Transwarranty Finance Ltd.
•₹ 11.26-0.35%
2026-08-21
PROS
- Comfortable capital adequacy - CAR of 51.3%
- Asset quality is healthy - gross NPA of just 0.0%
- Company has delivered good sales growth of 37.6% CAGR over last 5 years
CONS
- A large part of profit comes from other income (453.8% of PBT)
- Company has a low return on equity of -6.8% over last 3 years
- Company has a low return on capital employed of 4.0%
- Promoter holding has decreased over last 2 years: -7.9pp
- Equity base is being diluted - shares outstanding up 120.7%
- Free cash flow has been persistently negative
* The pros and cons are machine generated based on quantitative rules.
Peer comparison
EDIT COLUMNS| S.No. | Name | CMP Rs. | P/E | Mar Cap Rs.Cr. | Div Yld % | NP Qtr Rs.Cr. | Qtr Profit Var % | Sales Qtr Rs.Cr. | Qtr Sales Var % | ROCE % | OPM % |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BAJFINANCE | 1095.15 | 33.58 | 681835.39 | 0.55 | 6080.60 | 27.60 | 23165.45 | 20.37 | 10.87 | 70.70 |
| 2. | SHRIRAMFIN | 1125.05 | 23.39 | 264722.41 | 0.96 | 3452.77 | 59.90 | 13400.43 | 17.46 | 11.49 | 74.63 |
| 3. | CHOLAFIN | 1910.00 | 28.36 | 163126.61 | 0.10 | 1656.22 | 45.56 | 8856.29 | 21.89 | 9.70 | 70.07 |
| 4. | JIOFIN | 244.95 | 78.27 | 161743.95 | 0.24 | 830.25 | 155.73 | 2004.47 | 227.28 | 2.11 | 69.71 |
| 5. | TATACAP | 365.60 | 28.72 | 155192.41 | 0.16 | 16281.80 | 1464.16 | 88219.30 | 1051.00 | 8.66 | 75.72 |
| 6. | BAJAJHLDNG | 11353.35 | 14.27 | 126355.42 | 1.72 | 2708.08 | -92.27 | 394.33 | 23.34 | 14.81 | 684.72 |
| 7. | MUTHOOTFIN | 2972.00 | 10.49 | 119316.43 | 1.01 | 2824.84 | 43.08 | 8671.60 | 36.25 | 15.87 | 83.76 |
| 8. | ABCAPITAL | 408.00 | 27.21 | 111671.47 | 0.00 | 1223.85 | 43.85 | 12179.54 | 137.84 | 8.82 | 41.91 |
| 9. | LTF | 314.90 | 24.80 | 78915.38 | 0.87 | 915.99 | 30.70 | 5212.92 | 22.38 | 8.54 | 62.13 |
| 10. | SBICARD | 646.05 | 0.00 | 61480.86 | 0.39 | 664.44 | 19.51 | 5040.55 | 7.60 | 11.75 | 29.83 |
| 11. | HDBFS | 691.85 | 26.41 | 57468.10 | 0.58 | 785.20 | 38.31 | 4937.90 | 18.71 | 9.09 | 57.98 |
| 12. | TFL | 11.30 | 0.00 | 62.28 | 0.00 | -0.12 | 85.88 | 2.56 | -35.24 | -1.62 | 20.52 |
Detailed Comparison with:
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 1 | 1 | 2 | 15 | 1 | 2 | 2 | 3 | 2 | 2 | 2 | 3 | |
| 1 | 1 | 1 | 0 | 1 | 4 | 2 | 1 | 2 | 3 | 4 | 2 | 3 | |
| Operating Profit | — | — | — | — | — | — | — | — | — | — | — | — | — |
| OPM % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Other Income | 0 | 1 | 0 | 5 | 0 | 1 | -1 | -0 | 0 | 0 | 0 | 1 | 0 |
| Interest | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| -1 | -1 | -0 | 6 | 13 | -2 | -3 | -2 | 1 | -3 | -3 | 0 | 0 | |
| Tax % | -0.00% | -0.00% | -0.00% | 0.00% | 0.00% | -0.00% | -0.00% | -32.65% | 0.00% | -0.00% | -0.00% | 41.67% | 0.00% |
| Net Profit | -1 | -1 | -0 | 6 | 13 | -2 | -3 | -3 | 1 | -3 | -3 | 0 | 0 |
| -0 | -0 | -0 | 1 | 3 | -0 | -1 | -0 | 0 | -0 | -1 | 0 | 0 | |
| Equity Capital | 48 | 49 | 49 | 54 | 49 | 54 | 54 | 54 | 54 | 54 | 54 | 55 | 55 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Equity Capital | 48 | 49 | 49 | 54 | 49 | 54 | 54 | 54 | 54 | 54 | 54 | 55 | 55 |
| Reserves | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Promoter Pledge % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Jun 2023
- 1
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- -1
- Tax %
- -0.00%
- Net Profit
- -1
- -0
- Equity Capital
- 48
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 48
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2023
- 1
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- 0
- -1
- Tax %
- -0.00%
- Net Profit
- -1
- -0
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2023
- 1
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- -0
- Tax %
- -0.00%
- Net Profit
- -0
- -0
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2024
- 2
- 0
- Operating Profit
- —
- OPM %
- —
- Other Income
- 5
- Interest
- 1
- Depreciation
- 0
- 6
- Tax %
- 0.00%
- Net Profit
- 6
- 1
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2024
- 15
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- 13
- Tax %
- 0.00%
- Net Profit
- 13
- 3
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 49
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2024
- 1
- 4
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- 0
- -2
- Tax %
- -0.00%
- Net Profit
- -2
- -0
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2024
- 2
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- -1
- Interest
- 1
- Depreciation
- 0
- -3
- Tax %
- -0.00%
- Net Profit
- -3
- -1
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2025
- 2
- 1
- Operating Profit
- —
- OPM %
- —
- Other Income
- -0
- Interest
- 1
- Depreciation
- 0
- -2
- Tax %
- -32.65%
- Net Profit
- -3
- -0
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2025
- 3
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- 1
- Tax %
- 0.00%
- Net Profit
- 1
- 0
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Sep 2025
- 2
- 3
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- -3
- Tax %
- -0.00%
- Net Profit
- -3
- -0
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Dec 2025
- 2
- 4
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- -3
- Tax %
- -0.00%
- Net Profit
- -3
- -1
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 54
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Mar 2026
- 2
- 2
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 1
- Depreciation
- 0
- 0
- Tax %
- 41.67%
- Net Profit
- 0
- 0
- Equity Capital
- 55
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 55
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Jun 2026
- 3
- 3
- Operating Profit
- —
- OPM %
- —
- Other Income
- 0
- Interest
- 1
- Depreciation
- 0
- 0
- Tax %
- 0.00%
- Net Profit
- 0
- 0
- Equity Capital
- 55
- Reserves
- 0
- Promoter Pledge %
- 0.00%
- Equity Capital
- 55
- Reserves
- 0
- Promoter Pledge %
- 0.00%
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 10 | 12 | 10 | 11 | 1 | 7 | 7 | 4 | 6 | 7 | 8 | |
| 10 | 11 | 8 | 9 | 4 | 8 | 6 | 8 | 5 | 6 | 12 | |
| Operating Profit | 0 | 1 | 1 | 2 | -2 | -1 | 2 | -4 | 8 | 7 | — |
| OPM % | 2 | 9 | 13 | 22 | -134 | -10 | 25 | -101 | 141 | 102 | — |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 7 | 6 | 1 |
| Interest | 0 | 0 | 0 | 2 | 2 | 3 | 4 | 5 | 4 | 4 | 3 |
| Depreciation | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 1 | 0 | 0 | -4 | -4 | -2 | -9 | 4 | 1 | -5 | |
| Tax % | -2 | 16 | 36 | 21 | 3 | 2 | 0 | 0 | 0 | 49 | -1 |
| Net Profit | 0 | 1 | 0 | 0 | -4 | -3 | -2 | -9 | 4 | 1 | -5 |
| EPS | 0 | 0 | 0 | 0 | 0 | -1 | -1 | -2 | 1 | 0 | — |
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 0 | 0 | 0 | 0 | -2 | -1 | -1 | -2 | 1 | 0 | — |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share of Associates | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Adjusted EPS | 0 | 0 | 0 | 0 | -2 | -1 | -1 | -2 | 1 | 0 | — |
Mar 2016
- 10
- 10
- Operating Profit
- 0
- OPM %
- 2
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 0
- Tax %
- -2
- Net Profit
- 0
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2017
- 12
- 11
- Operating Profit
- 1
- OPM %
- 9
- Other Income
- 0
- Interest
- 0
- Depreciation
- 0
- 1
- Tax %
- 16
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2018
- 10
- 8
- Operating Profit
- 1
- OPM %
- 13
- Other Income
- 0
- Interest
- 0
- Depreciation
- 1
- 0
- Tax %
- 36
- Net Profit
- 0
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2019
- 11
- 9
- Operating Profit
- 2
- OPM %
- 22
- Other Income
- 0
- Interest
- 2
- Depreciation
- 0
- 0
- Tax %
- 21
- Net Profit
- 0
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
Mar 2020
- 1
- 4
- Operating Profit
- -2
- OPM %
- -134
- Other Income
- 0
- Interest
- 2
- Depreciation
- 0
- -4
- Tax %
- 3
- Net Profit
- -4
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
Mar 2021
- 7
- 8
- Operating Profit
- -1
- OPM %
- -10
- Other Income
- 0
- Interest
- 3
- Depreciation
- 0
- -4
- Tax %
- 2
- Net Profit
- -3
- EPS
- -1
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -1
Mar 2022
- 7
- 6
- Operating Profit
- 2
- OPM %
- 25
- Other Income
- 1
- Interest
- 4
- Depreciation
- 0
- -2
- Tax %
- 0
- Net Profit
- -2
- EPS
- -1
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -1
Mar 2023
- 4
- 8
- Operating Profit
- -4
- OPM %
- -101
- Other Income
- 0
- Interest
- 5
- Depreciation
- 0
- -9
- Tax %
- 0
- Net Profit
- -9
- EPS
- -2
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- -2
Mar 2024
- 6
- 5
- Operating Profit
- 8
- OPM %
- 141
- Other Income
- 7
- Interest
- 4
- Depreciation
- 0
- 4
- Tax %
- 0
- Net Profit
- 4
- EPS
- 1
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 1
Mar 2025
- 7
- 6
- Operating Profit
- 7
- OPM %
- 102
- Other Income
- 6
- Interest
- 4
- Depreciation
- 0
- 1
- Tax %
- 49
- Net Profit
- 1
- EPS
- 0
- Dividend Payout %
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- 0
TTM
- 8
- 12
- Operating Profit
- —
- OPM %
- —
- Other Income
- 1
- Interest
- 3
- Depreciation
- 0
- -5
- Tax %
- -1
- Net Profit
- -5
- EPS
- —
- Dividend Payout %
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
- Minority Interest
- 0
- Share of Associates
- 0
- Adjusted EPS
- —
COMPOUNDED SALES GROWTH
- 10 Years:
- -1%
- 5 Years:
- 38%
- 3 Years:
- 1%
COMPOUNDED PROFIT GROWTH
- 10 Years:
- 19%
- 5 Years:
- —
- 3 Years:
- —
STOCK PRICE CAGR
- 10 Years:
- 3%
- 5 Years:
- 21%
- 3 Years:
- 4%
- 1 Year:
- -35%
RETURN ON EQUITY
- 10 Years:
- -6%
- 5 Years:
- -10%
- 3 Years:
- -7%
- Last Year:
- 2%
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| LIABILITIES | - | - | - | - | - | - | - | - | - | - |
| Equity Capital | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 48 | 49 | 54 |
| 33 | 33 | 8 | 3 | -1 | -5 | -7 | -16 | -17 | -16 | |
| 1 | 0 | 0 | 9 | 8 | 8 | 9 | 5 | 7 | 9 | |
| Trade Payables | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 1 | 2 |
| 2 | 8 | 15 | 10 | 12 | 33 | 33 | 25 | 29 | 30 | |
| Total Liabilities | 60 | 66 | 49 | 46 | 45 | 61 | 60 | 63 | 68 | 79 |
| ASSETS | - | - | - | - | - | - | - | - | - | - |
| 0 | 0 | 9 | 9 | 9 | 8 | 8 | 8 | 8 | 8 | |
| 34 | 33 | 15 | 15 | 15 | 15 | 15 | 14 | 14 | 19 | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Cash & Bank | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 5 | 0 | 0 |
| 25 | 32 | 24 | 21 | 20 | 37 | 37 | 37 | 47 | 52 | |
| Total Assets | 60 | 66 | 49 | 46 | 45 | 61 | 60 | 63 | 68 | 79 |
| Total Debt | 1 | 6 | 12 | 18 | 19 | 37 | 37 | 31 | 37 | 39 |
| Net Working Capital | 3 | 9 | 3 | -2 | -4 | 12 | 8 | 22 | -5 | -7 |
| Contingent Liabilities | 10 | 13 | 14 | 13 | 12 | 4 | 4 | 7 | 7 | 7 |
| Book Value per Share | 23.34 | 23.65 | 13.44 | 11.33 | 9.56 | 8.12 | 7.17 | 6.78 | 6.47 | 7.09 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Total Debt | 1 | 6 | 12 | 18 | 19 | 37 | 37 | 31 | 37 | 39 |
| Net Working Capital | 3 | 9 | 3 | -2 | -4 | 12 | 8 | 22 | -5 | -7 |
| Contingent Liabilities | 10 | 13 | 14 | 13 | 12 | 4 | 4 | 7 | 7 | 7 |
| Book Value per Share | 23.34 | 23.65 | 13.44 | 11.33 | 9.56 | 8.12 | 7.17 | 6.78 | 6.47 | 7.09 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Mar 2016
- Equity Capital
- 24
- 33
- 1
- Trade Payables
- 0
- 2
- Total Liabilities
- 60
- 0
- 34
- 0
- Cash & Bank
- 0
- 25
- Total Assets
- 60
- Total Debt
- 1
- Net Working Capital
- 3
- Contingent Liabilities
- 10
- Book Value per Share
- 23.34
- Face Value
- 10.00
- Total Debt
- 1
- Net Working Capital
- 3
- Contingent Liabilities
- 10
- Book Value per Share
- 23.34
- Face Value
- 10.00
Mar 2017
- Equity Capital
- 24
- 33
- 0
- Trade Payables
- 0
- 8
- Total Liabilities
- 66
- 0
- 33
- 0
- Cash & Bank
- 0
- 32
- Total Assets
- 66
- Total Debt
- 6
- Net Working Capital
- 9
- Contingent Liabilities
- 13
- Book Value per Share
- 23.65
- Face Value
- 10.00
- Total Debt
- 6
- Net Working Capital
- 9
- Contingent Liabilities
- 13
- Book Value per Share
- 23.65
- Face Value
- 10.00
Mar 2018
- Equity Capital
- 24
- 8
- 0
- Trade Payables
- 1
- 15
- Total Liabilities
- 49
- 9
- 15
- 0
- Cash & Bank
- 0
- 24
- Total Assets
- 49
- Total Debt
- 12
- Net Working Capital
- 3
- Contingent Liabilities
- 14
- Book Value per Share
- 13.44
- Face Value
- 10.00
- Total Debt
- 12
- Net Working Capital
- 3
- Contingent Liabilities
- 14
- Book Value per Share
- 13.44
- Face Value
- 10.00
Mar 2019
- Equity Capital
- 24
- 3
- 9
- Trade Payables
- 0
- 10
- Total Liabilities
- 46
- 9
- 15
- 0
- Cash & Bank
- 1
- 21
- Total Assets
- 46
- Total Debt
- 18
- Net Working Capital
- -2
- Contingent Liabilities
- 13
- Book Value per Share
- 11.33
- Face Value
- 10.00
- Total Debt
- 18
- Net Working Capital
- -2
- Contingent Liabilities
- 13
- Book Value per Share
- 11.33
- Face Value
- 10.00
Mar 2020
- Equity Capital
- 24
- -1
- 8
- Trade Payables
- 0
- 12
- Total Liabilities
- 45
- 9
- 15
- 0
- Cash & Bank
- 0
- 20
- Total Assets
- 45
- Total Debt
- 19
- Net Working Capital
- -4
- Contingent Liabilities
- 12
- Book Value per Share
- 9.56
- Face Value
- 10.00
- Total Debt
- 19
- Net Working Capital
- -4
- Contingent Liabilities
- 12
- Book Value per Share
- 9.56
- Face Value
- 10.00
Mar 2021
- Equity Capital
- 24
- -5
- 8
- Trade Payables
- 0
- 33
- Total Liabilities
- 61
- 8
- 15
- 0
- Cash & Bank
- 0
- 37
- Total Assets
- 61
- Total Debt
- 37
- Net Working Capital
- 12
- Contingent Liabilities
- 4
- Book Value per Share
- 8.12
- Face Value
- 10.00
- Total Debt
- 37
- Net Working Capital
- 12
- Contingent Liabilities
- 4
- Book Value per Share
- 8.12
- Face Value
- 10.00
Mar 2022
- Equity Capital
- 24
- -7
- 9
- Trade Payables
- 0
- 33
- Total Liabilities
- 60
- 8
- 15
- 0
- Cash & Bank
- 0
- 37
- Total Assets
- 60
- Total Debt
- 37
- Net Working Capital
- 8
- Contingent Liabilities
- 4
- Book Value per Share
- 7.17
- Face Value
- 10.00
- Total Debt
- 37
- Net Working Capital
- 8
- Contingent Liabilities
- 4
- Book Value per Share
- 7.17
- Face Value
- 10.00
Mar 2023
- Equity Capital
- 48
- -16
- 5
- Trade Payables
- 1
- 25
- Total Liabilities
- 63
- 8
- 14
- 0
- Cash & Bank
- 5
- 37
- Total Assets
- 63
- Total Debt
- 31
- Net Working Capital
- 22
- Contingent Liabilities
- 7
- Book Value per Share
- 6.78
- Face Value
- 10.00
- Total Debt
- 31
- Net Working Capital
- 22
- Contingent Liabilities
- 7
- Book Value per Share
- 6.78
- Face Value
- 10.00
Mar 2024
- Equity Capital
- 49
- -17
- 7
- Trade Payables
- 1
- 29
- Total Liabilities
- 68
- 8
- 14
- 0
- Cash & Bank
- 0
- 47
- Total Assets
- 68
- Total Debt
- 37
- Net Working Capital
- -5
- Contingent Liabilities
- 7
- Book Value per Share
- 6.47
- Face Value
- 10.00
- Total Debt
- 37
- Net Working Capital
- -5
- Contingent Liabilities
- 7
- Book Value per Share
- 6.47
- Face Value
- 10.00
Mar 2025
- Equity Capital
- 54
- -16
- 9
- Trade Payables
- 2
- 30
- Total Liabilities
- 79
- 8
- 19
- 0
- Cash & Bank
- 0
- 52
- Total Assets
- 79
- Total Debt
- 39
- Net Working Capital
- -7
- Contingent Liabilities
- 7
- Book Value per Share
- 7.09
- Face Value
- 10.00
- Total Debt
- 39
- Net Working Capital
- -7
- Contingent Liabilities
- 7
- Book Value per Share
- 7.09
- Face Value
- 10.00
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | -0 | -1 | -3 | 0 | -15 | 4 | -10 | -4 | -4 | |
| Cash from Investing | -0 | 0 | -1 | 0 | -0 | 1 | -0 | 0 | -2 | -0 |
| Cash from Financing | -0 | -0 | 1 | 4 | -1 | 14 | -4 | 14 | 2 | 5 |
| -0 | -0 | 0 | 1 | -1 | -0 | -0 | 5 | -4 | -0 | |
| Free Cash Flow | 0 | -0 | -11 | -3 | 0 | -15 | 4 | -10 | -4 | -4 |
| OCF / Net Profit | 0.53 | -0.43 | -6.24 | -23.52 | -0.03 | 4.31 | -1.81 | 1.09 | -1.08 | -6.61 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -15 | -30 | -25 | -23 | -25 | -29 |
| OCF / Net Profit | 0.53 | -0.43 | -6.24 | -23.52 | -0.03 | 4.31 | -1.81 | 1.09 | -1.08 | -6.61 |
| Cumulative 5-Year FCF | 0 | 0 | 0 | 0 | -15 | -30 | -25 | -23 | -25 | -29 |
Mar 2016
- 0
- Cash from Investing
- -0
- Cash from Financing
- -0
- -0
- Free Cash Flow
- 0
- OCF / Net Profit
- 0.53
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- 0.53
- Cumulative 5-Year FCF
- 0
Mar 2017
- -0
- Cash from Investing
- 0
- Cash from Financing
- -0
- -0
- Free Cash Flow
- -0
- OCF / Net Profit
- -0.43
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -0.43
- Cumulative 5-Year FCF
- 0
Mar 2018
- -1
- Cash from Investing
- -1
- Cash from Financing
- 1
- 0
- Free Cash Flow
- -11
- OCF / Net Profit
- -6.24
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -6.24
- Cumulative 5-Year FCF
- 0
Mar 2019
- -3
- Cash from Investing
- 0
- Cash from Financing
- 4
- 1
- Free Cash Flow
- -3
- OCF / Net Profit
- -23.52
- Cumulative 5-Year FCF
- 0
- OCF / Net Profit
- -23.52
- Cumulative 5-Year FCF
- 0
Mar 2020
- 0
- Cash from Investing
- -0
- Cash from Financing
- -1
- -1
- Free Cash Flow
- 0
- OCF / Net Profit
- -0.03
- Cumulative 5-Year FCF
- -15
- OCF / Net Profit
- -0.03
- Cumulative 5-Year FCF
- -15
Mar 2021
- -15
- Cash from Investing
- 1
- Cash from Financing
- 14
- -0
- Free Cash Flow
- -15
- OCF / Net Profit
- 4.31
- Cumulative 5-Year FCF
- -30
- OCF / Net Profit
- 4.31
- Cumulative 5-Year FCF
- -30
Mar 2022
- 4
- Cash from Investing
- -0
- Cash from Financing
- -4
- -0
- Free Cash Flow
- 4
- OCF / Net Profit
- -1.81
- Cumulative 5-Year FCF
- -25
- OCF / Net Profit
- -1.81
- Cumulative 5-Year FCF
- -25
Mar 2023
- -10
- Cash from Investing
- 0
- Cash from Financing
- 14
- 5
- Free Cash Flow
- -10
- OCF / Net Profit
- 1.09
- Cumulative 5-Year FCF
- -23
- OCF / Net Profit
- 1.09
- Cumulative 5-Year FCF
- -23
Mar 2024
- -4
- Cash from Investing
- -2
- Cash from Financing
- 2
- -4
- Free Cash Flow
- -4
- OCF / Net Profit
- -1.08
- Cumulative 5-Year FCF
- -25
- OCF / Net Profit
- -1.08
- Cumulative 5-Year FCF
- -25
Mar 2025
- -4
- Cash from Investing
- -0
- Cash from Financing
- 5
- -0
- Free Cash Flow
- -4
- OCF / Net Profit
- -6.61
- Cumulative 5-Year FCF
- -29
- OCF / Net Profit
- -6.61
- Cumulative 5-Year FCF
- -29
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| PER SHARE | - | - | - | - | - | - | - | - | - | - |
| EPS (₹) | 0.06 | 0.30 | 0.03 | 0.06 | -1.77 | -1.42 | -0.96 | -1.80 | 0.82 | 0.12 |
| Book Value (₹) | 23.34 | 23.65 | 13.44 | 11.33 | 9.56 | 8.12 | 7.17 | 6.78 | 6.47 | 7.09 |
| Dividend per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash EPS (₹) | 0.08 | 0.30 | 0.26 | 0.14 | -1.52 | -1.23 | -0.81 | -1.75 | 0.86 | 0.16 |
| PROFITABILITY | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 2.30% | 8.68% | 12.87% | 21.82% | -133.76% | -9.74% | 24.75% | -101.13% | 18.16% | 18.80% |
| Net Margin % | 1.43% | 6.37% | 0.85% | 1.29% | -304.74% | -51.06% | -35.10% | -226.70% | 67.65% | 9.26% |
| ROE % | 0.25% | 1.29% | 0.18% | 0.45% | -16.94% | -16.09% | -12.62% | -34.55% | 12.42% | 1.86% |
| ROCE % | 0.36% | 1.58% | 0.72% | 4.57% | -4.93% | -1.76% | 2.60% | -6.93% | 12.30% | 6.60% |
| 0.24% | 1.19% | 0.14% | 0.29% | -9.53% | -6.62% | -3.92% | -14.13% | 6.07% | 0.88% | |
| EFFICIENCY | - | - | - | - | - | - | - | - | - | - |
| Debtor Days | 8 | 5 | 6 | 97 | 1406 | 294 | 298 | 365 | 75 | 10 |
| Inventory Days | 0 | 2 | 4 | 4 | 19 | 0 | 0 | 0 | 0 | 0 |
| Payable Days | 7 | 0 | 92 | 40 | 0 | 22 | 34 | 0 | 0 | 0 |
| 0 | 7 | -82 | 61 | 1425 | 272 | 263 | 365 | 75 | 10 | |
| FINANCIAL HEALTH | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity (x) | 0.02x | 0.10x | 0.38x | 0.64x | 0.82x | 1.88x | 2.10x | 0.94x | 1.17x | 1.02x |
| Interest Coverage (x) | 2.91x | 12.68x | 1.48x | 1.09x | -0.95x | -0.33x | 0.38x | -0.89x | 1.97x | 1.36x |
| 2.22x | 4.83x | 1.63x | 0.87x | 0.69x | 1.91x | 1.50x | 4.21x | 0.46x | 0.39x | |
| GROWTH | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | 30.90% | 16.79% | -18.48% | 11.52% | -86.62% | 379.93% | -1.38% | -42.89% | 54.11% | 18.62% |
| Operating Profit Growth % | -32.39% | 340.75% | 20.81% | 89.07% | -182.05% | 65.05% | 350.57% | -333.33% | 315.38% | -14.39% |
| Net Profit Growth % | 30.50% | 420.16% | -89.08% | 69.16% | -3249.36% | 19.59% | 32.21% | -268.84% | 145.99% | -83.76% |
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 145.60% | -85.30% | |
| VALUATION | - | - | - | - | - | - | - | - | - | - |
| P/E (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 12.96x | 120.43x |
| P/B (x) | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 1.64x | 2.05x |
| Dividend Yield % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 10.61x | 16.41x |
Mar 2016
- EPS (₹)
- 0.06
- Book Value (₹)
- 23.34
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.08
- Operating Margin %
- 2.30%
- Net Margin %
- 1.43%
- ROE %
- 0.25%
- ROCE %
- 0.36%
- 0.24%
- Debtor Days
- 8
- Inventory Days
- 0
- Payable Days
- 7
- 0
- Debt to Equity (x)
- 0.02x
- Interest Coverage (x)
- 2.91x
- 2.22x
- Revenue Growth %
- 30.90%
- Operating Profit Growth %
- -32.39%
- Net Profit Growth %
- 30.50%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2017
- EPS (₹)
- 0.30
- Book Value (₹)
- 23.65
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.30
- Operating Margin %
- 8.68%
- Net Margin %
- 6.37%
- ROE %
- 1.29%
- ROCE %
- 1.58%
- 1.19%
- Debtor Days
- 5
- Inventory Days
- 2
- Payable Days
- 0
- 7
- Debt to Equity (x)
- 0.10x
- Interest Coverage (x)
- 12.68x
- 4.83x
- Revenue Growth %
- 16.79%
- Operating Profit Growth %
- 340.75%
- Net Profit Growth %
- 420.16%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2018
- EPS (₹)
- 0.03
- Book Value (₹)
- 13.44
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.26
- Operating Margin %
- 12.87%
- Net Margin %
- 0.85%
- ROE %
- 0.18%
- ROCE %
- 0.72%
- 0.14%
- Debtor Days
- 6
- Inventory Days
- 4
- Payable Days
- 92
- -82
- Debt to Equity (x)
- 0.38x
- Interest Coverage (x)
- 1.48x
- 1.63x
- Revenue Growth %
- -18.48%
- Operating Profit Growth %
- 20.81%
- Net Profit Growth %
- -89.08%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2019
- EPS (₹)
- 0.06
- Book Value (₹)
- 11.33
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.14
- Operating Margin %
- 21.82%
- Net Margin %
- 1.29%
- ROE %
- 0.45%
- ROCE %
- 4.57%
- 0.29%
- Debtor Days
- 97
- Inventory Days
- 4
- Payable Days
- 40
- 61
- Debt to Equity (x)
- 0.64x
- Interest Coverage (x)
- 1.09x
- 0.87x
- Revenue Growth %
- 11.52%
- Operating Profit Growth %
- 89.07%
- Net Profit Growth %
- 69.16%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2020
- EPS (₹)
- -1.77
- Book Value (₹)
- 9.56
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -1.52
- Operating Margin %
- -133.76%
- Net Margin %
- -304.74%
- ROE %
- -16.94%
- ROCE %
- -4.93%
- -9.53%
- Debtor Days
- 1406
- Inventory Days
- 19
- Payable Days
- 0
- 1425
- Debt to Equity (x)
- 0.82x
- Interest Coverage (x)
- -0.95x
- 0.69x
- Revenue Growth %
- -86.62%
- Operating Profit Growth %
- -182.05%
- Net Profit Growth %
- -3249.36%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2021
- EPS (₹)
- -1.42
- Book Value (₹)
- 8.12
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -1.23
- Operating Margin %
- -9.74%
- Net Margin %
- -51.06%
- ROE %
- -16.09%
- ROCE %
- -1.76%
- -6.62%
- Debtor Days
- 294
- Inventory Days
- 0
- Payable Days
- 22
- 272
- Debt to Equity (x)
- 1.88x
- Interest Coverage (x)
- -0.33x
- 1.91x
- Revenue Growth %
- 379.93%
- Operating Profit Growth %
- 65.05%
- Net Profit Growth %
- 19.59%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2022
- EPS (₹)
- -0.96
- Book Value (₹)
- 7.17
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -0.81
- Operating Margin %
- 24.75%
- Net Margin %
- -35.10%
- ROE %
- -12.62%
- ROCE %
- 2.60%
- -3.92%
- Debtor Days
- 298
- Inventory Days
- 0
- Payable Days
- 34
- 263
- Debt to Equity (x)
- 2.10x
- Interest Coverage (x)
- 0.38x
- 1.50x
- Revenue Growth %
- -1.38%
- Operating Profit Growth %
- 350.57%
- Net Profit Growth %
- 32.21%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2023
- EPS (₹)
- -1.80
- Book Value (₹)
- 6.78
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- -1.75
- Operating Margin %
- -101.13%
- Net Margin %
- -226.70%
- ROE %
- -34.55%
- ROCE %
- -6.93%
- -14.13%
- Debtor Days
- 365
- Inventory Days
- 0
- Payable Days
- 0
- 365
- Debt to Equity (x)
- 0.94x
- Interest Coverage (x)
- -0.89x
- 4.21x
- Revenue Growth %
- -42.89%
- Operating Profit Growth %
- -333.33%
- Net Profit Growth %
- -268.84%
- 0.00%
- P/E (x)
- 0.00x
- P/B (x)
- 0.00x
- Dividend Yield %
- 0.00%
- 0.00x
Mar 2024
- EPS (₹)
- 0.82
- Book Value (₹)
- 6.47
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.86
- Operating Margin %
- 18.16%
- Net Margin %
- 67.65%
- ROE %
- 12.42%
- ROCE %
- 12.30%
- 6.07%
- Debtor Days
- 75
- Inventory Days
- 0
- Payable Days
- 0
- 75
- Debt to Equity (x)
- 1.17x
- Interest Coverage (x)
- 1.97x
- 0.46x
- Revenue Growth %
- 54.11%
- Operating Profit Growth %
- 315.38%
- Net Profit Growth %
- 145.99%
- 145.60%
- P/E (x)
- 12.96x
- P/B (x)
- 1.64x
- Dividend Yield %
- 0.00%
- 10.61x
Mar 2025
- EPS (₹)
- 0.12
- Book Value (₹)
- 7.09
- Dividend per Share (₹)
- 0.00
- Cash EPS (₹)
- 0.16
- Operating Margin %
- 18.80%
- Net Margin %
- 9.26%
- ROE %
- 1.86%
- ROCE %
- 6.60%
- 0.88%
- Debtor Days
- 10
- Inventory Days
- 0
- Payable Days
- 0
- 10
- Debt to Equity (x)
- 1.02x
- Interest Coverage (x)
- 1.36x
- 0.39x
- Revenue Growth %
- 18.62%
- Operating Profit Growth %
- -14.39%
- Net Profit Growth %
- -83.76%
- -85.30%
- P/E (x)
- 120.43x
- P/B (x)
- 2.05x
- Dividend Yield %
- 0.00%
- 16.41x
Documents
Announcements
- General Updates
2026-08-20 - Transwarranty Finance Limited has informed the Exchange about General Updates
- Copy of Newspaper Publication
2026-08-01 - Transwarranty Finance Limited has informed the Exchange about Copy of Newspaper Publication
Annual Reports
Nothing filed yet.
Credit Ratings
Nothing filed yet.
Concalls
Nov 2022