves	0	0	0	0	0	0	0	0
Promoter Pledge %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Equity Capital	8	8	8	8	8	8	8	8
Reserves	0	0	0	0	0	0	0	0
Promoter Pledge %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Mar 2022

: 0
: 0
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: 0
Tax %: 27.50%
Net Profit: 0
: 0
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%

Jun 2022

: 1
: 0
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: 0
Tax %: 26.93%
Net Profit: 0
: 0
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%

Sep 2022

: 1
: 0
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: 0
Tax %: 26.77%
Net Profit: 0
: 0
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%

Dec 2022

: 0
: 0
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: -0
Tax %: 16.13%
Net Profit: -0
: 0
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%

Mar 2023

: 0
: 0
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: -0
Tax %: 23.53%
Net Profit: -0
: -0
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%

Jun 2023

: 0
: 0
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: 0
Tax %: 20.00%
Net Profit: 0
: 0
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%

Sep 2023

: 0
: 0
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: 0
Tax %: 28.57%
Net Profit: 0
: 0
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%

Dec 2023

: 1
: 0
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: 0
Tax %: 25.00%
Net Profit: 0
: 0
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%
Equity Capital: 8
Reserves: 0
Promoter Pledge %: 0.00%

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
	1	2	2	2	1	1	1	2	1	2
	1	1	0	1	1	0	1	1	1	1
Operating Profit	1	1	2	1	0	1	1	1	1	—
OPM %	52	62	86	44	28	74	52	55	44	—
Other Income	0	0	0	0	0	0	0	0	0	0
Interest	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0
	1	1	2	1	0	1	0	1	0	0
Tax %	40	34	27	51	31	25	11	28	25	25
Net Profit	0	1	1	0	0	0	0	0	0	0
EPS	0	0	0	0	0	0	0	0	0	—
Dividend Payout %	65	12	6	0	0	0	0	0	0	—
Minority Interest	0	0	0	0	0	0	0	0	0	0
Share of Associates	0	0	0	0	0	0	0	0	0	0
Adjusted EPS	0	0	0	0	0	0	0	0	0	—
Minority Interest	0	0	0	0	0	0	0	0	0	0
Share of Associates	0	0	0	0	0	0	0	0	0	0
Adjusted EPS	0	0	0	0	0	0	0	0	0	—

Mar 2016

: 1
: 1
Operating Profit: 1
OPM %: 52
Other Income: 0
Interest: 0
Depreciation: 0
: 1
Tax %: 40
Net Profit: 0
EPS: 0
Dividend Payout %: 65
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0

Mar 2017

: 2
: 1
Operating Profit: 1
OPM %: 62
Other Income: 0
Interest: 0
Depreciation: 0
: 1
Tax %: 34
Net Profit: 1
EPS: 0
Dividend Payout %: 12
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0

Mar 2018

: 2
: 0
Operating Profit: 2
OPM %: 86
Other Income: 0
Interest: 0
Depreciation: 0
: 2
Tax %: 27
Net Profit: 1
EPS: 0
Dividend Payout %: 6
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0

Mar 2019

: 2
: 1
Operating Profit: 1
OPM %: 44
Other Income: 0
Interest: 0
Depreciation: 0
: 1
Tax %: 51
Net Profit: 0
EPS: 0
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0

Mar 2020

: 1
: 1
Operating Profit: 0
OPM %: 28
Other Income: 0
Interest: 0
Depreciation: 0
: 0
Tax %: 31
Net Profit: 0
EPS: 0
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0

Mar 2021

: 1
: 0
Operating Profit: 1
OPM %: 74
Other Income: 0
Interest: 0
Depreciation: 0
: 1
Tax %: 25
Net Profit: 0
EPS: 0
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0

Mar 2022

: 1
: 1
Operating Profit: 1
OPM %: 52
Other Income: 0
Interest: 0
Depreciation: 0
: 0
Tax %: 11
Net Profit: 0
EPS: 0
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0

Mar 2023

: 2
: 1
Operating Profit: 1
OPM %: 55
Other Income: 0
Interest: 0
Depreciation: 0
: 1
Tax %: 28
Net Profit: 0
EPS: 0
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0

Mar 2024

: 1
: 1
Operating Profit: 1
OPM %: 44
Other Income: 0
Interest: 0
Depreciation: 0
: 0
Tax %: 25
Net Profit: 0
EPS: 0
Dividend Payout %: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: 0

TTM

: 2
: 1
Operating Profit: —
OPM %: —
Other Income: 0
Interest: 0
Depreciation: 0
: 0
Tax %: 25
Net Profit: 0
EPS: —
Dividend Payout %: —
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: —
Minority Interest: 0
Share of Associates: 0
Adjusted EPS: —

COMPOUNDED SALES GROWTH

10 Years:: —
5 Years:: -5%
3 Years:: 14%

COMPOUNDED PROFIT GROWTH

10 Years:: —
5 Years:: -16%
3 Years:: -32%

STOCK PRICE CAGR

10 Years:: 8%
5 Years:: 60%
3 Years:: 103%
1 Year:: 253%

RETURN ON EQUITY

10 Years:: —
5 Years:: 3%
3 Years:: 3%
Last Year:: 1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
LIABILITIES	-	-	-	-	-	-	-	-	-
Equity Capital	8	8	8	8	8	8	8	8	8
	1	1	2	2	2	3	3	4	4
	1	2	3	3	4	3	4	8	10
	1	1	1	1	2	1	2	3	3
Total Liabilities	10	12	14	15	16	16	17	23	25
ASSETS	-	-	-	-	-	-	-	-	-
	0	0	0	0	0	0	1	2	2
Cash & Bank	0	1	1	0	0	1	0	0	0
	9	11	13	14	15	15	17	20	23
Total Assets	10	12	14	15	16	16	17	23	25
Total Debt	1	3	3	4	4	4	5	9	12
Net Working Capital	-1	-2	-2	-3	-4	-4	-5	-9	-11
Contingent Liabilities	0	0	0	0	0	0	0	0	0
Book Value per Share	11.28	1.17	1.24	1.26	1.28	1.35	1.41	1.46	1.48
Face Value	10.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Total Debt	1	3	3	4	4	4	5	9	12
Net Working Capital	-1	-2	-2	-3	-4	-4	-5	-9	-11
Contingent Liabilities	0	0	0	0	0	0	0	0	0
Book Value per Share	11.28	1.17	1.24	1.26	1.28	1.35	1.41	1.46	1.48
Face Value	10.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00

Mar 2016

Equity Capital: 8
: 1
: 1
: 1
Total Liabilities: 10
: 0
Cash & Bank: 0
: 9
Total Assets: 10
Total Debt: 1
Net Working Capital: -1
Contingent Liabilities: 0
Book Value per Share: 11.28
Face Value: 10.00
Total Debt: 1
Net Working Capital: -1
Contingent Liabilities: 0
Book Value per Share: 11.28
Face Value: 10.00

Mar 2017

Equity Capital: 8
: 1
: 2
: 1
Total Liabilities: 12
: 0
Cash & Bank: 1
: 11
Total Assets: 12
Total Debt: 3
Net Working Capital: -2
Contingent Liabilities: 0
Book Value per Share: 1.17
Face Value: 1.00
Total Debt: 3
Net Working Capital: -2
Contingent Liabilities: 0
Book Value per Share: 1.17
Face Value: 1.00

Mar 2018

Equity Capital: 8
: 2
: 3
: 1
Total Liabilities: 14
: 0
Cash & Bank: 1
: 13
Total Assets: 14
Total Debt: 3
Net Working Capital: -2
Contingent Liabilities: 0
Book Value per Share: 1.24
Face Value: 1.00
Total Debt: 3
Net Working Capital: -2
Contingent Liabilities: 0
Book Value per Share: 1.24
Face Value: 1.00

Mar 2019

Equity Capital: 8
: 2
: 3
: 1
Total Liabilities: 15
: 0
Cash & Bank: 0
: 14
Total Assets: 15
Total Debt: 4
Net Working Capital: -3
Contingent Liabilities: 0
Book Value per Share: 1.26
Face Value: 1.00
Total Debt: 4
Net Working Capital: -3
Contingent Liabilities: 0
Book Value per Share: 1.26
Face Value: 1.00

Mar 2020

Equity Capital: 8
: 2
: 4
: 2
Total Liabilities: 16
: 0
Cash & Bank: 0
: 15
Total Assets: 16
Total Debt: 4
Net Working Capital: -4
Contingent Liabilities: 0
Book Value per Share: 1.28
Face Value: 1.00
Total Debt: 4
Net Working Capital: -4
Contingent Liabilities: 0
Book Value per Share: 1.28
Face Value: 1.00

Mar 2021

Equity Capital: 8
: 3
: 3
: 1
Total Liabilities: 16
: 0
Cash & Bank: 1
: 15
Total Assets: 16
Total Debt: 4
Net Working Capital: -4
Contingent Liabilities: 0
Book Value per Share: 1.35
Face Value: 1.00
Total Debt: 4
Net Working Capital: -4
Contingent Liabilities: 0
Book Value per Share: 1.35
Face Value: 1.00

Mar 2022

Equity Capital: 8
: 3
: 4
: 2
Total Liabilities: 17
: 1
Cash & Bank: 0
: 17
Total Assets: 17
Total Debt: 5
Net Working Capital: -5
Contingent Liabilities: 0
Book Value per Share: 1.41
Face Value: 1.00
Total Debt: 5
Net Working Capital: -5
Contingent Liabilities: 0
Book Value per Share: 1.41
Face Value: 1.00

Mar 2023

Equity Capital: 8
: 4
: 8
: 3
Total Liabilities: 23
: 2
Cash & Bank: 0
: 20
Total Assets: 23
Total Debt: 9
Net Working Capital: -9
Contingent Liabilities: 0
Book Value per Share: 1.46
Face Value: 1.00
Total Debt: 9
Net Working Capital: -9
Contingent Liabilities: 0
Book Value per Share: 1.46
Face Value: 1.00

Mar 2024

Equity Capital: 8
: 4
: 10
: 3
Total Liabilities: 25
: 2
Cash & Bank: 0
: 23
Total Assets: 25
Total Debt: 12
Net Working Capital: -11
Contingent Liabilities: 0
Book Value per Share: 1.48
Face Value: 1.00
Total Debt: 12
Net Working Capital: -11
Contingent Liabilities: 0
Book Value per Share: 1.48
Face Value: 1.00

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	0	-1	-0	-1	-0	1	-1	-2	-3
Cash from Investing	-0	0	-0	-0	0	-0	-1	-2	-0
Cash from Financing	0	1	0	1	0	-0	1	5	3
	0	0	-0	-0	0	0	-1	0	0
Free Cash Flow	0	-1	-0	-1	-0	1	-2	-4	-3
OCF / Net Profit	0.69	-1.75	-0.26	-2.05	-3.43	1.62	-2.40	-5.71	-20.57
Cumulative 5-Year FCF	0	0	0	0	0	-2	-2	-7	-9
OCF / Net Profit	0.69	-1.75	-0.26	-2.05	-3.43	1.62	-2.40	-5.71	-20.57
Cumulative 5-Year FCF	0	0	0	0	0	-2	-2	-7	-9

Mar 2016

: 0
Cash from Investing: -0
Cash from Financing: 0
: 0
Free Cash Flow: 0
OCF / Net Profit: 0.69
Cumulative 5-Year FCF: 0
OCF / Net Profit: 0.69
Cumulative 5-Year FCF: 0

Mar 2017

: -1
Cash from Investing: 0
Cash from Financing: 1
: 0
Free Cash Flow: -1
OCF / Net Profit: -1.75
Cumulative 5-Year FCF: 0
OCF / Net Profit: -1.75
Cumulative 5-Year FCF: 0

Mar 2018

: -0
Cash from Investing: -0
Cash from Financing: 0
: -0
Free Cash Flow: -0
OCF / Net Profit: -0.26
Cumulative 5-Year FCF: 0
OCF / Net Profit: -0.26
Cumulative 5-Year FCF: 0

Mar 2019

: -1
Cash from Investing: -0
Cash from Financing: 1
: -0
Free Cash Flow: -1
OCF / Net Profit: -2.05
Cumulative 5-Year FCF: 0
OCF / Net Profit: -2.05
Cumulative 5-Year FCF: 0

Mar 2020

: -0
Cash from Investing: 0
Cash from Financing: 0
: 0
Free Cash Flow: -0
OCF / Net Profit: -3.43
Cumulative 5-Year FCF: 0
OCF / Net Profit: -3.43
Cumulative 5-Year FCF: 0

Mar 2021

: 1
Cash from Investing: -0
Cash from Financing: -0
: 0
Free Cash Flow: 1
OCF / Net Profit: 1.62
Cumulative 5-Year FCF: -2
OCF / Net Profit: 1.62
Cumulative 5-Year FCF: -2

Mar 2022

: -1
Cash from Investing: -1
Cash from Financing: 1
: -1
Free Cash Flow: -2
OCF / Net Profit: -2.40
Cumulative 5-Year FCF: -2
OCF / Net Profit: -2.40
Cumulative 5-Year FCF: -2

Mar 2023

: -2
Cash from Investing: -2
Cash from Financing: 5
: 0
Free Cash Flow: -4
OCF / Net Profit: -5.71
Cumulative 5-Year FCF: -7
OCF / Net Profit: -5.71
Cumulative 5-Year FCF: -7

Mar 2024

: -3
Cash from Investing: -0
Cash from Financing: 3
: 0
Free Cash Flow: -3
OCF / Net Profit: -20.57
Cumulative 5-Year FCF: -9
OCF / Net Profit: -20.57
Cumulative 5-Year FCF: -9

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
PER SHARE	-	-	-	-	-	-	-	-	-
EPS (₹)	0.46	0.08	0.17	0.04	0.02	0.05	0.05	0.05	0.02
Book Value (₹)	11.28	1.17	1.24	1.26	1.28	1.35	1.41	1.46	1.48
Dividend per Share (₹)	0.30	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00
Cash EPS (₹)	0.04	0.06	0.13	0.03	0.02	0.04	0.05	0.07	0.04
PROFITABILITY	-	-	-	-	-	-	-	-	-
Operating Margin %	51.66%	61.54%	86.01%	43.88%	27.94%	73.99%	52.04%	55.02%	44.49%
Net Margin %	25.88%	36.09%	60.45%	18.84%	13.46%	48.52%	36.08%	20.77%	10.03%
ROE %	4.07%	7.19%	14.71%	3.22%	1.27%	4.11%	3.87%	3.66%	1.14%
ROCE %	6.69%	9.45%	15.42%	5.21%	1.53%	4.27%	3.59%	4.24%	1.52%
	3.44%	5.54%	10.55%	2.26%	0.85%	2.82%	2.65%	2.16%	0.58%
EFFICIENCY	-	-	-	-	-	-	-	-	-
Debtor Days	0	11	0	55	55	12	0	0	0
Inventory Days	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0
	0	11	0	55	55	12	0	0	0
FINANCIAL HEALTH	-	-	-	-	-	-	-	-	-
Debt to Equity (x)	0.12x	0.35x	0.31x	0.38x	0.41x	0.32x	0.40x	0.76x	0.99x
Interest Coverage (x)	10.12x	13.73x	50.63x	14.91x	6.90x	15.96x	9.04x	4.08x	2.14x
	0.37x	0.41x	0.25x	0.21x	0.09x	0.16x	0.05x	0.04x	0.03x
GROWTH	-	-	-	-	-	-	-	-	-
Revenue Growth %	0.00%	29.14%	34.49%	-23.73%	-43.87%	-6.94%	32.58%	70.80%	-34.00%
Operating Profit Growth %	0.00%	53.84%	87.97%	-61.09%	-64.26%	146.40%	-6.74%	80.57%	-46.63%
Net Profit Growth %	0.00%	80.10%	125.27%	-76.23%	-59.90%	235.53%	-1.41%	-1.66%	-68.13%
	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-68.19%
VALUATION	-	-	-	-	-	-	-	-	-
P/E (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	140.89x
P/B (x)	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	2.17x
Dividend Yield %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	0.00x	62.51x

Mar 2016

EPS (₹): 0.46
Book Value (₹): 11.28
Dividend per Share (₹): 0.30
Cash EPS (₹): 0.04
Operating Margin %: 51.66%
Net Margin %: 25.88%
ROE %: 4.07%
ROCE %: 6.69%
: 3.44%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.12x
Interest Coverage (x): 10.12x
: 0.37x
Revenue Growth %: 0.00%
Operating Profit Growth %: 0.00%
Net Profit Growth %: 0.00%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2017

EPS (₹): 0.08
Book Value (₹): 1.17
Dividend per Share (₹): 0.01
Cash EPS (₹): 0.06
Operating Margin %: 61.54%
Net Margin %: 36.09%
ROE %: 7.19%
ROCE %: 9.45%
: 5.54%
Debtor Days: 11
Inventory Days: 0
Payable Days: 0
: 11
Debt to Equity (x): 0.35x
Interest Coverage (x): 13.73x
: 0.41x
Revenue Growth %: 29.14%
Operating Profit Growth %: 53.84%
Net Profit Growth %: 80.10%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2018

EPS (₹): 0.17
Book Value (₹): 1.24
Dividend per Share (₹): 0.01
Cash EPS (₹): 0.13
Operating Margin %: 86.01%
Net Margin %: 60.45%
ROE %: 14.71%
ROCE %: 15.42%
: 10.55%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.31x
Interest Coverage (x): 50.63x
: 0.25x
Revenue Growth %: 34.49%
Operating Profit Growth %: 87.97%
Net Profit Growth %: 125.27%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2019

EPS (₹): 0.04
Book Value (₹): 1.26
Dividend per Share (₹): 0.00
Cash EPS (₹): 0.03
Operating Margin %: 43.88%
Net Margin %: 18.84%
ROE %: 3.22%
ROCE %: 5.21%
: 2.26%
Debtor Days: 55
Inventory Days: 0
Payable Days: 0
: 55
Debt to Equity (x): 0.38x
Interest Coverage (x): 14.91x
: 0.21x
Revenue Growth %: -23.73%
Operating Profit Growth %: -61.09%
Net Profit Growth %: -76.23%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2020

EPS (₹): 0.02
Book Value (₹): 1.28
Dividend per Share (₹): 0.00
Cash EPS (₹): 0.02
Operating Margin %: 27.94%
Net Margin %: 13.46%
ROE %: 1.27%
ROCE %: 1.53%
: 0.85%
Debtor Days: 55
Inventory Days: 0
Payable Days: 0
: 55
Debt to Equity (x): 0.41x
Interest Coverage (x): 6.90x
: 0.09x
Revenue Growth %: -43.87%
Operating Profit Growth %: -64.26%
Net Profit Growth %: -59.90%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2021

EPS (₹): 0.05
Book Value (₹): 1.35
Dividend per Share (₹): 0.00
Cash EPS (₹): 0.04
Operating Margin %: 73.99%
Net Margin %: 48.52%
ROE %: 4.11%
ROCE %: 4.27%
: 2.82%
Debtor Days: 12
Inventory Days: 0
Payable Days: 0
: 12
Debt to Equity (x): 0.32x
Interest Coverage (x): 15.96x
: 0.16x
Revenue Growth %: -6.94%
Operating Profit Growth %: 146.40%
Net Profit Growth %: 235.53%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2022

EPS (₹): 0.05
Book Value (₹): 1.41
Dividend per Share (₹): 0.00
Cash EPS (₹): 0.05
Operating Margin %: 52.04%
Net Margin %: 36.08%
ROE %: 3.87%
ROCE %: 3.59%
: 2.65%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.40x
Interest Coverage (x): 9.04x
: 0.05x
Revenue Growth %: 32.58%
Operating Profit Growth %: -6.74%
Net Profit Growth %: -1.41%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2023

EPS (₹): 0.05
Book Value (₹): 1.46
Dividend per Share (₹): 0.00
Cash EPS (₹): 0.07
Operating Margin %: 55.02%
Net Margin %: 20.77%
ROE %: 3.66%
ROCE %: 4.24%
: 2.16%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.76x
Interest Coverage (x): 4.08x
: 0.04x
Revenue Growth %: 70.80%
Operating Profit Growth %: 80.57%
Net Profit Growth %: -1.66%
: 0.00%
P/E (x): 0.00x
P/B (x): 0.00x
Dividend Yield %: 0.00%
: 0.00x

Mar 2024

EPS (₹): 0.02
Book Value (₹): 1.48
Dividend per Share (₹): 0.00
Cash EPS (₹): 0.04
Operating Margin %: 44.49%
Net Margin %: 10.03%
ROE %: 1.14%
ROCE %: 1.52%
: 0.58%
Debtor Days: 0
Inventory Days: 0
Payable Days: 0
: 0
Debt to Equity (x): 0.99x
Interest Coverage (x): 2.14x
: 0.03x
Revenue Growth %: -34.00%
Operating Profit Growth %: -46.63%
Net Profit Growth %: -68.13%
: -68.19%
P/E (x): 140.89x
P/B (x): 2.17x
Dividend Yield %: 0.00%
: 62.51x

Shareholding Pattern

Numbers in percentages

TRADES

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	51.02	53.71	53.71	53.71	53.71	53.71	53.02	47.68	39.31
FIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
DIIs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Government	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	48.98	46.29	46.29	46.29	46.29	46.29	46.98	52.07	60.49

Jun 2024

: 51.02
FIIs: 0.00
DIIs: 0.00
Government: 0.00
: 48.98

Sep 2024

: 53.71
FIIs: 0.00
DIIs: 0.00
Government: 0.00
: 46.29

Dec 2024

: 53.71
FIIs: 0.00
DIIs: 0.00
Government: 0.00
: 46.29

Mar 2025

: 53.71
FIIs: 0.00
DIIs: 0.00
Government: 0.00
: 46.29

Jun 2025

: 53.71
FIIs: 0.00
DIIs: 0.00
Government: 0.00
: 46.29

Sep 2025

: 53.71
FIIs: 0.00
DIIs: 0.00
Government: 0.00
: 46.29

Dec 2025

: 53.02
FIIs: 0.00
DIIs: 0.00
Government: 0.00
: 46.98

Mar 2026

: 47.68
FIIs: 0.00
DIIs: 0.00
Government: 0.00
: 52.07

Jun 2026

: 39.31
FIIs: 0.00
DIIs: 0.00
Government: 0.00
: 60.49

Documents

Announcements

General Updates
2026-08-20 - Viji Finance Limited has informed the Exchange about General Updates
General Updates
2026-08-14 - Viji Finance Limited has informed the Exchange about General Updates

Annual Reports

Nothing filed yet.

Credit Ratings

Nothing filed yet.

Concalls

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