Yes Bank Ltd.

22.80.26%

2026-08-21

yes.bank.inBSE: 532648NSE: YESBANK
Market Cap₹ 71,376 Cr.
Current Price₹ 23
High / Low₹ 26 / 17
Stock P/E0.0
Book Value₹ 17
Price to Book1.06
Dividend Yield0.00 %
ROCE8.0 %
ROE7.1 %
Face Value₹ 2

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ABOUT

KEY POINTS

Revenue Breakup Mar 2026 • Retail Banking: 42.3% • Corporate/Wholesale Banking: 33.7% • Treasury: 21.2% • Other Banking Operation: 2.8% • Retail Banking-Digital Banking: 0.0%

PROS

  • Asset quality is healthy - gross NPA of just 1.3%
  • Comfortable capital adequacy - CAR of 15.3%
  • Strong provisioning - provision coverage ratio of 81.7%
  • Latest quarter profit grew 33.7% YoY, showing strong momentum
  • Operating margins have improved to 18.3% from 14.0%

CONS

  • A large part of profit comes from other income (147.1% of PBT)
  • Weak return ratios for a lender: 3Y avg ROA 0.6%
  • Thin net interest margin of 2.4%
  • Though reporting repeated profits, the company pays out little dividend (0.0%)
  • Company's return on assets is weak at 0.8%

* The pros and cons are machine generated based on quantitative rules.

Peer comparison

EDIT COLUMNS
S.No.NameCMP Rs.P/EMar Cap Rs.Cr.Div Yld %NP Qtr Rs.Cr.Qtr Profit Var %Sales Qtr Rs.Cr.Qtr Sales Var %ROCE %OPM %
1.HDFCBANK726.5014.171119617.932.13203826.901092.64905753.30936.6612.8135.64
2.ICICIBANK1411.5018.061012969.760.8516209.7412.6252240.856.4416.5132.39
3.KOTAKBANK398.5019.53396414.090.165487.0623.8918354.576.4112.0519.05
4.AXISBANK1250.3514.01389222.130.087656.5122.3135541.969.8711.0463.88
5.FEDERALBNK355.7518.7887934.710.341297.6137.067861.589.9410.9866.11
6.IDBI81.619.4287750.350.002130.575.277549.287.4414.7676.80
7.AUBANK1084.8544.6881356.250.097959.531270.3153027.421111.1014.1756.24
8.INDUSINDBK1003.0559.1078151.690.151037.0271.6811309.94-7.784.9755.07
9.IDFCFIRSTB85.7932.0973961.440.291147.82153.1211051.0914.615.4238.45
10.YESBANK22.7418.9171375.830.001071.8132.538054.495.928.0458.47
11.RBLBANK392.9067.7460903.750.252342.30993.4138402.401015.976.4940.95
12.KARURVYSYA334.250.0032312.400.78755.7044.923049.4218.7223.6271.82
Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2023
6,443
Interest Expended
4,444
Net Interest Income
2,000
1,141
Total Income
0
Operating Expenses
2,322
Operating Profit
818
Provisions & Contingencies
360
Profit before Tax
458
Tax %
25.23%
Net Profit
343
EPS
0
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Sep 2023
6,711
Interest Expended
4,786
Net Interest Income
1,925
1,210
Total Income
0
Operating Expenses
2,334
Operating Profit
801
Provisions & Contingencies
500
Profit before Tax
301
Tax %
25.17%
Net Profit
225
EPS
0
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Dec 2023
6,985
Interest Expended
4,968
Net Interest Income
2,017
1,195
Total Income
0
Operating Expenses
2,347
Operating Profit
864
Provisions & Contingencies
555
Profit before Tax
309
Tax %
25.17%
Net Profit
231
EPS
0
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Mar 2024
7,447
Interest Expended
5,294
Net Interest Income
2,153
1,569
Total Income
0
Operating Expenses
2,819
Operating Profit
902
Provisions & Contingencies
471
Profit before Tax
432
Tax %
-4.70%
Net Profit
452
EPS
0
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
0.00%
Return on Assets %
0.00%
Branches / ATMs / Employees
Jun 2024
7,719
Interest Expended
5,475
Net Interest Income
2,244
1,199
Total Income
8,996
Operating Expenses
2,558
Operating Profit
885
Provisions & Contingencies
212
Profit before Tax
674
Tax %
25.40%
Net Profit
502
EPS
0
Gross NPA %
1.70%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.30%
Return on Assets %
0.50%
Branches / ATMs / Employees
Gross NPA %
1.70%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
16.30%
Return on Assets %
0.50%
Branches / ATMs / Employees
Sep 2024
7,730
Interest Expended
5,530
Net Interest Income
2,200
1,407
Total Income
9,225
Operating Expenses
2,632
Operating Profit
975
Provisions & Contingencies
297
Profit before Tax
678
Tax %
18.45%
Net Profit
553
EPS
0
Gross NPA %
1.60%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.70%
Return on Assets %
0.50%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.70%
Return on Assets %
0.50%
Branches / ATMs / Employees
Dec 2024
7,829
Interest Expended
5,606
Net Interest Income
2,224
1,512
Total Income
9,416
Operating Expenses
2,657
Operating Profit
1,079
Provisions & Contingencies
259
Profit before Tax
820
Tax %
25.36%
Net Profit
612
EPS
0
Gross NPA %
1.60%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.20%
Return on Assets %
0.60%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.50%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.20%
Return on Assets %
0.60%
Branches / ATMs / Employees
Mar 2025
7,616
Interest Expended
5,340
Net Interest Income
2,276
1,739
Total Income
9,438
Operating Expenses
2,701
Operating Profit
1,314
Provisions & Contingencies
318
Profit before Tax
996
Tax %
25.91%
Net Profit
738
EPS
0
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.70%
Return on Assets %
0.70%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.70%
Return on Assets %
0.70%
Branches / ATMs / Employees
Jun 2025
7,596
Interest Expended
5,224
Net Interest Income
2,371
1,752
Total Income
9,429
Operating Expenses
2,766
Operating Profit
1,358
Provisions & Contingencies
284
Profit before Tax
1,074
Tax %
25.41%
Net Profit
801
EPS
0
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.90%
Return on Assets %
0.80%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.90%
Return on Assets %
0.80%
Branches / ATMs / Employees
Sep 2025
7,379
Interest Expended
5,078
Net Interest Income
2,301
1,644
Total Income
9,113
Operating Expenses
2,649
Operating Profit
1,296
Provisions & Contingencies
419
Profit before Tax
878
Tax %
25.42%
Net Profit
654
EPS
0
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.00%
Return on Assets %
0.60%
Branches / ATMs / Employees
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.00%
Return on Assets %
0.60%
Branches / ATMs / Employees
Dec 2025
7,543
Interest Expended
5,078
Net Interest Income
2,466
1,633
Total Income
9,272
Operating Expenses
2,865
Operating Profit
1,234
Provisions & Contingencies
22
Profit before Tax
1,212
Tax %
21.47%
Net Profit
952
EPS
0
Gross NPA %
1.50%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
14.60%
Return on Assets %
0.90%
Branches / ATMs / Employees
Gross NPA %
1.50%
Net NPA %
0.30%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
14.60%
Return on Assets %
0.90%
Branches / ATMs / Employees
Mar 2026
7,651
Interest Expended
5,013
Net Interest Income
2,638
1,730
Total Income
9,478
Operating Expenses
2,750
Operating Profit
1,618
Provisions & Contingencies
188
Profit before Tax
1,431
Tax %
25.32%
Net Profit
1,068
EPS
0
Gross NPA %
1.30%
Net NPA %
0.20%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.40%
Return on Assets %
1.00%
Branches / ATMs / Employees
Gross NPA %
1.30%
Net NPA %
0.20%
Provision Coverage %
0.00%
NIM %
0.00%
CASA %
0.00%
Capital Adequacy %
15.40%
Return on Assets %
1.00%
Branches / ATMs / Employees
Jun 2026
8,044
Interest Expended
5,258
Net Interest Income
2,786
1,798
Total Income
9,842
Operating Expenses
2,880
Operating Profit
1,704
Provisions & Contingencies
394
Profit before Tax
1,309
Tax %
18.21%
Net Profit
1,071
EPS
0
Gross NPA %
1.30%
Net NPA %
0.20%
Provision Coverage %
81.70%
NIM %
2.70%
CASA %
32.70%
Capital Adequacy %
15.10%
Return on Assets %
0.90%
Branches / ATMs / Employees
Gross NPA %
1.30%
Net NPA %
0.20%
Provision Coverage %
81.70%
NIM %
2.70%
CASA %
32.70%
Capital Adequacy %
15.10%
Return on Assets %
0.90%
Branches / ATMs / Employees

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
0
Interest Expended
10,627
Net Interest Income
-10,627
4,157
Total Income
0
0
Operating Profit
-10,627
799
Profit before Tax
5,044
Tax %
0
Net Profit
3,330
EPS
15
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2018
0
Interest Expended
12,530
Net Interest Income
-12,530
5,224
Total Income
0
0
Operating Profit
-12,530
1,508
Profit before Tax
6,194
Tax %
0
Net Profit
4,225
EPS
18
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2019
0
Interest Expended
19,816
Net Interest Income
-19,816
4,590
Total Income
0
0
Operating Profit
-19,816
5,501
Profit before Tax
2,357
Tax %
0
Net Profit
1,720
EPS
7
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2020
0
Interest Expended
19,261
Net Interest Income
-19,261
11,856
Total Income
0
0
Operating Profit
-19,261
32,347
Profit before Tax
-20,826
Tax %
0
Net Profit
-16,418
EPS
-56
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2021
0
Interest Expended
12,613
Net Interest Income
-12,613
3,012
Total Income
0
0
Operating Profit
-12,613
9,142
Profit before Tax
-4,735
Tax %
0
Net Profit
-3,462
EPS
-2
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2022
0
Interest Expended
12,526
Net Interest Income
-12,526
3,262
Total Income
0
0
Operating Profit
-12,526
1,484
Profit before Tax
1,436
Tax %
0
Net Profit
1,066
EPS
0
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2023
0
Interest Expended
14,780
Net Interest Income
-14,780
3,685
Total Income
0
0
Operating Profit
-14,780
2,242
Profit before Tax
963
Tax %
0
Net Profit
717
EPS
0
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2024
27,586
Interest Expended
19,491
Net Interest Income
8,095
5,114
Total Income
32,700
9,823
Operating Profit
3,386
1,886
Profit before Tax
1,500
Tax %
17
Net Profit
1,251
EPS
0
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2025
30,895
Interest Expended
21,951
Net Interest Income
8,944
5,857
Total Income
36,752
10,547
Operating Profit
4,254
1,086
Profit before Tax
3,168
Tax %
24
Net Profit
2,406
EPS
1
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
Mar 2026
30,169
Interest Expended
20,393
Net Interest Income
9,776
6,759
Total Income
36,928
11,029
Operating Profit
5,506
912
Profit before Tax
4,594
Tax %
24
Net Profit
3,476
EPS
1
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %
TTM
Interest Expended
20,427
Net Interest Income
6,805
Total Income
37,706
Operating Profit
Profit before Tax
4,829
Tax %
22
Net Profit
3,746
EPS
NIM %
Cost-to-Income %
Credit Cost %
NIM %
Cost-to-Income %
Credit Cost %

COMPOUNDED SALES GROWTH

10 Years:
8%
5 Years:
9%
3 Years:
10%

COMPOUNDED PROFIT GROWTH

10 Years:
3%
5 Years:
3 Years:
69%

STOCK PRICE CAGR

10 Years:
-22%
5 Years:
15%
3 Years:
10%
1 Year:
17%

RETURN ON EQUITY

10 Years:
-2%
5 Years:
4%
3 Years:
5%
Last Year:
7%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Corporate actions

2018

Jun 4

₹ 1.35

Rs.2.7000 per share(135%)Dividend

2017

May 29

₹ 1.20

2016

May 30

₹ 1

Rs.10.0000 per share(100%)Final Dividend

Mar 2017
Equity Capital
456
21,598
1,42,874
38,607
Other Liabilities & Provisions
11,525
Total Liabilities
2,15,060
6,952
Balances with Banks & Money at Call
12,597
50,032
1,32,263
609
12,532
Total Assets
2,15,060
CASA Deposits
32,782
CASA Ratio (%)
22.94
Credit-Deposit Ratio (%)
92.57
Contingent Liabilities
3,79,564
Bills for Collection
0
Book Value per Share
483.13
CASA Deposits
32,782
CASA Ratio (%)
22.94
Credit-Deposit Ratio (%)
92.57
Contingent Liabilities
3,79,564
Bills for Collection
0
Book Value per Share
483.13
Mar 2018
Equity Capital
461
25,298
2,00,738
74,894
Other Liabilities & Provisions
11,056
Total Liabilities
3,12,446
11,426
Balances with Banks & Money at Call
13,309
68,399
2,03,534
761
14,946
Total Assets
3,12,446
CASA Deposits
44,350
CASA Ratio (%)
22.09
Credit-Deposit Ratio (%)
101.39
Contingent Liabilities
5,81,830
Bills for Collection
0
Book Value per Share
111.85
CASA Deposits
44,350
CASA Ratio (%)
22.09
Credit-Deposit Ratio (%)
101.39
Contingent Liabilities
5,81,830
Bills for Collection
0
Book Value per Share
111.85
Mar 2019
Equity Capital
463
26,441
2,27,610
1,08,424
Other Liabilities & Provisions
17,888
Total Liabilities
3,80,826
10,798
Balances with Banks & Money at Call
16,092
89,522
2,41,500
767
22,098
Total Assets
3,80,826
CASA Deposits
46,711
CASA Ratio (%)
20.52
Credit-Deposit Ratio (%)
106.10
Contingent Liabilities
6,54,158
Bills for Collection
0
Book Value per Share
116.22
CASA Deposits
46,711
CASA Ratio (%)
20.52
Credit-Deposit Ratio (%)
106.10
Contingent Liabilities
6,54,158
Bills for Collection
0
Book Value per Share
116.22
Mar 2020
Equity Capital
2,510
19,216
1,05,364
1,13,791
Other Liabilities & Provisions
16,946
Total Liabilities
2,57,827
5,944
Balances with Banks & Money at Call
2,439
43,915
1,71,443
716
33,077
Total Assets
2,57,827
CASA Deposits
18,564
CASA Ratio (%)
17.62
Credit-Deposit Ratio (%)
162.72
Contingent Liabilities
4,58,526
Bills for Collection
0
Book Value per Share
17.31
CASA Deposits
18,564
CASA Ratio (%)
17.62
Credit-Deposit Ratio (%)
162.72
Contingent Liabilities
4,58,526
Bills for Collection
0
Book Value per Share
17.31
Mar 2021
Equity Capital
5,011
28,185
1,62,947
63,949
Other Liabilities & Provisions
13,451
Total Liabilities
2,73,543
6,813
Balances with Banks & Money at Call
22,496
43,319
1,66,893
2,087
31,873
Total Assets
2,73,543
CASA Deposits
23,590
CASA Ratio (%)
14.48
Credit-Deposit Ratio (%)
102.42
Contingent Liabilities
4,59,642
Bills for Collection
0
Book Value per Share
13.25
CASA Deposits
23,590
CASA Ratio (%)
14.48
Credit-Deposit Ratio (%)
102.42
Contingent Liabilities
4,59,642
Bills for Collection
0
Book Value per Share
13.25
Mar 2022
Equity Capital
5,011
28,723
1,97,192
72,205
Other Liabilities & Provisions
15,082
Total Liabilities
3,18,220
43,452
Balances with Banks & Money at Call
3,187
51,896
1,81,052
2,009
36,500
Total Assets
3,18,220
CASA Deposits
34,970
CASA Ratio (%)
17.73
Credit-Deposit Ratio (%)
91.82
Contingent Liabilities
6,80,146
Bills for Collection
0
Book Value per Share
13.46
CASA Deposits
34,970
CASA Ratio (%)
17.73
Credit-Deposit Ratio (%)
91.82
Contingent Liabilities
6,80,146
Bills for Collection
0
Book Value per Share
13.46
Mar 2023
Equity Capital
5,751
34,014
2,17,502
77,452
Other Liabilities & Provisions
19,090
Total Liabilities
3,54,786
12,864
Balances with Banks & Money at Call
6,410
76,888
2,03,269
2,149
52,909
Total Assets
3,54,786
CASA Deposits
33,300
CASA Ratio (%)
15.31
Credit-Deposit Ratio (%)
93.46
Contingent Liabilities
6,61,385
Bills for Collection
0
Book Value per Share
13.83
CASA Deposits
33,300
CASA Ratio (%)
15.31
Credit-Deposit Ratio (%)
93.46
Contingent Liabilities
6,61,385
Bills for Collection
0
Book Value per Share
13.83
Mar 2024
Equity Capital
5,754
35,386
2,66,372
79,941
Other Liabilities & Provisions
17,035
Total Liabilities
41
18,139
Balances with Banks & Money at Call
790
90,235
2,27,799
2,500
65,672
Total Assets
41
CASA Deposits
40,973
CASA Ratio (%)
15.38
Credit-Deposit Ratio (%)
85.52
Contingent Liabilities
7,96,957
Bills for Collection
15,368
Book Value per Share
14.30
CASA Deposits
40,973
CASA Ratio (%)
15.38
Credit-Deposit Ratio (%)
85.52
Contingent Liabilities
7,96,957
Bills for Collection
15,368
Book Value per Share
14.30
Mar 2025
Equity Capital
6,271
41,392
2,84,525
71,603
Other Liabilities & Provisions
19,514
Total Liabilities
4,23,422
15,260
Balances with Banks & Money at Call
12,799
85,104
2,46,188
2,859
61,005
Total Assets
4,23,422
CASA Deposits
54,176
CASA Ratio (%)
19.04
Credit-Deposit Ratio (%)
86.53
Contingent Liabilities
11,90,236
Bills for Collection
8,880
Book Value per Share
15.20
CASA Deposits
54,176
CASA Ratio (%)
19.04
Credit-Deposit Ratio (%)
86.53
Contingent Liabilities
11,90,236
Bills for Collection
8,880
Book Value per Share
15.20
Mar 2026
Equity Capital
6,276
44,621
3,18,969
64,864
Other Liabilities & Provisions
34,210
Total Liabilities
4,69,105
16,745
Balances with Banks & Money at Call
20,883
88,140
2,73,445
3,077
66,715
Total Assets
4,69,105
CASA Deposits
59,637
CASA Ratio (%)
18.70
Credit-Deposit Ratio (%)
85.73
Contingent Liabilities
12,21,303
Bills for Collection
3,714
Book Value per Share
16.22
CASA Deposits
59,637
CASA Ratio (%)
18.70
Credit-Deposit Ratio (%)
85.73
Contingent Liabilities
12,21,303
Bills for Collection
3,714
Book Value per Share
16.22

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
4,379
Cash from Investing
-4,473
Cash from Financing
11,429
11,335
Mar 2018
-21,878
Cash from Investing
-8,692
Cash from Financing
35,748
5,178
Mar 2019
-24,661
Cash from Investing
-6,282
Cash from Financing
33,039
2,096
Mar 2020
-57,641
Cash from Investing
14,159
Cash from Financing
25,038
-18,443
Mar 2021
55,428
Cash from Investing
391
Cash from Financing
-34,942
20,877
Mar 2022
23,623
Cash from Investing
-14,493
Cash from Financing
8,256
17,385
Mar 2023
-25,626
Cash from Investing
-12,901
Cash from Financing
11,284
-27,243
Mar 2024
9,596
Cash from Investing
-12,425
Cash from Financing
2,506
-323
Mar 2025
6,062
Cash from Investing
8,538
Cash from Financing
-5,456
9,143
Mar 2026
21,213
Cash from Investing
-4,957
Cash from Financing
-6,705
9,550

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2017
EPS (₹)
72.95
Book Value (₹)
483.13
Dividend per Share (₹)
12.00
Net Interest Margin %
0.00%
ROA %
1.75%
ROE %
18.58%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
31.13%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2018
EPS (₹)
18.34
Book Value (₹)
111.85
Dividend per Share (₹)
2.70
Net Interest Margin %
0.00%
ROA %
1.60%
ROE %
17.67%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
26.86%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2019
EPS (₹)
7.43
Book Value (₹)
116.22
Dividend per Share (₹)
2.00
Net Interest Margin %
0.00%
ROA %
0.50%
ROE %
6.53%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-59.28%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2020
EPS (₹)
-13.08
Book Value (₹)
17.31
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-5.14%
ROE %
-67.52%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-1054.38%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2021
EPS (₹)
-1.38
Book Value (₹)
13.25
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
-1.30%
ROE %
-12.61%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
78.91%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2022
EPS (₹)
0.43
Book Value (₹)
13.46
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
0.36%
ROE %
3.19%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
130.80%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2023
EPS (₹)
0.25
Book Value (₹)
13.83
Dividend per Share (₹)
0.00
Net Interest Margin %
0.00%
ROA %
0.21%
ROE %
1.95%
0.00%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
0.00%
Credit-Deposit Ratio %
0.00%
0.00%
Net Profit Growth %
-32.71%
Book Value Growth %
0.00%
P/E (x)
0.00x
P/B (x)
0.00x
0.00%
Mar 2024
EPS (₹)
0.43
Book Value (₹)
14.30
Dividend per Share (₹)
0.00
Net Interest Margin %
2.40%
ROA %
0.33%
ROE %
3.09%
74.36%
Gross NPA %
0.00%
Net NPA %
0.00%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
30.90%
Credit-Deposit Ratio %
0.30%
15.40%
Net Profit Growth %
74.39%
Book Value Growth %
3.41%
P/E (x)
53.35x
P/B (x)
1.62x
0.00%
Mar 2025
EPS (₹)
0.77
Book Value (₹)
15.20
Dividend per Share (₹)
0.00
Net Interest Margin %
2.49%
ROA %
0.58%
ROE %
5.42%
71.26%
Gross NPA %
1.60%
Net NPA %
0.30%
Provision Coverage %
0.00%
Slippage Ratio %
CASA %
34.26%
Credit-Deposit Ratio %
0.25%
15.60%
Net Profit Growth %
92.30%
Book Value Growth %
6.30%
P/E (x)
22.01x
P/B (x)
1.11x
0.00%
Mar 2026
EPS (₹)
1.11
Book Value (₹)
16.22
Dividend per Share (₹)
0.00
Net Interest Margin %
2.45%
ROA %
0.78%
ROE %
7.05%
66.70%
Gross NPA %
1.30%
Net NPA %
0.20%
Provision Coverage %
80.20%
Slippage Ratio %
CASA %
35.10%
Credit-Deposit Ratio %
0.20%
15.30%
Net Profit Growth %
44.46%
Book Value Growth %
6.70%
P/E (x)
15.57x
P/B (x)
1.06x
0.00%

Shareholding Pattern

Numbers in percentages

TRADES
Jun 2024
Promoters
0.00
27.08
38.10
Government
0.00
Public
34.81
Sep 2024
Promoters
0.00
27.00
38.20
Government
0.00
Public
34.79
Dec 2024
Promoters
0.00
26.74
38.64
Government
0.00
Public
34.62
Mar 2025
Promoters
0.00
26.87
39.46
Government
0.00
Public
33.66
Jun 2025
Promoters
0.00
24.95
40.20
Government
0.00
Public
34.84
Sep 2025
Promoters
0.00
44.95
20.73
Government
0.00
Public
34.30
Dec 2025
Promoters
0.00
45.74
21.06
Government
0.00
Public
33.19
Mar 2026
Promoters
0.00
46.42
21.75
Government
0.00
Public
31.82
Jun 2026
Promoters
0.00
46.12
23.98
Government
0.00
Public
29.90

Documents

Announcements

  • Shareholders meeting

    2026-08-19 - Yes Bank Limited has informed the Exchange regarding Outcome / Proceedings of the Twenty-Second (22nd) Annual General Meeting of YES Bank Limited

  • Analysts/Institutional Investor Meet/Con. Call Updates

    2026-08-17 - Yes Bank Limited has informed the Exchange about Revised intimation under the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015

Annual Reports

Nothing filed yet.

Credit Ratings

  • Credit Rating- Revision

    2026-08-14 - Yes Bank Limited has informed the Exchange about Update on India Ratings

  • Credit Rating- Revision

    2026-08-05 - Yes Bank Limited has informed the Exchange about Update on Credit Ratings by CRISIL

  • Credit Rating- New

    2026-07-09 - Intimation of Credit Rating assigned by S&P Global Ratings - In terms of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

Concalls